{"id":25037,"date":"2026-04-20T12:03:00","date_gmt":"2026-04-20T08:03:00","guid":{"rendered":"https:\/\/lookinsure.com\/blog\/?p=25037"},"modified":"2026-04-20T12:04:50","modified_gmt":"2026-04-20T08:04:50","slug":"what-is-iloe-insurance-in-uae-hiart","status":"publish","type":"post","link":"https:\/\/lookinsure.com\/blog\/ar\/what-is-iloe-insurance-in-uae-hiart\/","title":{"rendered":"\u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a (ILOE) \u0648\u0639\u0644\u0627\u0642\u062a\u0647 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u061f"},"content":{"rendered":"\n<p>\u0643\u062b\u064a\u0631\u064b\u0627 \u0645\u0627 \u064a\u062a\u0645 \u0630\u0643\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062e\u0627\u0635\u0629 \u0645\u0639 \u0627\u0644\u0642\u0644\u0642 \u0645\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u062a\u062d\u062a \u0623\u064a \u0638\u0631\u0641\u060c \u0644\u0630\u0644\u0643 \u064a\u064f\u0639\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0645\u0647\u0645\u064b\u0627 \u0644\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u062e\u0627\u0635 \u0648\u0627\u0644\u0639\u0627\u0645 \u062a\u0645\u0627\u0645\u064b\u0627 \u0643\u0645\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u0647\u0646\u064a\u0629\u060c \u0648\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0646\u062a\u0639\u0631\u0641 \u0623\u0643\u062b\u0631 \u0639\u0644\u0649 \u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 ILOE \u0636\u062f \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u063a\u064a\u0631 \u0627\u0644\u0644\u0625\u0631\u0627\u062f\u064a\u060c \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0643\u0644 \u0645\u0627 \u064a\u062e\u0635 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0648\u0623\u0643\u062b\u0631.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629<\/strong><\/h2>\n\n\n\n<p><strong>\u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 ILOE\u061f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 (ILOE)<\/strong> \u0647\u0648 \u0646\u0638\u0627\u0645 \u062d\u0643\u0648\u0645\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u064a\u0648\u0641\u0631 \u062f\u0639\u0645\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u0645\u0624\u0642\u062a\u064b\u0627 \u0639\u0646\u062f \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0625\u0631\u0627\u062f\u064a.<\/li>\n\n\n\n<li>\u064a\u0645\u0646\u062d\u0643 <strong>60\u066a \u0645\u0646 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a<\/strong> \u0644\u0645\u062f\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 <strong>3 \u0623\u0634\u0647\u0631<\/strong> \u0628\u062d\u062f \u0623\u0642\u0635\u0649 <strong>10,000 \u062f\u0631\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627<\/strong>.<\/li>\n\n\n\n<li><strong>\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a <\/strong>\u0625\u0644\u0632\u0627\u0645\u064a \u0644\u0645\u0639\u0638\u0645 \u0645\u0648\u0638\u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u0627\u0635 \u0648\u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0645\u0639 \u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0628\u0639\u0636 \u0627\u0644\u0641\u0626\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0627\u0644\u0634\u0631\u0648\u0637<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0634\u062a\u0631\u0627\u0643 \u0644\u0645\u062f\u0629 <strong>12 \u0634\u0647\u0631\u064b\u0627 \u0645\u062a\u0648\u0627\u0635\u0644\u0629<\/strong><\/li>\n\n\n\n<li>\u0623\u0644\u0627 \u064a\u0643\u0648\u0646 \u062a\u0631\u0643 \u0627\u0644\u0639\u0645\u0644 \u0628\u0633\u0628\u0628 \u0627\u0633\u062a\u0642\u0627\u0644\u0629 \u0623\u0648 \u0645\u062e\u0627\u0644\u0641\u0629<\/li>\n\n\n\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u062e\u0644\u0627\u0644 <strong>30 \u064a\u0648\u0645\u064b\u0627<\/strong> \u0645\u0646 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0639\u0644\u0627\u0642\u062a\u0647 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u064a\u0639\u0645\u0644 \u062c\u0646\u0628\u064b\u0627 \u0625\u0644\u0649 \u062c\u0646\u0628 \u0645\u0639 <strong>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong> \u0644\u062a\u0648\u0641\u064a\u0631 \u062d\u0645\u0627\u064a\u0629 \u0645\u0627\u0644\u064a\u0629 \u0648\u0635\u062d\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u0645\u0648\u0638\u0641.