Mitsubishi Car Insurance
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Regulated by the Government of Dubai
Mitsubishi cars are a symbol of adventure and reliability on the streets of the UAE. From the iconic Mitsubishi Lancer to the rugged Pajero, these cars are not just modes of transport; they embody a lifestyle. That is why the demand for comprehensive Mitsubishi insurance has never been higher in the UAE.
Like every other car, Mitsubishi insurance should be customized based on your lifestyle and vehicle model. At Lookinsure, we offer tailored vehicle insurance solutions to provide you with the best protection at competitive rates, ensuring that your insurance for Mitsubishi Lancer, Mitsubishi Evo insurance, and overall Mitsubishi auto insurance needs are met with excellence and care.
Mitsubishi Car Insurance in the UAE
From the rugged Mitsubishi Pajero and Montero Sport to the practical Mitsubishi Lancer and ASX, these vehicles are built for durability and performance. Securing the right Mitsubishi insurance is key to protecting your investment against the UAE's unique challenges, including intense heat, dense traffic, and desert driving.
A decent Mitsubishi car insurance policy ensures that you are financially covered for repairs, which can be costly for 4x4s and SUVs. While third-party coverage is the legal minimum, a comprehensive car insurance Mitsubishi plan is highly recommended to cover damage to your own vehicle, especially if you utilize its off-road capabilities.
Types of Mitsubishi Car Insurance Plans in UAE
We provide bespoke Mitsubishi car insurance solutions that align perfectly with your driving habits. We offer coverage for modified, classic, and imported Mitsubishi vehicles and their genuine parts, such as OEM repairs (Original Equipment Manufacturer). Also, we have a partnership with repair agencies in the UAE that makes claiming and repairing easier after a car accident. Let’s read a brief of different plans and coverages for Mitsubishi insurance:
Comprehensive Mitsubishi Car Insurance
Comprehensive auto insurance for Mitsubishi cars covers a wide range of potential risks, ensuring your car is fully protected from accidents, theft, and natural disasters. This policy is designed to safeguard both newer and older models. Whether you need car insurance for a Mitsubishi Outlander or car insurance for a Mitsubishi Lancer, Lookinsure offers a comprehensive plan. Take a look at different plans:
Plan Type | Coverage Details | Ideal For |
Basic Comprehensive | Covers damages to your vehicle from accidents, theft, fire, and natural disasters. Includes liability coverage for bodily injury and property damage. | First-time buyers or older vehicle owners seeking essential protection. |
Enhanced Comprehensive | All benefits of the Basic plan, plus coverage for personal items stolen from the vehicle and glass breakage. | Drivers of new Mitsubishi models looking for additional security. |
Premium Comprehensive | Full coverage, including rental car reimbursement, roadside assistance, and personal accident coverage. Comprehensive policy limits and higher claims limits for added peace of mind. | Frequent travelers or road trippers who need extensive coverage while on the road. |
Family Comprehensive | Covers multiple vehicles in a single policy with discounts, including family members' vehicles. It offers coverage similar to premium plans for added savings. | Families with multiple Mitsubishi cars are looking for efficient coverage solutions. |
Third-Party Mitsubishi Auto Insurance
For those who prefer a simpler approach to coverage, our third-party Mitsubishi auto insurance offers essential protection at a competitive price. Also, as car insurance is mandatory in the UAE, you can pick third-party Mitsubishi auto insurance as an economical choice. This basic policy meets legal driving requirements while protecting you from liabilities in case of accidents. We suggest this option for those who prioritize affordability without compromising the necessary safety measures for their Mitsubishi Lancer or Mirage insurance.
Mitsubishi Gap Insurance
Protecting your investment in case of a total loss is crucial, and that's where Mitsubishi gap insurance comes in. This coverage bridges the gap between what you owe on your vehicle and its market value. If your Mitsubishi L200 is totaled, having this insurance means you won’t be left to cover the shortfall, offering you financial peace of mind during a difficult time.
Add-ons for Mitsubishi Cars
To further customize your insurance experience, Lookinsure offers a variety of beneficial add-ons for Mitsubishi cars. These enhancements can include options like enhanced roadside assistance, personal belongings coverage, and travel interruption protection. You can choose these options after getting a quote on Lookinsure before choosing the payment method. Below is a list of add-ons for Mitsubishi insurance. You can still contact us if you need an expert suggestion.
Add-On Type | Description | Benefits |
24/7 assistance for breakdowns, tire changes, fuel delivery, or towing. | Peace of mind during long drives or in emergencies. | |
Rental Car Reimbursement | Coverage for rental car expenses while your vehicle is being repaired after a covered loss. | Ensures you have a vehicle while your Mitsubishi is in the shop. |
Personal Belongings Coverage | Covers loss or damage to personal items inside your vehicle due to theft or vandalism. | Added protection for valuables in your Mitsubishi. |
Accidental Death Coverage | Provides financial protection in case of accidental death due to a car accident. | A safety net for you and your loved ones during unforeseen circumstances. |
No Claims Discount Protection | Maintains your no-claims discount even if a claim is made. | Helps retain savings on your premium despite an accident. |
What are Covered and Not Covered Under Mitsubishi Car Insurance?
