Methaq car insurance Company in Dubai & UAE
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Methaq Insurance is a shariah-compliant provider in the UAE that offers affordable car insurance in UAE to both locals and expats.
In this article, we will provide you with everything you might need to know about Methaq Insurance, from a detailed account of different policy types, available add-ons which you can use to personalize your policy as well as their contact information. You will also learn how to buy Methaq insurance in 4 interest-free installment.
Methaq Car Insurance Overview
Methaq Takaful insurance company provides Shariah-compliant car insurance across the UAE, operating since 2009 with branches in Abu Dhabi, Al Ain, and Dubai. As a Takaful insurer, Methaq uses a communal fund model where policyholders share risks ethically, avoiding interest (riba).
It partners with 70+ garages and leading healthcare providers (e.g., NAS, Nextcare) for seamless service. Recognized among Abu Dhabi car insurance top 2025 insurers, Methaq car insurance plans emphasize transparency, digital convenience, and community-focused coverage.
Types of Car Insurance Plans offered by Methaq Insurance Company
Just like any other place, car insurance in the UAE comes in two general types, comprehensive and third-party. In the table below, you will see exactly what each of these policies cover:
| Comprehensive Methaq Insurance | Third-Party Methaq Insurance |
Enjoy full protection with coverage that includes:
| Provides the essential protection required under UAE law:
|
Benefits and Coverage of Methaq Car Insurance in UAE
These are the main benefits of Methaq car insurance plans:
Affordable Premiums and Cheaper Coverage
Methaq Takaful insurance comapny offers one of the most affordable and cheapest car insurance in UAE. This makes them a perfect choice for expats who are new to the country and just need affordable coverage for for legal compliance.
Shariah Compliance
Takaful means an insurance policy that is in compliance with the Islamic guidelines, prohibiting the payment or receipt of interest. This makes Methaq insurance ideal for those concerned with Sharia-compliant financial practices.
Convenient Online Processing
Among the services offered by Methaq takaful insurance company we can mention their website, which makes using their services quite convenient. On their website, you can get estimated quotes sent directly to your email, familiarize yourself with their different types of insurance, and even file a Methaq insurance claim online.
What is Covered Under Methaq Motor Insurance Plans?
When you buy a Methaq insurance policy, there are inclusions as well as exclusions, that is, damages for which you will be compensated and those for which you don't.
Let's take a look at the the inclusions first:
| Category | Comprehensive Motor Insurance | Third-Party Liability Insurance |
|---|---|---|
| Third-Party Liabilities |
|
|
| Own Vehicle Damage |
| Not covered |
| Personal Accident Cover |
| Not included (unless optional add-on) |
| Support Services |
| Not included |
| Meets UAE Legal Requirement? | Yes | Yes (mandatory minimum) |
Add-ons for Methaq Car Insurance Plans
Customize coverage with the Methaq Car Insurance policy add-ons:
Personal Accident Cover (Driver: +AED 100/year, Passengers: +AED 90/year)
Roadside assistance (Methaq insurance road assistance option can be found on their homepage)
Oman Extension: Territorial coverage for Oman drives (AED 300/year)
Natural Calamity Top-up: Expanded protection for weather-related damages
Personal Belongings Cover: Theft of items inside vehicle (up to AED 2,000)
Rental Car Coverage: For the use of replacement vehicles
What is NOT Covered under Methaq Car Insurance Plans?
As you might probably know, not all damages are going to be covered by your policy, whether you buy it from Methaq insurance or any other provider.
Here is a list of car insurance exclusions:
| Not Covered Under Any Methaq Plan |
|---|
| Off-road accidents (e.g., desert driving, unless you have the add-on) |
| Mechanical or electrical breakdowns not caused by an accident |
| Wear and tear, corrosion, or depreciation |
| Racing, speed tests, or illegal activities |
| Driving under the influence of alcohol or drugs |
| Use of an unlicensed driver or unreported vehicle modifications |
| Accidents happening with someone else driving your car |
Documents Required to Buy Methaq Car Insurance in Dubai, UAE
The required documents to buy Methaq Insurance online slightly differ depending on whether you want to purchase a policy for a brand-new car or a pre-owned or used car. Below you’ll find the requirements for both, respectively.
| Vehicle Type | Documents |
|---|---|
| New Car | Emirates ID, driving license, KYC (proof of residency), car showroom quotation, registration number. |
| Used Car | All new car documents + transfer of ownership certificate |
How to Report Claims for Methaq Car Insurance?
For making a Methaq car insurance claim you can use either of these methods:
- Call the 24/4 Methaq contact number 600 565 695
- Just leave it to Lookinsure if you have bought your policy through us.
- File a claim online using the company’s website.