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0627\u0644\u062a\u0643\u0644\u0641\u0629<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0645\u0646\u062e\u0641\u0636\u0629 \u062d\u0648\u0627\u0644\u064a <strong>5 \u0625\u0644\u0649 10 \u062f\u0631\u0627\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627<\/strong> \u062d\u0633\u0628 \u0627\u0644\u0631\u0627\u062a\u0628.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u062a\u0645 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0628\u0633\u0647\u0648\u0644\u0629 <strong>\u0623\u0648\u0646\u0644\u0627\u064a\u0646<\/strong> \u0639\u0628\u0631 \u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 ILOE \u0623\u0648 MOHRE.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0633\u0646\u0648\u064a \u0636\u0631\u0648\u0631\u064a<\/strong> \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0623\u0648 \u0625\u064a\u0642\u0627\u0641 \u0627\u0644\u062a\u063a\u0637\u064a\u0629.<\/li>\n\n\n\n<li>\u0641\u064a \u062d\u0627\u0644 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629\u060c \u064a\u062a\u0645 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0645\u0639 \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0648\u0645\u0631\u0627\u062c\u0639\u062a\u0647\u0627.<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0627 \u064a\u063a\u0637\u064a \u0627\u0644\u0631\u0627\u062a\u0628 \u0643\u0627\u0645\u0644\u064b\u0627\u060c \u0644\u0643\u0646\u0647 \u064a\u0633\u0627\u0639\u062f \u0641\u064a <strong>\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/strong> \u0644\u062d\u064a\u0646 \u0625\u064a\u062c\u0627\u062f \u0648\u0638\u064a\u0641\u0629 \u062c\u062f\u064a\u062f\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u061f<\/strong><\/h2>\n\n\n\n<p>\u0644\u0646\u0628\u062f\u0623 \u0623\u0648\u0644\u064b\u0627 \u0628\u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u063a\u064a\u0631 \u0627\u0644\u0625\u0631\u0627\u062f\u064a \u0648 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0625\u0644\u064a\u0643 \u062a\u0639\u0631\u064a\u0641 \u0628\u0627\u0644\u0645\u0635\u0637\u0644\u062d \u0641\u064a \u0646\u0642\u0627\u0637 \u0628\u0633\u064a\u0637\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0647\u0648 \u0646\u0638\u0627\u0645 \u0627\u062a\u062d\u0627\u062f\u064a \u0648\u0628\u0631\u0646\u0627\u0645\u062c \u062d\u0643\u0648\u0645\u064a \u064a\u0648\u0641\u0631 \u062f\u0639\u0645\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0625\u0630\u0627 \u0641\u0642\u062f\u0648\u0627 \u0648\u0638\u0627\u0626\u0641\u0647\u0645 \u0644\u0623\u0633\u0628\u0627\u0628 \u062e\u0627\u0631\u062c\u0629 \u0639\u0646 \u0625\u0631\u0627\u062f\u062a\u0647\u0645.<\/li>\n\n\n\n<li>\u064a\u064f\u0648\u0641\u0631 \u062a\u0623\u0645\u064a\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u063a\u064a\u0631 \u0627\u0644\u0625\u0631\u0627\u062f\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0631\u0648\u0627\u062a\u0628\u0647\u0645 \u0644\u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0647\u0645 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0646\u0641\u0642\u0627\u062a\u0647\u0645 \u0623\u062b\u0646\u0627\u0621 \u0628\u062d\u062b\u0647\u0645 \u0639\u0646 \u0648\u0638\u064a\u0641\u0629 .<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0623\u0647\u0645\u064a\u0629 \u062a\u0623\u0645\u064a\u0646 ILOE \u0648\u0639\u0644\u0627\u0642\u062a\u0647 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p>\u064a\u064f\u0639\u062f \u0643\u0644\u064c\u0651 \u0645\u0646 <a href=\"https:\/\/lookinsure.com\/ar\/health-insurance?utm_source=blog&amp;utm_medium=arabicPage&amp;utm_campaign=25-8005blg-hi-ar\"><strong>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/strong><\/a> \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0645\u0646\u0638\u0648\u0645\u0629 \u062d\u0645\u0627\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0638\u0631\u0648\u0641\u060c \u0641\u0628\u064a\u0646\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u062a\u063a\u0637\u064a\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0639\u0644\u0627\u062c \u0648\u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0637\u0628\u064a\u0629 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u060c \u064a\u0623\u062a\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0644\u064a\u0643\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u062f\u0648\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u062f\u0639\u0645 \u0645\u0627\u0644\u064a \u0645\u0624\u0642\u062a \u0641\u064a \u062d\u0627\u0644 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0625\u0631\u0627\u062f\u064a.