Understanding the boundaries of your policy is crucial for every Mitsubishi owner. Here’s a general overview of what a typical Mitsubishi car insurance policy includes and excludes.
What is Typically Covered Under Mitsubishi Insurance?
- Third-Party Liability: This is a legal requirement for any car insurance Mitsubishi plan, covering injuries or damage you cause to others.
- Accidental Damage: Comprehensive Mitsubishi insurance covers the cost of repairing your vehicle after a collision.
- Theft and Fire: Your policy provides financial compensation if your Mitsubishi is stolen or damaged by fire.
- Natural Disasters: Protection from events like sandstorms, floods, and hail is standard under comprehensive Mitsubishi car insurance.
- Personal Accident Cover: Offers financial support for medical bills for the driver and passengers.
What is Not Covered in a Standard Mitsubishi Insurance Policy?
- Mechanical Wear and Tear: Standard Mitsubishi insurance does not cover breakdowns from aged parts or lack of maintenance.
- Illegal Use: Any incident occurring while the vehicle is used for unlawful purposes.
- Unlicensed Drivers: Damage caused by a driver without a valid UAE license.
- Undeclared Off-Road Use: If your standard Mitsubishi car insurance lacks an off-road add-on, damage from desert driving may not be covered.
- Pre-Existing Damage: Any damage that occurred before the car insurance Mitsubishi policy started.
Mitsubishi Car Insurance Price in UAE
Premiums and total cost of Mitsubishi insurance can vary based on multiple factors, including the model, year, coverage type, and the driver’s profile. For example, the Mitsubishi Mirage insurance cost, compared to the Mitsubishi Evo insurance cost, lowers premiums fees because each model has unique insurance pricing frameworks. On average, you can expect the following approximate annual Mitsubishi insurance costs for popular Mitsubishi models:
- Mitsubishi Pajero: Pajero insurance costs can range from AED 3,500 to AED 5,000 annually, depending on the coverage type and driver’s history.
- Mitsubishi Lancer: Typically, the insurance for a Mitsubishi Lancer costs between AED 2,500 and AED 4,000 annually, making it a popular choice among budget-conscious drivers.
- Mitsubishi Outlander: The insurance cost for Mitsubishi Outlander generally ranges from AED 2,800 to AED 4,500 yearly, depending on the level of protection selected.
- Mitsubishi L200: Because of its utility-focused features, Mitsubishi L200 insurance usually costs between AED 3,200 and AED 4,800 per year.
- Mitsubishi Mirage: Due to its lower market value, the Mitsubishi Mirage insurance cost can range from approximately AED 1,800 to AED 3,000 annually.
Here’s a table of estimated prices for Mitsubishi auto insurance based on their models and insurance company offers in the UAE:
Insurance Company | Mitsubishi Pajero (AED) | Mitsubishi Lancer (AED) | Mitsubishi Outlander (AED) | Mitsubishi L200 (AED) | Mitsubishi Mirage (AED) |
Emirates Insurance Company | 4,200 | 3,100 | 3,800 | 4,000 | 2,200 |
RTA Insurance | 3,800 | 2,800 | 3,600 | 3,900 | 1,900 |
4,500 | 3,300 | 4,100 | 4,300 | 2,500 | |
Abu Dhabi National Insurance | 4,000 | 2,900 | 3,700 | 4,400 | 2,000 |
Al Fujairah National Insurance | 3,950 | 2,750 | 3,800 | 4,100 | 1,850 |
Factors Affecting Mitsubishi Car Insurance Premiums
The cost of your Mitsubishi car insurance is calculated based on risk. Insurers evaluate several factors to determine your premium.
Key Factors Influencing Your Mitsubishi Insurance Cost:
- Model and Vehicle Type: The insurance group for a Mitsubishi Pajero will differ from that of a Lancer, affecting the Mitsubishi car insurance cost.
- Driver's Age and Record: Young drivers or those with past claims face higher Mitsubishi insurance premiums.
- Vehicle Usage and Location: How often you drive and where you park your car in the UAE impacts the risk calculation.
- Coverage Type and Add-ons: A comprehensive car insurance Mitsubishi policy costs more than third-party, and adding features like zero depreciation increases the price.
- Claim History: A history of frequent claims will lead to a higher Mitsubishi car insurance premium.
Cheap Mitsubishi Car Insurance – How to Save More
Finding a cost-effective policy is a primary goal for many drivers. With careful planning, you can find cheap Mitsubishi insurance that doesn’t sacrifice essential coverage.
Strategies for Affordable Mitsubishi Car Insurance:
- Compare Quotes Extensively: Shopping around is the most reliable method to find cheap Mitsubishi car insurance. Online comparison tools make this process efficient.
- Increase Your Voluntary Excess: Opting to pay a higher amount in the event of a claim can significantly reduce your Mitsubishi insurance premium.
- Maintain a No-Claims History: A clean record is one of the most effective ways to secure cheap Mitsubishi car insurance year after year.
