Comprehensive Windscreen Cover Insurance with Lookinsure

The windshield of a car is one of the most vulnerable and yet essential parts of any vehicle. The smallest crack which can be caused by any hard object, no matter how small, can affect visibility or worse grow into a bigger one that ends up breaking the windshield.

All of this is why windscreen cover insurance is such a popular add-on even for those who buy third-party liability insurance. In this article we are going to delve deep into the topic of windscreen insurance, talking about what it actually covers and why you might need it.

What is Windscreen Cover Insurance?

Windshields are the most exposed part of your vehicle and since they are made of glass, they can break very easily. The impact of the tiniest bit of gravel at high speed can cause a great deal of damage to your windscreen.

In comprehensive car insurance windscreen cover is almost always included, but if you have a third-party liability policy, you will need to buy this option as an add-on to be able to claim compensation in case anything happens to the windshield of your car. With this coverage, the cost of repair or replacement of your windscreen will be covered by your insurance provider.

Benefits of Windscreen Cover Insurance

Having windscreen cover insurance comes in quite handy considering how vulnerable cars’ windshields are. After all, it is not for nothing that it is offered as a separate add-on. Here are a few of the benefits of having auto glass insurance coverage:

Cost-effectiveness

Considering the relief car insurance windscreen cover​ (add-on) offers vehicle owners, its cost is relatively low.

Saves NCB

NCB or no claim bonus is a friend of any driver which can save them up to 50 percent on their premium and that’s why those who have it like to keep it. With many insurance providers, filing a windscreen cover insurance claim when one has paid for the option as an add-on has no impact on the driver’s NCB.

Peace of Mind

Having this add-on is not going to prevent your windshield from damage, but knowing that you won’t have to pay any money in case your windshield is damaged or god forbid broken no matter where you are can offer you peace of mind, ensuring you won’t worry about such mundane stuff when enjoying a family vacation.

Why You Need Windscreen Cover Insurance

The main reason anyone would need windscreen cover insurance is the sheer importance of windshields. If you hit a curb with your car and scratch your bumper or are in an accident in which one of your doors gets dented or your headlight breaks you can always ignore the damage and postpone the repair to a better time when you are not busy or can afford it. But the same doesn’t apply to your windscreen.

Damages to the windscreen not only can affect visibility or worsen over time, but they can constitute a violation which can bring about a fine that can be avoided if you have this coverage which enables you to have your windows fixed the moment they are damaged.

What Does Windscreen Cover Insurance Include?

Now let's talk about what car insurance windscreen cover​ (add-on) includes:

Cracks and Chips

Minor damages such as cracks and chips that can be caused by hard objects such as gravel or rocks and which can make it difficult for you to see the road are covered by this add-on. Whether the damages can be stopped by a quick fix or if the whole windshield must be replaced, windscreen insurance has you covered.

Full Replacement

As we mentioned above, if the damages to your windscreen render it beyond repair, the cost of replacement is covered by insurance.

Additional Glass Components

Buy Car insurance windscreen cover​ (add-on) with some providers extends to other windows of your car as well. So if any other glass component of your car is damaged or broken, your insurance may cover the costs.

How to Make a Windscreen Insurance Claim Step-by-Step Guide

If you have been in an accident or your windscreen is damaged for any reason and now you are trying to find out how to file a car windshield insurance claim, this is how to do it:

Assess the Damage

First of all, you need to assess the damages. Of course, if you have been in an accident the first step is to file a police report as it is one of the crucial documents for filing a claim. If however the damages have been caused by anything other than an accident, you can just take some pictures to submit as proof of damage.

Contact Lookinsure

The next step is to contact your insurance agent at Lookinsure through the available channels and tell them your insurance policy number. They will guide you along the way and tell you everything you will need to do.

Provide Details

You will need to provide your insurance agent with the necessary documents such as pictures of the damages which they will then submit to your insurance provider.

Get Repairs or Replacement

After everything is submitted you will have to wait until your claim is processed after which you will receive a call assigning you to a repair shop where you can get your window fixed or replaced.

Conclusion

Windscreen cover insurance is an essential add-on for any vehicle owner, offering protection against the high costs of repairing or replacing damaged windshields and other glass components. Whether it's minor chips or a complete replacement, this coverage ensures you can address the issue promptly without financial stress.

Lookinsure stands out as a trusted partner, providing affordable plans, flexible payment options, and hassle-free claims processes to make your insurance experience an enjoyable one. By investing in windscreen cover insurance, you not only safeguard one of the most critical parts of your car but also enjoy peace of mind on the road.