<\/p>\n\n\n\n<p>\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0630\u064a \u062f\u0648\u0631\u064b\u0627 \u0639\u0645\u0644\u064a\u064b\u0627 \u0641\u064a \u062f\u0639\u0645 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u060c \u0648\u062a\u0634\u0645\u0644 \u0623\u0647\u0645\u064a\u062a\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0648\u0641\u064a\u0631 \u0642\u062f\u0631 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0642\u0644\u0642 \u0627\u0644\u0648\u0638\u064a\u0641\u064a<\/li>\n\n\n\n<li>\u062a\u0648\u0641\u064a\u0631 \u062f\u0639\u0645 \u0645\u0627\u0644\u064a \u0645\u0624\u0642\u062a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0623\u0648 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/li>\n\n\n\n<li>\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0636\u063a\u0637 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0641\u0631\u0635\u0629 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<p>\u0647\u0630\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629\u060c \u0623\u0645\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u061b \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0628\u0634\u0643\u0644 \u0645\u0633\u062a\u0642\u0644\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0645\u0646 <a href=\"https:\/\/lookinsure.com\/blog\/ar\/health-insurance-for-freelancers\/\">\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0641\u0631\u064a\u0644\u0627\u0646\u0633\u0631<\/a> \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0644\u0641\u0647\u0645 \u0623\u0641\u0636\u0644 \u0644\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p><strong>&nbsp;<\/strong>\u0642\u062f \u062a\u062a\u0633\u0627\u0621\u0644 \u0639\u0646 \u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0627\u0644\u062d\u0642\u064a\u0642\u0629 \u0623\u0646 \u0627\u0644\u062c\u0645\u064a\u0639 \u0644\u064a\u0633 \u0645\u0624\u0647\u0644\u064b\u0627 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645\u060c \u0625\u0644\u064a\u0643 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646<\/li>\n\n\n\n<li>\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0628\u0639\u0642\u0648\u062f \u0645\u0624\u0642\u062a\u0629<\/li>\n\n\n\n<li>\u0645\u0646 \u0647\u0645 \u062f\u0648\u0646 18 \u0639\u0627\u0645\u064b\u0627<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u062a\u0642\u0627\u0639\u062f\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062d\u0635\u0644\u0648\u0646 \u0639\u0644\u0649 \u0645\u0639\u0627\u0634 \u0648\u0627\u0644\u062a\u062d\u0642\u0648\u0627 \u0628\u0648\u0638\u064a\u0641\u0629 \u062c\u062f\u064a\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p>\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0646 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0627\u0644\u0633\u0627\u0628\u0642 \u0630\u0643\u0631\u0647\u0627\u060c \u0639\u0644\u064a\u0643 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0634\u0631\u0648\u0637 \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0645\u0646 \u0628\u064a\u0646\u0647\u0627:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u0646\u0634\u0637 \u0644\u0645\u062f\u0629 12 \u0634\u0647\u0631\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644<\/li>\n\n\n\n<li>\u0623\u0644\u0627 \u064a\u0643\u0648\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0628\u0633\u0628\u0628 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 \u0623\u0648 \u0645\u062e\u0627\u0644\u0641\u0629 \u062a\u0623\u062f\u064a\u0628\u064a\u0629<\/li>\n\n\n\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 (\u062e\u0644\u0627\u0644 30 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p><strong>&nbsp;<\/strong>\u0642\u062f \u062a\u062a\u0633\u0627\u0621\u0644 \u0639\u0646 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u060c \u0648\u0627\u0644\u0645\u064f\u0628\u0634\u0631 \u0641\u064a \u0627\u0644\u0623\u0645\u0631 \u0623\u0646 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0644\u0627 \u064a\u0633\u062a\u062f\u0639\u064a \u0623\u064a \u062a\u0639\u0642\u064a\u062f\u060c \u0628\u0644 \u0647\u0648 \u062e\u0637\u0648\u0627\u062a \u0628\u0633\u064a\u0637\u0629 \u0648\u064a\u0645\u0643\u0646 \u0625\u062c\u0631\u0627\u0624\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0646\u0638\u0627\u0645\u060c \u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0645\u0639\u0642\u062f\u0629 \u0623\u0648 \u0623\u0648\u0631\u0627\u0642 \u0643\u062b\u064a\u0631 \u0643\u0645\u0627 \u0627\u0644\u062d\u0627\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0628\u062e\u0635\u0648\u0635 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0641\u0626\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062d\u0633\u0628 \u0627\u0644\u0631\u0627\u062a\u0628<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-vivid-cyan-blue-background-color has-background has-fixed-layout\"><tbody><tr><td><strong>\u0627\u0644\u0641\u0626\u0629<\/strong><\/td><td><strong>\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a<\/strong><\/td><td><strong>\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u0633\u0646\u0648\u064a<\/strong><\/td><\/tr><tr><td><strong>\u0627\u0644\u0641\u0626\u0629 A<\/strong><\/td><td>\u062d\u062a\u0649 16,000 \u062f\u0631\u0647\u0645<\/td><td>\u0636\u0645\u0646 \u0646\u0637\u0627\u0642 60 \u0625\u0644\u0649 120 \u062f\u0631\u0647\u0645<\/td><\/tr><tr><td><strong>\u0627\u0644\u0641\u0626\u0629 B<\/strong><\/td><td>\u0623\u0643\u062b\u0631 \u0645\u0646 16,000 \u062f\u0631\u0647\u0645<\/td><td>\u0636\u0645\u0646 \u0646\u0637\u0627\u0642 60 \u0625\u0644\u0649 120 \u062f\u0631\u0647\u0645<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>&nbsp; <\/strong><strong>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062a\u0639\u0648\u064a\u0636&nbsp;<\/strong><\/h3>\n\n\n\n<p>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u064a\u0648\u0641\u0631 \u0644\u0644\u0645\u0648\u0638\u0641 \u0631\u0627\u062d\u0629 \u0627\u0644\u0628\u0627\u0644 \u0645\u0646 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0627\u0631\u0626\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0637\u0631\u0623 \u0639\u0644\u064a\u0647 \u0648\u0642\u062f \u064a\u0646\u062a\u062c \u0639\u0646\u0647\u0627 \u0627\u0646\u0642\u0637\u0627\u0639\u0647 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u062a\u0639\u0637\u0644\u0647 \u0648\u0641\u0642\u062f\u0627\u0646\u0647 \u0648\u0638\u064a\u0641\u062a\u0647\u060c \u0648\u0647\u0646\u0627 \u062a\u0643\u0645\u0646 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0648\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0644\u0645\u062d\u0629 \u0639\u0646 \u062a\u0641\u0627\u0635\u064a\u0644 \u0639\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0636:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0634\u0647\u0631\u064a 10,000 \u062f\u0631\u0647\u0645<\/li>\n\n\n\n<li>\u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u062c\u0627\u0648\u0632 60\u066a \u0645\u0646 \u0631\u0627\u062a\u0628\u0643 \u0647\u0630\u0627 \u0627\u0644\u0631\u0642\u0645 \u064a\u062a\u0645 \u0635\u0631\u0641 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0641\u0642\u0637 (10,000 \u062f\u0631\u0647\u0645)<\/li>\n\n\n\n<li>\u0639\u0646\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u064a\u0645\u0643\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 60\u066a \u0645\u0646 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0628\u0645\u062f\u0629 \u062a\u0639\u0648\u064a\u0636 \u062d\u062a\u0649 3 \u0623\u0634\u0647\u0631<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/strong><\/h2>\n\n\n\n<p>\u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u064a\u062a\u0645 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062f\u0641\u0639 \u0642\u0633\u0637 \u0633\u0646\u0648\u064a \u0648\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u062a\u062e\u062a\u0644\u0641 \u062d\u0633\u0628 \u0641\u0626\u0629 \u0627\u0644\u0631\u0627\u062a\u0628<strong>\u060c \u0648\u064a\u064f\u0639\u062f<\/strong> \u0627\u0644\u0646\u0638\u0627\u0645 \u0645\u064a\u0633\u0648\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0648\u064a\u062a\u0631\u0627\u0648\u062d \u0627\u0644\u0642\u0633\u0637 \u0645\u0627 \u0628\u064a\u0646 60 \u0625\u0644\u0649 120 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a.