NGI Health Insurance in UAE

NGI Health Insurance is widely recognized as one of the most reliable, established and trusted health insurance providers in the UAE, offering a wide range of medical insurance solutions for individuals, families, and businesses,NGI Health Insurance UAE delivers comprehensive healthcare solutions that meet both individual and corporate requirements.

Whether you are seeking to buy NGI health insurance online, compare benefits, or choose from the best NGI health insurance plans in UAE, NGI Medical Insurance provides flexible and affordable solutions that meet both individual and corporate needs across Dubai and the wider UAE, This guide provides everything you need to know about NGI Health Insurance UAE, including plan benefits, coverage types, claims procedures and more.

Why Choose NGI Health Insurance Plans in UAE

When comparing Best Health Insurance Companies in the UAE, credibility, financial stability, and product flexibility matter most, NGI Health Insurance Plans stand out for several important reasons, here are some reasons make you choose NGI Health Insurance UAE: 

AM Best rating

NGI holds a strong AM Best financial strength rating, reflecting its solid capital base and long-term reliability.

NGI has been rated “A- (Excellent)” by AM Best, demonstrating high financial strength and a proven ability to meet long-term policyholder obligations..

This rating reassures policyholders that NGI Medical Insurance has the financial capacity to meet claims obligations efficiently.

product diversity

Another key advantage of NGI health insurance plans is product diversity as The company offers multiple plans designed for different budgets, coverage needs, and residency requirements, including DHA-compliant health insurance plans in Dubai.

NGI Medical Insurance not only the product company offers but also there is a wide range of insurance products including:

• Individual and family health insurance
• Corporate group medical insurance
• Life insurance
• Property insurance
• Motor insurance
• Marine and engineering insurance
• Accident and specialty insurance solutions

Solid financial backing

- One of the key strengths of NGI Health Insurance UAE is its strong financial backing.

-  NGI is supported by prominent institutional shareholders such as Dubai Investments and Commercial Bank of Dubai.

-  Additionally, NGI is supported by leading global reinsurers namely Hannover Re, Allianz, Scor and CCR, ensuring additional financial security and risk protection for policyholders.

Types of NGI Health Insurance Plans in UAE

National General Insurance Company offers multiple medical insurance plans designed to suit different income levels and coverage needs, Several plans also comply fully with Dubai Health Authority requirements (DHA). Here are the types of NGI Health Insurance Plans in UAE:

NGI Medical Insurance Plans for Individuals

Emirates Plan

This is a cost-effective medical insurance plan from NGI Health Insurance UAE offering reliable coverage.

Key Benefits:

• Annual limit up to AED 100,000
• Semi-private hospital accommodation
• ICU coverage
• Inpatient and day-care medication
• Diagnostics, surgeries, and physiotherapy
• Flexible customization options

Emirates Plus Plan

A more extensive option under NGI Health Insurance UAE, with limited international coverage.

Key Benefits:

• Annual limit up to AED 250,000
• Coverage within UAE and selected countries (e.g. India, Malaysia, Singapore)
• Semi-private hospital accommodation

International Plan

This plan from NGI Medical Insurance is Ideal for frequent travelers who require medical coverage outside the UAE (excluding USA, Canada, and Caribbean).

Key Benefits:

• Annual limit up to AED 1,000,000
• Coverage inside UAE and abroad for up to 90 days per year
• Private hospital accommodation
• Surgical and ICU coverage

Global Travel Plan

If you search for the best NGI Health Insurance Plans for individuals, this plan is designed for short-term international travel coverage.

Key Benefits:

• Annual limit up to AED 200,000
• Worldwide travel coverage for up to 90 days per year
• Surgical and intensive care benefits

Claim Process of NGI Health Insurance in UAE

NGI health insurance claim process is designed to be simple. In-network treatment claims are handled directly between the hospital or clinic and NGI Medical Insurance through cashless billing. However, the claim process from NGI Health Insurance UAE for out-of-network treatment policyholders to submit reimbursement claims.

Steps to File an NGI Health Insurance Claim

1. Receive medical treatment
2. Complete the NGI health insurance claim form
3. Attach original medical reports, invoices, and receipts
4. Submit the claim to NGI within the specified timeframe
5. Claim assessment and reimbursement approval

Required Documents for Claims of NGI Medical Insurance

• Duly filled claim form
• Original medical invoices and receipts
• Doctor’s prescription and medical report
• Diagnostic test results (if applicable)
• Copy of NGI health insurance policy card

Reimbursement claims within UAE are to be submitted 30 days and if outside UAE to be submitted within 90 days of the treatment date. In case documentation is not provided, the NGI Medical Insurance claim should be completed within 30 days after rejection will be deemed final.

NGI Health Insurance Contact Number

If you are searching for the NGI health insurance contact number, you can reach NGI customer support using the following details:

• Phone: +971 4 211 5800
• Fax: +971 4 250 2854

 Using the NGI health insurance contact number ensures faster claim follow-ups, policy clarification, and network verification.

How to Buy NGI Health Insurance Online in UAE

To compare NGI Health Insurance Plans and Get Insured by NGI Health Insurance UAE you can: 

• Apply by Phone: Call NGI at +9714 – 211 5800 for more information and to enroll over the phone.
• Apply in Person: Walk into one of the NGI branches to get information, apply, and enroll in person.

You can buy NGI Health Insurance online quickly by following these steps:

1. Visit the official NGI website
2. Navigate to Medical / Health Insurance
3. Select the appropriate NGI Health Insurance Plan
4. Enter personal and residency details
5. Choose coverage level
6. Complete secure online payment
7. Receive your policy documents by email

Required documents for purchase

To buy NGI medical insurance online, you will need to apply these documents:

For UAE Residents & Expats

• Valid passport and residence visa
• Emirates ID or application receipt
• Details of insured family members
• Medical information (if required)

For UAE Nationals

• Emirates ID
• Family details (for family coverage)

Why Choose Lookinsure for NGI Health Insurance in UAE?

Lookinsure simplifies the process of selecting and buying NGI Health Insurance Plans by offering:

• Instant comparison of available NGI policies
• Expert guidance tailored to your budget and needs
• Dedicated customer support throughout the process
• Full transparency regarding terms, conditions, and exclusions
• Easy policy purchase, renewal, and exclusive discounts

Compare NGI Health Insurance plans with Lookinsure and buy the best plans online easily today.

NGI Health Insurance UAE is an excellent choice for those seeking financial security, strong insurer credibility, and flexible healthcare coverage. With AM Best-rated financial strength, a wide selection of HealthNet and DHA-compliant plans, efficient claims handling, and convenient online purchasing, NGI Medical Insurance continues to rank among the top health insurance providers in the UAE.

Now is the right time to secure the best NGI Health Insurance Plans. Buy it now and enjoy long-term and trusted medical protection.