Methaq Car Insurance UAE: Compare Quotes & Buy Online
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Methaq car insurance is a Takaful-based option for UAE drivers who want Shariah-compliant motor coverage with comprehensive and third-party policy choices. Through Lookinsure, you can compare quotes online from Methaq, review key benefits and add-ons, choose your policy, and complete your purchase without visiting a branch and pay in installments with 0% interest.
Quick Overview of Methaq Car Insurance
Methaq Takaful car insurance company has operated in the UAE since 2009 and provides motor insurance solutions for both local and expatriate drivers. The company focuses on practical coverage, digital convenience, and budget-conscious insurance options while following Takaful insurance principles.
Quick Facts About Methaq Car Insurance
Is Methaq Car Insurance Right for You?
| You May Prefer Methaq If You Want… | Why |
| Shariah-compliant insurance | Methaq Insurance UAE operates as a Takaful insurer |
| Budget-conscious coverage | Methaq can be a practical-value option depending on your quote |
| Standard UAE motor coverage | Both comprehensive and third-party plans are available |
| Practical add-ons | Roadside assistance, Oman extension, and personal accident benefits may be available |
| Flexible payment | Eligible policies may support installment payments |
Methaq Comprehensive vs Third-Party Car Insurance
Before comparing Methaq with other insurers, it helps to understand the difference between comprehensive and third-party car insurance.
| Feature | Methaq Comprehensive | Methaq Third-Party |
| Third-party bodily injury | Covered as per UAE policy terms | Covered as per UAE policy terms |
| Third-party property damage | Covered | Covered |
| Own car damage | Covered, subject to policy terms | Not covered |
| Fire and theft | Usually covered under comprehensive terms | Not covered |
| Storm, flood, riot, and strike | May be included depending on policy terms | Usually not covered |
| Roadside assistance | Included | May be available depending on plan |
| Personal accident benefits | Included or optional depending on policy | Optional or limited depending on policy |
| Best for | Drivers who want protection for their own vehicle | Drivers who only need mandatory legal coverage |
Methaq Vs. Sukoon vs Orient Prices: Third-Party Car Insurance
Third-party car insurance is usually chosen by drivers who want mandatory legal coverage at the lowest practical cost. But the cheapest TPL policy is not always the best value.
Compare the basic premium, third-party property damage limit, and personal accident benefit before choosing between Methaq, Sukoon, and Orient.
| TPL Comparison Point | Methaq | Sukoon | Orient |
| Basic premium | AED 1,050 | AED 830 | AED 1,120 |
| Third-party bodily injury or death | Unlimited | Limit set by UAE Courts | Unlimited |
| Third-party property damage | Up to 2 Million AED | Up to 2 Million AED | Up to 2 Million AED |
| Personal accident driver benefit | Not Covered | Up to AED 200,000 | Not Covered |
| Roadside assistance | Included | Included | Not covered |
| Ambulance Cover | AED 6,770 | AED 6,770 | Not Covered |
Want the lowest suitable TPL option? Compare car insurance quotes from Methaq, Sukoon, Orient, and other UAE insurers before you buy.
NOTE: Quotes are for a 2025 Mazda CX-90 (Methaq and Sukoon) and a 2024 GMC Sierra (Orient).
Methaq Vs. Sukoon vs Orient Prices: Comprehensive Car Insurance
Comprehensive car insurance should not be compared by premium alone. A cheaper policy may have fewer included benefits, while a higher premium may include stronger protection for your vehicle, passengers, roadside assistance, or natural-risk events.
Use the table below to compare Methaq, Sukoon, and Orient based on actual policy benefits.
| Comprehensive Comparison Point | Methaq | Sukoon | Orient |
| Basic premium | AED 2,392.8 | AED 3,779 | AED 3,787 |
| Loss or damage to insured vehicle | Covered up to AED 132,935 | Up to AED 147,800 | Included |
| Fire and theft | Vehicle Value | N/A | Included |
| Third-party bodily injury or death | Unlimited | Limit set by UAE Courts | Unlimited |
| Third-party property damage | AED 2 Million | Up to AED 3,500,000 | AED 3,500,000 |
| PAB for driver | AED 200,000 | Up to AED 200,000 | Not covered |
| PAB for passengers | AED 200,000/- each | Up to AED 200,000 | Not covered |
| PAB for family members | AED 200,000/- each | Up to AED 200,000 | Personal Injury Cover (Only for Insured & Spouse) up to AED 20,000 |
| Geographical area | UAE / UAE + Oman / Other | UAE + Oman + Qatar | UAE + Oman (TPL only) |
| Storm, flood, riot, and strike cover | Vehicle Value | Up to AED 147,800 | Included |
| Ambulance services | AED 6,770 | AED 6,770 | N/A |
| Emergency medical expenses | Covered | Up to AED 5,000 | AED 3,500 |
| Windscreen cover | For claims under AED 2,000 covered | Up to AED 3,000 | Included |
| Personal effects | AED 2,000 | Up to AED 5,000 | N/A |
| Roadside assistance | Included | Included in Gold Plan | Included |
Compare more than the price. Check Methaq, Sukoon, Orient, and other comprehensive Methaq car insurance quotes side by side before buying online.
