Methaq Car Insurance
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Protect yourself, family, or property with Shariah-compliant insurance. Methaq Takaful offers reliable coverage. Learn about their services and how to buy Methaq car insurance online.
In the following Lookinsure page, we will provide you with everything you might need to know about Methaq Insurance, from a detailed account of every service they offer to how you can buy Methaq Takaful Insurance online.
Methaq Car Insurance Overview
Methaq Takaful Insurance Company provides Shariah-compliant car insurance across the UAE, operating since 2009 with branches in Abu Dhabi, Al Ain, and Dubai. As a Takaful insurer, Methaq uses a communal fund model where policyholders share risks ethically, avoiding interest (riba). It partners with 70+ garages and leading healthcare providers (e.g., NAS, Nextcare) for seamless service. Recognized among Abu Dhabi’s top 2025 insurers, Methaq car insurance plans emphasize transparency, digital convenience, and community-focused coverage.
Types of Car Insurance Plans offered by Methaq Insurance Company
Comprehensive Motor Insurance:
- Comprehensive Methaq Motor Insurance covers accidents, theft, fire, third-party liabilities (up to AED 2M), personal accident benefits, and windshield damage.
- Methaq Car Insurance Policy includes add-ons like agency repairs, vehicle replacement (7 days), and roadside assistance.
Third-Party Liability Insurance:
- Meets UAE legal minimums: covers third-party injuries/property damage (up to AED 2M) and ambulance services.
- Optional driver/passenger personal accident coverage (up to AED 200,000)
Benefits and Coverage of Methaq Car Insurance in UAE
These are the main benefits of Methaq car insurance plans:
Extensive Coverage
Methaq car insurance plans are offered in two types, comprehensive and third-party, which vary in their degree of coverage. Their comprehensive policy guarantees financial compensation in the event of virtually all potential damages that can fall upon a vehicle. Moreover, if your car is undergoing serious repair, the company will offer you a replacement vehicle for the duration of the repair.
Damages that cost will be covered by a comprehensive Methaq car insurance policy, including:
- Damage to own vehicle
- Damage to Third-Party
- Third-Party Liability
- Theft of Vehicle
- Fire damage
Furthermore, when you buy Methaq Car Insurance online, even if it is third-party liability insurance, which is the minimum required by law, you can also purchase an add-on that will cover any damages suffered by the driver.
Shariah Compliance
Takaful observes the Islamic Sharia guidelines, prohibiting the payment or receipt of interest. As a common fund, the company is transparent about the expenses and claims handling, and the Sharia-based distribution of profit among participants.
Convenient Online Processing
Methaq Motor Insurance has an easy-to-use website, which makes using their services quite convenient. On their website, you can get estimated quotes sent directly to your email, familiarize yourself with their different types of insurance, and even file a claim online.
What is Covered Under Methaq Motor Insurance Plans?
The extent of coverage under Methaq Motor Insurance Plans varies:
1. Comprehensive Motor Insurance Coverage
Methaq's flagship plan provides end-to-end protection with these key inclusions:
Third-Party Liabilities
Bodily injury/death coverage (up to AED 2,000,000)
Property damage to third parties (vehicles, structures, etc.)