How to File Online Claim on Methaq Website
- Go to Methaq insurance website
- Click on "Initiate a Claim" which is in the top left corner of their homepage
- Complete the online form.
- Upload documents: Emirates ID, Driving License, Vehicle Registration Card, Police Report (if applicable).
How Lookinsure Supports You if You’re Insured with Methaq
When you are insured with Methaq, the process also depends on who caused the accident:
- If you’re not at fault: The other party must raise the claim for your damage. We guide you on how to proceed and ensure the process is handled efficiently.
- If you are at fault: You cannot claim for your own damage, but we assist with any third-party claims.
For third-party damage, if the third party is not at fault, they will contact you. We then process the claim on their behalf through your Methaq insurance, managing everything from start to finish.
How Lookinsure Supports You if the Other Party is Methaq
Our support depends on who caused the accident. When you file a claim, you provide the police report, which clearly shows who is at fault.
- If you’re not at fault: You should contact the other party, as they are responsible for raising the claim on your behalf.
- If you are at fault: You cannot claim for your own damage.
Regarding the third party, if they are not at fault and want to repair their car, they will contact you. We then raise the claim for them through your policy and manage the entire process to make it smooth and hassle-free.
Documents Required to Claim Methaq Car Insurance in UAE
| Claim Type | Required Documents |
|---|---|
| Theft Claims | • Original vehicle keys • Garage inspection report • FIR copy from police |
| Injury Claims | • Medical reports • Hospital bills • Doctor's prognosis certificate |
| Third-Party Claims | • Third-party ID/driving license • Their insurance details • Witness statements (if available) |
| Natural Calamity | • Meteorological report (e.g., NCM flood bulletin) |
Methaq Insurance Company Contact Information
Here is all the information you will need in case you need to contact Methaq insurance for issues related to your policy or claim procedure:
24/7 Phone Number: 600 565 695
Methaq Motor Insurance Email: [email protected]
Complaints & suggestions: [email protected]
Addresses and Office Hours:
- Abu Dhabi Office: Liwa Tower, ADNEC
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM - Methaq Insurance Dubai Headquarters: Mohamed Bin Rashid Charity Building - Office 312, 3rd Floor - Cairo St.
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM - Al Ain Office: Abu Baker Al Siddiq St.
Monday - Thursday : 8 AM - 4 PM
Friday: 8 AM - 1 PM
Methaq Takaful Insurance Garage List
If you want to be compensated for your damages, you will need to take your car to garages that are partnered with and certified by your provider. You can usually find a list of these garages on your provider's website.
To make things easier for you, we have brought Methaq insurance garage list here:
| Garage Name | Address |
|---|---|
| Dynatrade Auto Car Repair & Service Centre | Mafraq Industrial Area - Abu Dhabi |
| Al Bashaer Garage | 5QR5+373 - Industrial Area - Abu Dhabi |
| Al Bawaba | CGQ7+633 - Al Jerf Industrial 1 - Ajman |
| Corniche Auto Repair Workshop | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Hili Garage | 5QV3+G9V Al Ain, Abu Dhabi |
| Al Karnak Auto Repair Work Shop | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Khifah Auto Repair Workshop | 34th Street - Musaffah - Mussafah 32/1 - Abu Dhabi |
| Al Mahaba | Musaffah - Musaffah Industrial - Abu Dhabi |
| Al Murasil | 8C84+W8C - Industrial Area 2 - Industrial Area - Sharjah |
| Al Nashmi Auto Services Center | 5QQ4+JGG Al Ain, Abu Dhabi |
| Al Qema | Al Qusais Industrial Area 4 - Dubai |
| Al Shalal Garage | Street number 1, Umm Ramool, Al Rashidiya, Near Arabian Taxi - Dubai |
| Al Shamil Al Taqniah Auto Workshop LLC | AL JURF - Industrial Area 1 - Ajman |
| Al Wesam | No 1 - Al Qusais Industrial Area - Al Qusais Industrial Area 1 - Dubai |
| Al Welaya Garage | First Industrial St - Sharjah |
How to Renew Car Insurance Online With Methaq Insurance?
Methaq car insurance renewal is way easier than you are probably used to. Gone are the days when you had to personally visit an insurer's office with hard copies of your documents.
With Lookinsure, all you will need to do to renew or buy Methaq car insurance is go on our website, enter your car's detail, get quick quotes and pay for your car insurance renewal after reviewing your policy.
Not only is all of this online, you can even choose the option to pay in installment instead of all at once!
Buy Methaq Car Insurance in Installment
Why pay for something all at once when you can do it in installment? Especially when it is interest free! This is exactly why popular services such as Tabby and Tamara are exist.
With these services, which are known as buy-now-pay-later services, you can buy anything you want (so long as the provider is partnered with Tabby and Tamara), including Methaq insurance policies, and pay for it in 4 interest-free installments.