<\/p>\n\n\n\n<p><strong>\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0641\u0626\u0629 \u0630\u0627\u062a \u0627\u0644\u0631\u0648\u0627\u062a\u0628 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629: \u062d\u0648\u0627\u0644\u064a 5 \u062f\u0631\u0627\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627<\/li>\n\n\n\n<li>\u0627\u0644\u0641\u0626\u0629 \u0630\u0627\u062a \u0627\u0644\u0631\u0648\u0627\u062a\u0628 \u0627\u0644\u0623\u0639\u0644\u0649: \u062d\u0648\u0627\u0644\u064a 10 \u062f\u0631\u0627\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062e\u0637\u0648\u0627\u062a \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a<\/strong><\/h2>\n\n\n\n<p>\u0628\u0639\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0627\u0646 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u060c \u0648\u064a\u0645\u0643\u0646 \u0628\u0643\u0644 \u0633\u0647\u0648\u0644\u0629 \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0628\u0648\u0627\u0628\u0629 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0648\u0637\u064a\u0646 (MOHRE) \u0623\u0648 \u0645\u0648\u0642\u0639 ILOE<\/li>\n\n\n\n<li>\u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0629 \u0623\u0648 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629<\/li>\n\n\n\n<li>\u0627\u062e\u062a\u064a\u0627\u0631 \u062e\u064a\u0627\u0631 \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 ILOE<\/li>\n\n\n\n<li>\u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/li>\n\n\n\n<li>\u0627\u0633\u062a\u0644\u0627\u0645 \u062a\u0623\u0643\u064a\u062f \u0627\u0644\u062a\u062c\u062f\u064a\u062f<\/li>\n<\/ol>\n\n\n\n<p>\u062a\u0633\u062a\u063a\u0631\u0642 \u0639\u0645\u0644\u064a\u0629 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u0627\u062f\u0629 \u0628\u0636\u0639 \u062f\u0642\u0627\u0626\u0642 \u0641\u0642\u0637 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0635\u062d\u064a\u062d\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u062d\u0648\u0644 \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/h3>\n\n\n\n<p>\u062a\u0639\u062a\u0645\u062f \u0642\u0648\u0627\u0639\u062f \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u060c \u0644\u0630\u0627\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0637\u0648\u0627\u0644 \u0641\u062a\u0631\u0629 \u0639\u0645\u0644\u0647\u0645\u060c \u0625\u0644\u064a\u0643 \u0623\u0628\u0631\u0632 \u0645\u0627 \u064a\u062c\u0628 \u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0644\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0625\u0630\u0627 \u062a\u0648\u0642\u0641\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0642\u062f \u064a\u062a\u0645 \u062a\u0639\u0644\u064a\u0642 \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629\u060c \u0642\u062f \u064a\u062a\u0637\u0644\u0628 \u0625\u0639\u0627\u062f\u0629 \u062a\u0641\u0639\u064a\u0644 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629 \u0623\u0648 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a.<\/li>\n\n\n\n<li>\u064a\u062c\u0628 \u0623\u0646 \u062a\u0628\u0642\u0649 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0646\u0634\u0637\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a<\/li>\n\n\n\n<li>\u0642\u062f \u062a\u0624\u062b\u0631 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u0642\u0637\u0627\u0639 \u0641\u064a \u0627\u0644\u0623\u0647\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0648\u0638\u0641 \u0648\u0644\u064a\u0633 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u063a\u0631\u0627\u0645\u0627\u062a \u0639\u062f\u0645 \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/strong><\/h2>\n\n\n\n<p>\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0634\u0645\u0648\u0644\u064b\u0627 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0637\u0628\u064a \u0641\u0647\u0630\u0627 \u0642\u062f \u064a\u0639\u0631\u0636\u0643 \u0644\u0644\u0648\u0642\u0648\u0639 \u0641\u064a <a href=\"https:\/\/lookinsure.com\/blog\/ar\/health-insurance-fines-in-uae-hiart\/\"><strong>\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/strong><\/a>\u060c \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0623\u062e\u0631 \u0641\u064a \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0623\u0648 \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u063a\u0631\u0627\u0645\u0627\u062a\u060c \u0645\u062b\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u063a\u0631\u0627\u0645\u0627\u062a \u062b\u0627\u0628\u062a\u0629 \u0644\u0639\u062f\u0645 \u0627\u0644\u062a\u0633\u062c\u064a\u0644<\/li>\n\n\n\n<li>\u063a\u0631\u0627\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062a\u0623\u062e\u0631 \u0641\u064a \u0627\u0644\u062f\u0641\u0639<\/li>\n<\/ul>\n\n\n\n<p>\u0647\u0646\u0627\u0643 \u0628\u0639\u0636 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0623\u062e\u064a\u0631 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0623\u0648 \u0641\u0631\u0636 \u063a\u0631\u0627\u0645\u0627\u062a\u060c \u0648\u064a\u0645\u0643\u0646 \u062a\u062c\u0646\u0628\u0647\u0627 \u0628\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u0645\u0646 \u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u0642\u0639 \u0628\u0647\u0627 \u0627\u0644\u0645\u0648\u0638\u0641\u0648\u0646 \u0639\u0646\u062f \u062a\u062c\u062f\u064a\u062f \u062a\u0623\u0645\u064a\u0646 ILOE \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0633\u064a\u0627\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621<\/li>\n\n\n\n<li>\u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0647\u0648\u064a\u0629 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d<\/li>\n\n\n\n<li>\u0639\u062f\u0645 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u062f\u0641\u0639<\/li>\n\n\n\n<li>\u0639\u062f\u0645 \u0645\u0631\u0627\u062c\u0639\u0629 \u0641\u0626\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0643\u064a\u0641\u064a\u0629 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/strong><\/h2>\n\n\n\n<p>\u0625\u0630\u0627 \u0627\u0633\u062a\u0648\u0641\u064a\u062a \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0641\u0642\u062f\u062a \u0648\u0638\u064a\u0641\u062a\u0643 \u0645\u0624\u062e\u0631\u064b\u0627\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629 \u062a\u0623\u0645\u064a\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u0644\u0627\u0625\u0631\u0627\u062f\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u060c \u0648\u0643\u0645\u0627 \u0623\u0646 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0628\u0634\u0643\u0644 \u0633\u0644\u0633 \u0648\u0633\u0631\u064a\u0639 \u0623\u0647\u0645 \u0645\u0627 \u064a\u0628\u062d\u062b \u0639\u0646\u0647 \u0627\u0644\u0645\u0648\u0638\u0641\u0648\u0646\u060c \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u0641\u0625\u0646 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0647\u0648 \u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0625\u0644\u064a\u0643 \u062e\u0637\u0648\u0627\u062a \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 ILOE:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062e\u0637\u0648\u0627\u062a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0645 \u0628\u0641\u062a\u062d \u062a\u0637\u0628\u064a\u0642 ILOE<\/li>\n\n\n\n<li>\u0642\u0645 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0629<\/li>\n\n\n\n<li>\u0623\u062f\u062e\u0644 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a (\u064a\u062c\u0628 \u0623\u0646 \u064a\u062a\u0637\u0627\u0628\u0642 \u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629)<\/li>\n\n\n\n<li>\u0633\u064a\u0635\u0644\u0643 \u0631\u0645\u0632 \u0627\u0644\u062a\u062d\u0642\u0642 \u0642\u0645 \u0628\u0625\u062f\u062e\u0627\u0644\u0647<\/li>\n\n\n\n<li>\u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 (\u2630)<\/li>\n\n\n\n<li>\u0642\u0645 \u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629<\/li>\n\n\n\n<li>\u0628\u0639\u062f\u0647\u0627 \u0633\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u062a\u0639\u0628\u0626\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/li>\n<\/ul>\n\n\n\n<p>\u064a\u062a\u0645 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0637\u0644\u0628\u060c \u0648\u0641\u064a \u062d\u0627\u0644 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u064a\u062a\u0645 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629\u060c \u0648\u0635\u0631\u0641 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a\u060c \u0648\u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0646\u0633\u0628\u0629 \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0644\u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u0648\u062f\u0629<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a\u0629<\/li>\n\n\n\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f<\/li>\n\n\n\n<li>\u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u0633\u062c\u0644<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0634\u0631\u0648\u0637 \u062a\u0642\u062f\u064a\u0645 \u0645\u0637\u0627\u0644\u0628\u0629 \u062a\u0623\u0645\u064a\u0646 ILOE<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0634\u062a\u0631\u0627\u0643 \u0644\u0645\u062f\u0629 12 \u0634\u0647\u0631\u064b\u0627 \u0645\u062a\u062a\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644<\/li>\n\n\n\n<li>\u0623\u0644\u0627 \u064a\u0643\u0648\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0628\u0633\u0628\u0628 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 \u0623\u0648 \u0625\u062c\u0631\u0627\u0621 \u062a\u0623\u062f\u064a\u0628\u064a \u0628\u0644 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0627\u0625\u0631\u0627\u062f\u064a<\/li>\n\n\n\n<li>\u0625\u0644\u063a\u0627\u0621 \u062a\u0635\u0631\u064a\u062d \u0627\u0644\u0639\u0645\u0644 (MOHRE \u0623\u0648 FAHR)<\/li>\n\n\n\n<li>\u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0637\u0644\u0628 \u062e\u0644\u0627\u0644 30 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062e\u062a\u0627\u0645\u064b\u0627<\/strong><\/h2>\n\n\n\n<p><strong>&nbsp;<\/strong>\u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u064a\u0648\u0641\u0631 \u062f\u0639\u0645\u064b\u0627 \u0642\u0648\u064a\u064b\u0627 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0644\u062a\u062e\u0641\u064a\u0641 \u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0637\u0628\u064a\u0629 \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0627\u0631\u0626\u0629\u060c \u0641\u0625\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0646\u0638\u0627\u0645 \u062f\u0639\u0645 \u0639\u0645\u0644\u064a \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0648\u0627\u062c\u0647\u0648\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629\u060c \u062d\u064a\u062b \u064a\u0648\u0641\u0631 \u0645\u0633\u0627\u0639\u062f\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0624\u0642\u062a\u0629 \u0648\u064a\u062e\u0641\u0641 \u0627\u0644\u0636\u063a\u0637 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629.<\/p>\n\n\n\n<p>\u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0641\u0647\u0645 \u062a\u0623\u0645\u064a\u0646 ILOE \u062c\u064a\u062f\u064b\u0627\u060c \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u062e\u0637\u0648\u0627\u062a \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u0648\u0645\u0639 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0641\u0647\u0645 \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u060c \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f\u060c \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u0641\u064a \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a\u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0648\u062a\u0631 \u0627\u0644\u0646\u0627\u062c\u0645 \u0639\u0646 \u0641\u0642\u062f \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0644\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629 \u0628\u062f\u064a\u0644\u0629\u060c \u0648\u0628\u062f\u0621 \u062d\u064a\u0627\u0629 \u0645\u0647\u0646\u064a\u0629 \u062c\u062f\u064a\u062f\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776671731995\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">1. \u0645\u0627 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0647\u0648 \u0646\u0638\u0627\u0645 \u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0632\u0627\u0645\u064a \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u064a\u0648\u0641\u0631 \u062f\u0639\u0645\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u0645\u0624\u0642\u062a\u064b\u0627 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0642\u062f\u0648\u0646 \u0648\u0638\u0627\u0626\u0641\u0647\u0645 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0625\u0631\u0627\u062f\u064a.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776671740615\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">2. \u0647\u0644 \u0645\u0648\u0638\u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u0627\u0635 \u0648\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a\u0629 \u0645\u0644\u0632\u0645\u0648\u0646 \u0628\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0646\u0639\u0645\u060c \u0645\u0639\u0638\u0645 \u0645\u0648\u0638\u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u0627\u0635 \u0648\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a\u0629 \u0645\u0644\u0632\u0645\u0648\u0646 \u0628\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a\u060c \u0645\u0627 \u0644\u0645 \u064a\u0643\u0648\u0646\u0648\u0627 \u0636\u0645\u0646 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776671894259\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">3. \u0643\u064a\u0641 