NOTE: Quotes are for a 2025 Mazda CX-90 (Methaq and Sukoon) and a 2024 GMC Sierra (Orient).
Which Insurer Should You Choose: Methaq, Sukoon, or Orient?
There is no single best insurer for every driver. The right choice depends on your budget, car value, preferred coverage, repair expectations, and whether you care more about lower premiums, broader benefits, or Shariah-compliant insurance.
| Your Priority | What the Comparison Shows | Likely Better Fit |
|---|---|---|
| Lowest third-party insurance premium | Sukoon has the lowest TPL premium at AED 830 compared to Methaq (AED 1,050) and Orient (AED 1,120) | Sukoon may suit drivers mainly focused on reducing TPL cost |
| Shariah-compliant insurance | Methaq operates as a Takaful insurer with both TPL and comprehensive coverage options | Methaq may be preferable for drivers seeking Takaful-based insurance |
| Highest third-party property damage protection | Sukoon and Orient provide up to AED 3.5 million property damage cover under comprehensive plans, while Methaq offers AED 2 million | Sukoon or Orient may fit drivers wanting higher third-party property limits |
| Lower comprehensive insurance premium | Methaq comprehensive pricing is significantly lower than Sukoon and Orient in this comparison | Methaq may offer stronger value for budget-conscious comprehensive buyers |
| Stronger personal accident benefits | Methaq includes AED 200,000 coverage for drivers, passengers, and family members | Methaq may suit families looking for broader included PA protection |
| Wider geographical coverage | Sukoon includes UAE, Oman, and Qatar coverage, while Orient only includes Oman for TPL | Sukoon may suit drivers who regularly travel across GCC countries |
| Everyday practical benefits | Methaq includes roadside assistance, windscreen cover, emergency medical expenses, and personal effects cover within the quoted plan | Methaq may offer stronger practical day-to-day benefits for the price |
| Higher personal effects cover | Sukoon provides up to AED 5,000 personal effects cover compared to AED 2,000 with Methaq | Sukoon may suit drivers who value higher personal belongings protection |
| Stronger flood and natural-risk protection | Methaq and Orient include storm, flood, riot, and strike cover, while Sukoon limits coverage to vehicle value | Methaq or Orient may appeal to drivers concerned about weather-related risks |
| Basic comprehensive protection with mainstream insurer positioning | Orient includes roadside assistance, storm cover, and high property damage limits, but fewer personal accident benefits | Orient may suit drivers prioritizing core comprehensive coverage with fewer add-ons |
| Overall balance between price and included benefits | Methaq combines the lowest comprehensive premium in this comparison with strong included driver, passenger, roadside, and emergency benefits | Methaq may provide stronger value for drivers balancing budget and coverage |
If you only need the legal minimum, focus on the third-party comparison first. If your vehicle value is higher, your car is financed, or you want protection for your own vehicle, the comprehensive comparison is usually more important.
For many drivers, the right policy is not necessarily the cheapest one. It is the one that gives the most practical protection and benefits for the premium you pay.
Methaq Car Insurance Benefits and Add-ons
| Benefit / Add-on | What It Means | Availability |
| Third-party liability | Covers damage or injury caused to others | Included as per policy terms |
| Own damage cover | Covers damage to your insured vehicle | Comprehensive only |
| Fire and theft | Covers vehicle loss or damage due to fire or theft | Included under comprehensive (vehicle value) |
| Roadside assistance | Breakdown and emergency support | Included |
| Personal accident benefit | Protection for driver and passengers | Included in comprehensive plans - Limits vary by policy |
| Oman extension | Extends coverage to Oman (TPL only) | N/A |
| Emergency medical expenses | Covers eligible emergency treatment costs | Limits vary (ambulance services covered up to AED 6,770) |
| Windscreen cover | Covers eligible windscreen damage | Included in comprehensive plans for claims under AED 2,000 covered |
| Personal effects | Covers eligible belongings inside the vehicle | Covered in comprehensive plans (AED 2,000) |
| Replacement car | Temporary replacement vehicle after eligible claim | Optional or limited |
What Is Not Covered Under Methaq Car Insurance?