- Bundle Insurance Policies: Insuring your Mitsubishi with the same company that covers your home or life can unlock multi-policy discounts.
- Install Approved Security Devices: Equipping your vehicle with a tracker or alarm can make you eligible for a discount on your Mitsubishi insurance.
How to Buy Mitsubishi Insurance Online with Lookinsure
Follow these simple steps to buy/renew the policy on Lookinsure:
| 1: Visit the Lookinsure Website | The user-friendly interface will guide you through insurance purchasing and renewal. Click the homepage's blue “get a quote” button to start. |
| 2: Enter Your Vehicle Details | Provide essential information about your Mitsubishi vehicle, including the model, year, and any customizations you may have. This will help generate accurate quotes tailored to your specific needs. |
| 3: Compare Insurance Quotes | Once you submit your vehicle details, you can review our comprehensive insurance quotes. Each option includes coverage details and pricing, allowing you to make your own decisions. |
| 4: Customize Your Policy and Payment | Select the insurance plan that best suits your needs. You can also choose additional coverage options or add-ons to enhance your policy based on your preferences. You can finish the process by choosing payment methods, such as direct and BNPL (buy now, pay later) services, including Tabby and Tamara, to pay premiums in four installments. |
| 5: Renew Your Policy | For renewals, log into your Lookinsure account before your renewal date, review your existing policy, and make any necessary updates or changes. Then, follow the same application steps to finalize your renewal. As you follow the steps, you can change your insurance company. |
Documents Required for Mitsubishi Insurance
When applying for Mitsubishi insurance, you must provide several key documents to ensure a smooth process. Here’s a list of the essential documents required:
- Emirates ID: A valid Emirates ID for identification purposes.
- Driving License: A copy of your valid UAE driving license.
- Vehicle Registration Document: Proof of ownership of the Mitsubishi vehicle.
- Insurance Application Form: Complete the form detailing your personal and vehicle information.
- Previous Insurance Policy: If applicable, a copy of your previous insurance policy for reference.
- No Objection Certificate (NOC): Required for cars with existing financing or loans.
- Inspection Report: A vehicle inspection report may be needed for specific cases or vehicles.
Mitsubishi Car Insurance Renewal Online
Renewing your Mitsubishi insurance online is a simple process that ensures your coverage remains active without interruption.
Easy Steps to Renew Your Mitsubishi Insurance Online:
- Log In to Your Account: Access your profile on your insurer’s website or a broker platform.
- Locate Your Policy: Find your existing Mitsubishi car insurance policy and select the renewal option.
- Review Your Details: Check that all information is correct and update your coverage level or excess if desired.
- Confirm and Pay: Review the final renewal quote for your Mitsubishi insurance and proceed with the secure online payment.
- Download Your Certificate: Instantly receive your renewed Mitsubishi car insurance policy document via email.
Top Mitsubishi Car Insurance Providers in the UAE
Lookinsure partners with several reputable Mitsubishi auto insurance providers in the UAE. These affiliates offer tailored coverage options and competitive rates for Mitsubishi models.
Insurance Company | Coverage Options | Special Features |
Emirates Insurance Company | Comprehensive coverage options for Mitsubishi vehicles | Excellent customer service |
Dubai Islamic Insurance & Reinsurance Co. | Sharia-compliant insurance solutions; flexible options for Mitsubishi drivers | Ethical considerations |
Abu Dhabi National Insurance Company (ADNIC) | Extensive coverage for Mitsubishi vehicles, including a range of auto insurance products | Excellent support and benefits |
Innovative solutions with competitive rates and customizable plans for various Mitsubishi models | Tailored to meet individual customer needs | |
Ras Al Khaimah Insurance Company (RAK Insurance) | Comprehensive coverage options focused on customer satisfaction | Ensures peace of mind |
Al Fujairah National Insurance Company | Variety of Mitsubishi auto insurance policies; known for good customer service | Straightforward claiming process |
How to Claim a Mitsubishi Insurance Policy
We briefly explained the necessary steps of the claim process for Mitsubishi Auto Insurance below:
Step | Action |
1. Assess the Situation | Ensure safety and evaluate damages. |
2. Gather Information | Collect details: date, location, other parties’ info, photos, and witness statements. |
3. Contact Lookinsure | Please notify Lookinsure via our insurance expert (Email, Direct Call, or Ticket in your account) with your policy details ready. |
4. Complete the Claim Form | Fill out the claims form accurately with all relevant information. |
5. Submit Required Documents | Send the claim form and necessary documents, like photos and police reports. |
6. Wait for Assessment | An adjuster will review your claim and may reach out for more details. |
7. Receive Claim Decision | Lookinsure’s experts will inform you of the claim outcome and next steps. |
8. Complete Repairs | If approved, proceed with repairs and keep all receipts for documentation. |
Buying car insurance for a Mitsubishi Lancer or any other model of this brand is straightforward on Lookinsure. We explained the benefits of using our platform and introduced insurance companies affiliated with us. Additionally, you learned how to buy or renew policies on our website. Still, if you have questions about Mitsubishi auto insurance, we will gladly help you.