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u064a\u0645\u0643\u0646\u0643 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0639\u0628\u0631 \u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 MOHRE \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0648\u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776671907463\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">4. \u0645\u0627\u0630\u0627 \u064a\u062d\u062f\u062b \u0625\u0630\u0627 \u0644\u0645 \u0623\u062c\u062f\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0642\u062f \u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u063a\u0631\u0627\u0645\u0627\u062a \u0648\u062a\u0639\u0644\u064a\u0642 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u062d\u062a\u0649 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776671924695\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">5. \u0643\u0645 \u062a\u0643\u0644\u0641\u0629 \u062a\u0623\u0645\u064a\u0646 ILOE \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u062a\u062a\u0631\u0627\u0648\u062d \u0639\u0627\u062f\u0629 \u0628\u064a\u0646 5 \u064810 \u062f\u0631\u0627\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627 \u062d\u0633\u0628 \u0641\u0626\u0629 \u0627\u0644\u0631\u0627\u062a\u0628.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776671944179\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">6. \u0643\u0645 \u0645\u062f\u0629 \u062a\u063a\u0637\u064a\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u061f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u062a\u0635\u0644 \u0645\u062f\u0629 \u062a\u063a\u0637\u064a\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0625\u0644\u0649 3 \u0623\u0634\u0647\u0631 \u0643\u062d\u062f \u0623\u0642\u0635\u0649 \u0644\u0643\u0644 \u0645\u0637\u0627\u0644\u0628\u0629 \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629. \u064a\u062d\u0635\u0644 \u0627\u0644\u0645\u0648\u0638\u0641 \u0639\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0643\u0646\u0633\u0628\u0629 \u0645\u0646 \u0631\u0627\u062a\u0628\u0647 \u0627\u0644\u0645\u0633\u062c\u0644\u060c \u0628\u0634\u0631\u0637 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0644\u0645\u062f\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 12 \u0634\u0647\u0631\u064b\u0627 \u0645\u062a\u062a\u0627\u0644\u064a\u0629.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u064a\u064f\u0639\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0637\u0644 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0645\u0646 \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0647\u0645\u0629 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0645\u0639 \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0648\u0641 \u0645\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0644\u0623\u064a \u0633\u0628\u0628. \u064a\u0648\u0641\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0639\u0645\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635 \u0639\u0644\u0649 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644\u064a\u0629. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644\u060c \u0646\u0648\u0636\u062d \u0645\u0641\u0647\u0648\u0645 \u062a\u0623\u0645\u064a\u0646 ILOE\u060c \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u060c \u0648\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f.<\/p>\n","protected":false},"author":26,"featured_media":25044,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[236],"tags":[],"class_list":{"0":"post-25037","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-health-insurance"},"_links":{"self":[{"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/posts\/25037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/comments?post=25037"}],"version-history":[{"count":1,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/posts\/25037\/revisions"}],"predecessor-version":[{"id":25056,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/posts\/25037\/revisions\/25056"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/media\/25044"}],"wp:attachment":[{"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/media?parent=25037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/categories?post=25037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lookinsure.com\/blog\/ar\/wp-json\/wp\/v2\/tags?post=25037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}