Like all UAE motor insurance policies, Methaq motor insurance has exclusions. These vary depending on whether you choose comprehensive or third-party coverage and on the exact policy wording.
| Common Exclusion Area | What It Means |
| Driving without a valid license | Claims may be rejected if the driver is not legally allowed to drive |
| Driving under the influence | Accidents involving alcohol or drugs are typically excluded |
| Intentional damage | Deliberate damage is not covered |
| Using the car outside policy terms | Commercial, racing, or off-road use may be excluded |
| Wear and tear | Mechanical wear, depreciation, and gradual damage are not covered |
| Undeclared modifications | Modified vehicles may require insurer approval |
| Own damage under TPL | Third-party insurance generally does not cover your own vehicle damage |
Important: Always check the final policy wording before purchase because exclusions and limits can vary depending on the selected plan.
Documents Required to Buy Methaq Car Insurance
| Situation | Documents Usually Needed |
| Existing or used car | Emirates ID, driving license, vehicle registration (Mulkiya), previous policy if available |
| New car | Emirates ID, driving license, showroom quotation or vehicle details |
| Transfer of ownership | Transfer documents depending on the case |
Required documents may vary depending on vehicle status, insurer checks, and policy type.
How to Buy Methaq Car Insurance Through Lookinsure
Compare quotes online and buy Methaq car insurance online from Lookinsure in 2 minutes following the steps below:
| 1 | Enter your car and driver details | Lookinsure checks available quotes |
| 2 | Compare Methaq with other insurers | Review price, benefits, and add-ons |
| 3 | Choose your preferred policy | Select the option matching your budget and needs |
| 4 | Upload required documents | Submit the details needed for policy issuance |
| 5 | Pay online | Complete payment securely |
| 6 | Receive your policy | Policy is issued after payment and insurer approval |
Pay Methaq Car Insurance in Installments
Whether you are buying a new policy or completing a Methaq car insurance renewal, you will be able to pay for your car insurance with Tabby or Tamara and split your payment into 4 interest-free installments.
This allows you to buy or renew your policy without paying the full premium upfront.
How Methaq Car Insurance Claims Work
Filing a Methaq insurance claim in the UAE usually starts with obtaining the police report, submitting the required documents, and following the approved inspection and repair process. The exact process depends on your coverage type and who caused the accident.
| Situation | What to Do |
| You have comprehensive Methaq insurance | Get the police report, submit the claim, and follow the approved repair process |
| You have third-party Methaq insurance | Damage to others is covered as per policy terms; your own vehicle damage is generally not covered |
| Another driver caused the accident | Get the police report and coordinate with the at-fault insurer |
| The other party is insured by Methaq | Use the police report and claim process depending on fault and policy type |
If you only have third-party insurance, damage to your own vehicle is generally not covered. If you have comprehensive insurance, own-damage claims depend on your policy terms, excess, and claim circumstances.
Methaq Garage Network: What to Know Before Repair
If your car needs repair after an approved claim, you may need to use a garage within Methaq’s approved repair network depending on your policy type and repair terms.
Using approved garages can help speed up claim handling, inspections, and repair approvals.
What to Check before Choosing a Garage
Methaq Garage Network Locations
| Garage Name | Address |
|---|---|
| Dynatrade Auto Car Repair & Service Centre | Mafraq Industrial Area - Abu Dhabi |
| Al Bashaer Garage | 5QR5+373 - Industrial Area - Abu Dhabi |
| Al Bawaba | CGQ7+633 - Al Jerf Industrial 1 - Ajman |
| Corniche Auto Repair Workshop | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Hili Garage | 5QV3+G9V Al Ain, Abu Dhabi |
| Al Karnak Auto Repair Work Shop | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Khifah Auto Repair Workshop | 34th Street - Musaffah - Mussafah 32/1 - Abu Dhabi |
| Al Mahaba | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Murasil | 8C84+W8C - Industrial Area 2 - Industrial Area - Sharjah |
| Al Nashmi Auto Services Center | 5QQ4+JGG Al Ain, Abu Dhabi |
| Al Qema | Al Qusais Industrial Area 4 - Dubai |
| Al Shalal Garage | Street number 1, Umm Ramool, Al Rashidiya, Near Arabian Taxi - Dubai |
| Al Shamil Al Taqniah Auto Workshop LLC | AL JURF - Industrial Area 1 - Ajman |
| Al Wesam | No 1 - Al Qusais Industrial Area - Al Qusais Industrial Area 1 - Dubai |
| Al Welaya Garage | First Industrial St - Sharjah |
Methaq Insurance Company Contact Information
Here is all the information you will need in case you need to contact Methaq insurance UAE for issues related to your policy or claim procedure:
24/7 Phone Number: 600 565 695
Methaq Motor Insurance Email: [email protected]
Complaints & suggestions: [email protected]
Addresses and Office Hours:
- Abu Dhabi Office: Liwa Tower, ADNEC
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM - Methaq Insurance Dubai Headquarters: Mohamed Bin Rashid Charity Building - Office 312, 3rd Floor - Cairo St.
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM - Al Ain Office: Abu Baker Al Siddiq St.
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM
Frequently Asked Questions
