Ford Auto Insurance in the UAE
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Like all things American, American cars have enjoyed great popularity in the UAE, with Ford being the most desirable. From the iconic Mustang to the rugged F-150, Ford vehicles represent a perfect blend of performance and practicality.
However, while they are popular, they are not as easy to maintain as a Toyota. That's why finding the right car insurance for Ford is crucial to protect your investment and ensure peace of mind on UAE roads. Lucky for you, you can find all you need to know about this particular topic in this article.
Tailored Insurance Solutions for Ford car insurance
To make an informed choice when selecting the proper insurance type, it is essential to familiarize yourself with the available options and the coverage each one offers. Here is a little guide that can help you with that:
Comprehensive Ford Car Insurance
Comprehensive policies are the best option for those looking for full coverage, including the cost of damages to a third party and any damages to their vehicle. A basic comprehensive policy generally offers:
- Accidental damage coverage
- Fire and natural disaster protection
- Theft and vandalism insurance
- Third-party liability coverage
- Personal accident benefits
Third-Party Ford Auto Insurance
If you are seeking basic coverage, third-party Ford motor insurance provides essential protection by offering:
- Coverage for injuries to others
- Protection against property damage
- Legal liability coverage
While this type of insurance doesn't cover damages suffered by your vehicle, it fulfills the legal obligation of insuring your car, which is mandatory in the UAE.
Beyond protecting your vehicle, it's essential to safeguard yourself as well. Personal accident insurance provides financial coverage in case of injuries from an accident, ensuring you and your loved ones have the necessary support when it matters most.
Ford Gap Insurance
GAP insurance, which stands for Guaranteed Asset Protection, is a specialized coverage that protects you financially by covering the difference between your car's insured value and any outstanding finance amount in case of total loss. It won’t be necessary if you have already paid off your loan, but it can be a valuable option if you have just bought a financed car.
Add-ons for Ford Cars
There are also specific add-ons you can buy if you want to make your comprehensive policy even more inclusive. Some of the most popular options include:
- Zero depreciation coverage
- Agency repair warranty
- 24/7 roadside assistance
- Replacement vehicle service
- Off-road coverage for SUVs
Cost of Insurance for Popular Ford Models in the UAE
The cost of Ford motor insurance in the UAE varies based on certain deciding factors like the car’s model, your age and driving history, and the type of coverage you are looking for. Here are some estimated annual insurance premiums for popular Ford models:
- Ford Explorer: Annual premiums typically range from AED 1,400 to AED 3,200.
- Ford F-150: Comprehensive insurance costs for a 2023 model may vary, so obtaining specific quotes for accurate pricing is advisable.
- Ford Mustang: Annual premiums generally start from AED 1,400 to AED 3,200.
- Ford Expedition: Given its higher market value, premiums may range from AED 2,000 to AED 5,000 or more.
- Ford Ranger: Premiums typically range from AED 1,400 to AED 3,200 per year.
- Ford Escape: Insurance costs might range from AED 1,500 to AED 4,500 annually.
- Ford Edge: Premiums could be between AED 1,500 and AED 4,000 annually.
Please note that these figures are only estimates and can vary based on the abovementioned factors. Consult insurance providers or use online comparison platforms like ours for precise quotes.
Buy Ford Auto Insurance Plans with Lookinsure
Getting instant quotes from multiple providers is not all that Lookinsure offers. You can buy or renew your policy with us as well. If you want to learn how to buy car insurance online, follow the instructions below and get the whole thing over within less than 5 minutes.
Simple Purchase Process
- Visit Lookinsure's website and click on "Get Instant Quotes."
- Enter your Ford's plate number
- Verify using UAE Pass or Emirates ID
- Answer a few questions regarding your driving history
- Compare multiple quotes and select your preferred policy
- Create a quick account
- Customize your selected policy with desired add-ons
- Enter contact information
- Choose a payment method and complete the purchase
Renew Ford Motor Insurance Online
Renewing your Ford car insurance is much easier than buying a new one and can be done by following the steps below:
- Log into your Lookinsure account
- Select your existing policy
- Review and update information
- Choose any additional coverage
- Complete payment
Documents Required for Ford Car Insurance
The documents needed to purchase car insurance remain the same no matter what kind of car you drive. These typically include:
- Valid Emirates ID (original and copy)
- Driver’s License
- Vehicle Registration (Mulkiya)
Additional documents may be required in specific cases:
- Bank Loan Letter, if the vehicle is financed
- Company Documents for corporate vehicles
- Passport Copy for new residents
Top Ford Car Insurance Providers in the UAE
Finding the right provider can make all the difference when buying car insurance. To help you make a good decision, here are some of the most trustworthy options out there:
Insurance Provider | Description |
Offers specialized Ford motor insurance at competitive rates and has an excellent claim settlement record. | |
Provides comprehensive coverage options tailored specifically for Ford vehicles at attractive premium rates. | |
Features Sharia-compliant insurance solutions with extensive coverage for all Ford models. | |
Offers robust insurance packages with specialized options for Ford owners. | |
Provides Islamic insurance solutions with comprehensive coverage for Ford vehicles. | |
Delivers premium insurance solutions with specialized packages for Ford car owners. |
How to File a Claim for a Ford Auto Insurance Policy?
After an accident, you should contact the police and your insurance provider after documenting the scene with photos and notes. You should also gather information from any third parties involved, including their contact details and insurance information.
Online Claim Filing
Modern Ford car insurance providers offer multiple claim filing channels, including their websites or mobile app, where you can file a claim by submitting the required documents, which include:
- Police report
- Detailed photographs
- Vehicle registration
- Valid driver's license
- Emirates ID
- Insurance policy documents
Choosing the right car insurance for Ford requires careful consideration of coverage options, cost, and service quality. Using Lookinsure's easy-to-use digital platform, you can easily compare quotes from multiple providers and select the best Ford car insurance policy that matches your needs. Our partnerships with leading insurers ensure optimal protection at competitive rates, whether insuring a new Ford or renewing coverage for an existing vehicle.
Frequently asked Questions.