Legal defense costs for liability claims
Own Vehicle Damages
Accidents/collisions (including rollovers)
Theft or attempted theft (full vehicle value)
Fire, explosion, lightning, or self-ignition
Natural disasters (floods, storms, earthquakes)
Vandalism or malicious acts
Personal Accident Protection
Driver: Up to AED 200,000 (included or as an optional add-on)
Passengers: Methaq Motor Insurance plans offer coverage for medical expenses/injuries
Emergency ambulance/medical transport
Support Services
24/7 roadside assistance (towing, fuel delivery, battery jumpstart, lockout service)
Replacement vehicle (up to 7 days during major repairs)
Agency repairs at authorized workshops
Windscreen damage repair (excess waiver available)
2. Third-Party Liability Insurance (Mandatory Minimum)
This Methaq car insurance policy meets UAE legal requirements with essential Methaq Motor Insurance plans:
Third-Party Bodily Injury: Medical costs/death benefits for affected individuals
Third-Party Property Damage: Repairs/replacement for damaged assets
Add-ons for Methaq Car Insurance Plans
Customize coverage with the Methaq Car Insurance policy add-ons:
Personal Accident Cover (Driver: +AED 100/year, Passengers: +AED 90/year)
Limited roadside assistance (breakdown support)
Oman Extension: Territorial coverage for Oman drives (AED 300/year)
Natural Calamity Top-up: Expanded protection for weather-related damages
Personal Belongings Cover: Theft of items inside vehicle (up to AED 2,000)
Rental Car Coverage: For the use of replacement vehicles
What is NOT Covered under Methaq Car Insurance Plans?
Standard exclusions not covered under any Methaq Motor Insurance Plans include:
Off-road accidents (e.g., desert driving)
Mechanical/electrical failures unrelated to collisions
Wear and tear, corrosion, or depreciation
Racing, speed tests, or illegal activities
Driving under the influence of alcohol/drugs
Unlicensed drivers or unreported modifications
Documents Required to Buy Methaq Car Insurance in Dubai, UAE
The required documents to buy Methaq Car Insurance online slightly differ depending on whether you want to purchase a policy for a brand-new car or a pre-owned or used car. Below you’ll find the requirements for both, respectively.
| Vehicle Type | Documents |
|---|---|
| New Car | Emirates ID, driving license, KYC (proof of residency), car showroom quotation, registration number. |
| Used Car | All new car documents + transfer of ownership certificate |
How to Report Claims for Methaq Car Insurance?
Three easy ways
- Call their hotline number 60 0565 695
- Just leave it to Lookinsure if you have bought your policy through us.
- File a claim online using the company’s website.
How to File Online Claim on Methaq Website
- Go to "Methaq Motor Insurance" under Personal Insurance.
- Find "Initiate a Claim".
- Complete the online form.
- Upload documents: Emirates ID, Driving License, Vehicle Registration Card, Police Report (if applicable).
Documents Required to Claim Methaq Car Insurance in UAE
| Claim Type | Required Documents |
|---|---|
| Theft Claims | • Original vehicle keys • Garage inspection report • FIR copy from police |
| Injury Claims | • Medical reports • Hospital bills • Doctor's prognosis certificate |
| Third-Party Claims | • Third-party ID/driving license • Their insurance details • Witness statements (if available) |
| Natural Calamity | • Meteorological report (e.g., NCM flood bulletin) |
How to Renew Car Insurance Online With Methaq Car Insurance?
Renewing your policy with Lookinsure is just as easy as purchasing a new one. Simply log in to your account, navigate to your dashboard, and you'll find access to your full policy history. From there, you can choose the policy you wish to renew, make any necessary updates, such as adding Sharjah Car Insurance, and complete your payment online.
- Log in to your Lookinsure account.
- Go to your Dashboard > Policy History.
- Select the Methaq policy to renew.
- Update details if needed.
- Pay online. (Renewal reminders sent in advance)
Lookinsure ensures that all customers are notified in advance about upcoming policy renewals, so you won’t have to worry about any gaps in coverage. We’re here to make sure you have continuous protection throughout the year.
Why Buy Methaq Car Insurance Policy in UAE?
Why should you opt to buy Methaq Car Insurance online?
Ethical Assurance
Full Shariah compliance with transparent profit-sharing. No interest (riba) guaranteed.
Cost Efficiency
Affordable premiums + Tabby interest-free installments (4 payments). Maximize savings.
Trust
UAE insurance authority-recognized. Quick claim settlements trusted by thousands.
Speed
Instant quotes in 2 minutes. Digital policy issuance without delays.