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AIG Insurance Company

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Regulated by the Government of Dubai

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AIG motor insurance plans are among the most renowned in the UAE. AIG, also known as the American International Group insurance company, has established a strong presence in the region, offering a wide range of car insurance in the UAE and beyond. With a dedicated local vision for the GCC and North Africa, AIG aims to deliver tailored and reliable services to meet the diverse needs of drivers and businesses alike.

AIG Car Insurance Overview

American International Group (AIG) brings 100+ years of global expertise to UAE roads, offering specialized motor coverage since 1976. As a Fortune 500 insurer with AA financial strength ratings, AIG motor insurance provides:

  • Global Protection: Coverage extends to 80+ countries

  • EV Specialization: Battery and charging system coverage

  • High-Risk Driver Solutions: Custom plans for sports/exotic cars

  • Digital Innovation: AI-powered claims assessment

Regional Highlights:

  • Dubai DIFC headquarters since 2006

  • 24/7 multilingual claims support (Arabic/English/Hindi)

  • Partnered with 150+ UAE repair facilities

Types of AIG Car Insurance in Dubai

AIG motor insurance plans are available in different types, each of which providing drivers with a specific coverage. If you are looking for car insurance in Abu Dhabi, Dubai or other cities in the UAE, here are the three main types of policies available to you.

Plan TypeCoverage HighlightsBest For
Platinum ComprehensiveAgency repairs, OEM parts, worldwide coverageLuxury/exotic vehicles
Essential ComprehensiveStandard repairs, regional coverageFamily cars/SUVs
Third-Party PlusEnhanced liability (AED 10M) + personal accidentBudget-conscious drivers

Benefits and Coverage of AIG Car Insurance

Buying an AIG car insurance policy comes with a few advantages:

AIG Insurance Company Online

Comprehensive Coverage Options

AIG automobile insurance provides full coverage to drivers by offering different comprehensive coverage policies. These policies include third-party liabilities, fire and theft coverage, collision and natural disasters coverage, and more.

Customization

AIG car insurance plans are customizable and flexible. This feature enables customers to tailor their policies according to their own needs. Drivers can enhance coverage in certain areas, adjusting their policy to suit their requirements.

Wide Network of Garages

By gaining an excellent reputation worldwide, AIG motor insurance company partners with a vast network of garages across the GCC region to provide immediate repair access to all policyholders.

Global Assistance

Global assistance is one of the most unique features of AIG motor insurance plans. Considering AIG’s international reach, policyholders can access global assistance from the company, even while driving in other countries.

Customer Support

Customer support is one of AIG's key priorities. AIG ensures you get all the necessary protection by keeping its policyholders satisfied.

Additional Coverage Options

By offering plenty of add-ons, you can make alterations to AIG car insurance policy and add coverage.

What is Covered Under AIG Car Insurance?

With AIG Car Insurance plans, drivers in the UAE get wide-ranging protection designed for both daily commutes and unexpected events, ensuring peace of mind on the road.

  • Collision damage (at-fault & not-at-fault)

  • Theft, vandalism, fire

  • Sandstorm/flood damage

  • Third-party property damage (up to AED 10M)

  • Personal accident cover (driver: AED 300K)

Add-ons for AIG Car Insurance Plans

AIG Motor Insurance Plans come with optional add-ons, allowing customers to customize their coverage based on lifestyle and driving habits.

  • Global Drive: 180-day international coverage extension

  • Zero Depreciation: Full claim settlement for cars <4 years

  • Track Day Coverage: Circuit racing protection

  • EV PowerGuard: Battery & charging system warranty

  • Concierge Assistance: VIP claims handling

  • Sandstorm Shield: Engine deep-cleaning post-storms

What is NOT Covered Under AIG Motor Insurance Plans?

While AIG Motor Insurance Plans offer broad coverage, certain exclusions apply, making it important for drivers to review policy terms carefully.

What's Excluded:

  • Wear & tear depreciation

  • Mechanical breakdowns

  • Racing accidents (without add-on)

  • Off-road desert damage

  • Deliberate acts

Documents Required to Buy AIG Car Insurance in Dubai, UAE

When you want to buy an AIG car insurance online or in person, you will need to To get your AIG insurance, you will need the following documents:

  • Emirates ID (for residents)
  • Copy of visa and passport (for expatriates)
  • Bank statements
  • Driving license
  • Vehicle registration card

How to Report Claims for AIG Insurance?

Filing a claim on an AIG car insurance policy is basically the most important part of having an insurance, so it is important to know the ins and outs of this process. Here are the steps involved:

How to File AIG Car Insurance Claim in UAE

To raise a claim on your AIG car insurance, follow the steps below;

Contact the police

After an accident, call the police immediately. It is also essential to receive police reports as evidence.

Inform your insurer

Let your insurer know about the accident.

Fill out a claim form

Fill out the claim form available on Lookinsure’s website

Attach documents

Attach necessary documents, including a police report.

Review the claim and submit

Review your claim form and submit it.

Check claim status online

You will be able to check your claim status on Lookinsure’s website.

Documents Required to Claim AIG Car Insurance in UAE

Having the proper documentation is very important when filing a claim on your AIG car insurance policy. Missing any of the items listed below can cause delays in the process.

  • Police report
  • 360° damage video
  • Repair estimates
  • AIG policy number

How to Renew Car Insurance Online with AIG Insurance?

Just as you can buy AIG car insurance online, renewals too can be done through either our website or the company's own portal. In case of AIG motor insurance renewal with Lookinsure, follow the steps below:

Go to Lookinsure’s website
Access the official Lookinsure website on your browser to start the renewal process for your insurance policy.

Sign in to your Lookinsure account
Enter your credentials to log into your Lookinsure account, ensuring you have access to your personal insurance information.

Go to your profile and view your previous or ongoing policies
Navigate to your account profile to review all your past and current insurance policies for easy reference.

Select the policy you wish to renew
Identify and click on the specific policy you intend to renew from the list of your active policies.

Check the policy you want to renew and make alterations if necessary
Review the details of the selected policy and update any necessary information, such as coverage levels or personal details, before renewal.

Confirm renewal and make the payment using one of our secure payment options
Confirm your changes and finalize the renewal by proceeding to payment using one of the secure payment methods available.

Wait for renewal confirmation
Once payment is made, you can expect to receive a confirmation of your policy renewal via email or your Lookinsure account.

Why Buy AIG Car Insurance Policy in UAE?

Here is why buyng an AIG car insurance policy can be a good option for UAE drivers:

  • Global Leader: $50B+ in assets

  • Exotic Vehicle Experts: Ferrari/Lamborghini specialists

  • EV Innovation: Battery degradation coverage

  • Digital First: AI claims processing

  • Financial Strength: AA-rated by S&P

Frequently Asked Questions

AIG Car Insurance provides comprehensive and third-party coverage, including accident protection, roadside assistance, and liability cover.

Yes, you can easily buy AIG Car Insurance online, making the process quick, convenient, and paperless.

Selected AIG Motor Insurance policies extend GCC coverage, allowing you to drive into Oman with peace of mind.

To renew your AIG Car Insurance Plans, log in to AIG’s website, review your policy details, choose add-ons if needed, and pay online. Your updated AIG Car Insurance Policy is then emailed instantly.

Some AIG Motor Insurance Plans include off-road protection, especially for SUVs and desert-driving vehicles.

An AIG Car Insurance Policy usually lasts 12 months, with easy renewal options to keep coverage continuous.

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