Dubai Insurance Company

Dubai Insurance Company is a leading insurance provider in the UAE that offers a variety of car insurance products and services to customers.

Dubai Insurance Company Overview

Dubai Insurance Company (DIN), established in 1970 as the UAE's first national insurer, delivers trusted coverage across motor, health, property, and travel insurance. Regulated by the UAE Central Bank, DIN combines 50+ years of expertise with Sharia-compliant options, prioritizing customer-centric solutions and financial stability.

Types of Car Insurance Plans Offered by Dubai Insurance Company

1. Comprehensive Dubai Motor Insurance:

   • Covers accidents, theft, fire, natural disasters, and third-party liabilities (up to AED 5M).

   • Includes agency repairs (new cars ≤5 years), roadside assistance, and personal accident coverage (driver: AED 50,000; passengers: AED 25,000).

2. Third-Party Liability:

   • Mandatory UAE coverage for third-party injury/property damage (up to AED 2M).

   • Excludes own-vehicle repairs. Add-ons: Off-road protection, Oman extension.

3. Motor Fleet Insurance:

   • Discounted corporate plans for businesses with multiple vehicles.

Benefits of Dubai Insurance Company

Dubai Insurance Co. offers a variety of benefits to its clients. Prioritizing trust and customer satisfaction leads DIN to always act according to its clients’ needs. Here are just a few of the boldest benefits that come with choosing Dubai Insurance Company PSC as your insurer:

Comprehensive Coverage Options

DIN provides a wide range of comprehensive insurance policies, allowing individuals to choose one that is most suitable according to their own needs. All these policies ensure safety and coverage.

Avoiding Financial Consequences

Financial stability is another outcome of choosing DIN. With over 50 years of experience in the insurance industry, DIN has a team of experts who keep their company stable. The stability of the company leads to the stability of the clients. This means that you can rely on DIN for life-long support without having to worry about the claims you make.

Customizable Policies

By offering tailored solutions, DIN ensures that all individuals receive the policy that is most suitable for their personal needs. You can customize your policy by choosing optional add-ons offered by the company. This way, your plan is unique to you and you don’t have to worry about anything.

Great Customer Service

DIN has a commitment to customer support. There are many different options available for clients to contact their insurer, such as call centers and online platforms, that are willing to provide them with the necessary support and assistance.

Wide Network of Partners

DIN has a wide network of partners all over the world. Healthcare providers, garage repair shops, and more are partnered with DIN in order to enable customers to easily access services in emergencies.

What Is Covered Under Dubai Motor Insurance Plans?

• Accidents: Collision repairs, vandalism, rollovers.

• Theft & Fire: Full vehicle replacement if unrecovered.

• Natural Disasters: Floods, sandstorms, hail (excludes intentional parking in flood zones).

• Third-Party Liabilities:

  • Bodily injury: Unlimited medical expenses.

  • Property damage: Up to AED 5M (Platinum plan) .

• Support Services:

  • Replacement car during repairs (up to 15 days).

  • Free windshield repair (zero deductible).

Add-ons for Dubai Car Insurance Plans

• Off-Road Coverage: Desert/dune driving protection (mandatory for 4x4s).

• Zero Depreciation: Waives value deduction on parts (ideal for cars ≤5 years).

• Rental Car Cover: Up to 15 days post-accident.

• Agency Repairs: Genuine parts at authorized dealers (new cars only).

• Hajj/Umrah Protection: Emergency medical evacuation during religious travels

What Is NOT Covered Under Dubai Car Insurance Plans?

• Illegal Activities: Drunk driving, racing, and unlicensed drivers.

• Mechanical Failures: Engine/clutch breakdowns unrelated to accidents.

• Wear & Tear: Tire degradation, battery failure.

• Unreported Modifications: Non-standard parts (e.g., turbochargers).

• Intentional Damage: Self-inflicted scratches or staged accidents.

Documents Required to Buy Dubai Car Insurance

To start your insurance policy, you will need several documents. These documents vary depending on the type of insurance you’re purchasing.

• Valid driving license
• Emirates ID
• Passport
• Visa (for expatriates)
• Bank statements
• Vehicle registration card
• Previous insurance policy (if applicable)
• Vehicle inspection report

How To File Your Dubai Insurance Company Claim?

In case of an accident, here’s how to raise a claim:

1.   Contact The Police

Make sure to report the accident to the police immediately. Collect police reports as evidence.

2.   Inform Your Insurer

Contact your provider and let them know about the accident.

3.   Fill Out Our Claim Form

Go to Lookinsure’s official website. Sign into your account and fill out the claim form.

4.   Attach Required Documents

Attach and submit necessary documents as well as the police report and pictures as evidence.

5.   Submit Your Claim

Submit your claim after checking it.

6.   Wait For Your Insurer’s Notice

Your insurer will notify you as soon as possible and let you know whether your claim has been successful or not.

Dubai Insurance Company is a leading insurer in the UAE. As the first-ever national insurance company in the Emirates, DIN provides some of the highest quality insurance products and services to individuals and businesses. You can compare DIN quotes on Lookinsure, choose your suitable policy, and start your insurance journey today.

Documents Required for Dubai Insurance Company Claims

• Completed claim form.

• Original police report.

• Vehicle registration card.

• Repair estimates from approved garages

How to Renew Dubai Car Insurance Online

1. Log in to Lookinsure or DIN portal.

2. Select "Renew Policy," adjust coverage/add-ons.

3. Pay via card/Tabby/Tamara (4 interest-free installments).

4. Receive digital certificate instantly 

Why Buy Dubai Car Insurance Policy in UAE?

• Pioneer Since 1970: Unmatched expertise as UAE's first insurer.

• Sharia-Compliant Options: Ethical Takaful plans available.

• Rapid Claims: 48-hour settlement for minor damages.

• UAE-Wide Support: Branches in all emirates + 500+ garages.