Watania Takaful Health Insurance in UAE
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Watania Takaful Health Insurance offers a smart alternative for individuals, families, and businesses looking to buy health insurance online while staying aligned with Islamic values.
Unlike conventional insurance models that rely on profit-based risk transfer, Watania Takaful medical insurance operates on a cooperative Takaful system. Policyholders contribute to a shared pool that supports members in times of need, making it a Sharia-compliant and ethically structured solution.
Why Choose Watania Takaful Health Insurance Plans in UAE
When you compare plans of health insurance in UAE, Watania Takaful consistently ranks among the best options due to its balance of coverage clarity, affordability, and ethical insurance principles. Watania Takaful medical insurance is built around a cooperative Takaful model that focuses on shared responsibility and accessible healthcare.
Here’s why many residents choose Watania Takaful health insurance plans:
- Sharia-compliant Takaful model based on mutual cooperation
- Comprehensive medical coverage for individuals and families
- Ability to buy and manage health insurance online
- Access to telemedicine services without clinic visits
- Home delivery of prescribed medications
- Strong medical network with over 1,600 approved healthcare providers
- Maternity coverage including pre- and post-natal care
- Personal accident and accidental death benefits
- Second medical opinion services for informed decisions
- DHA-approved health insurance plans
- Simple claims process via direct billing or online reimbursement
These advantages make Watania Takaful health insurance UAE a practical choice for anyone seeking transparent and user-friendly medical insurance.
Types of Watania Takaful Health Insurance Plans in UAE
Watania Takaful health insurance plans are designed to meet the needs of different customer segments, including individuals, families, and companies across the UAE. Under Watania Takaful health insurance UAE plans vary in coverage limits, benefits, and treatment scope, allowing customers to easily compare options and choose a policy that fits both their medical needs and budget.
Available options include Basic Benefit Plans (EBP), comprehensive policies, and group medical insurance, with flexible coverage for outpatient, inpatient, and selected geographical benefits.
Watania Takaful Health Insurance Plans Comparison
Plan Type | Target Segment | Coverage Area | Key Benefits |
Individuals | UAE | Outpatient & inpatient care, diagnostics, consultations | |
Families | UAE | Family member inclusion, maternity coverage, wide medical network | |
Companies & employees | UAE (extendable) | Flexible group plans, easy claims management | |
Basic Health Plans (EBP) | Individuals & businesses | UAE | Essential medical coverage as per DHA requirements |
Comprehensive Health Plans | Individuals & families | UAE or worldwide (as per policy) | Extended benefits, second opinion, additional services |
Watania Takaful Health Insurance Inclusions
Watania Takaful medical insurance provides essential and extended healthcare coverage through an approved medical network across the country. As part of Watania Takaful health insurance UAE, policyholders benefit from access to quality medical services designed to meet the healthcare needs of individuals and families in the UAE.
Coverage Item | Description |
Outpatient Care | Medical consultations, diagnostics, and lab tests that do not require hospital admission (clinic visits). |
Inpatient Care | Hospitalization and treatment for more than 24 hours, including surgical procedures and room charges. |
Maternity Care | Comprehensive coverage for prenatal care, delivery (including C-sections if required), and postnatal care. |
Personal Accident | Coverage for injuries resulting from sudden and unforeseen accidental events. |
Accidental Death | Financial compensation or death benefit in the event of loss of life due to an accident. |
Second Medical Opinion | Access to expert clinical evaluations to support and confirm treatment decisions. |
Telemedicine | Remote medical consultations via digital platforms, providing access to doctors without visiting a clinic. |
Pharmacy Delivery | Prescription medication delivery service directly to a specified address for approved medicines. |
Disease Management | Specialized programs designed to monitor and support patients with chronic health conditions. |
Claim Process of Watania Takaful Health Insurance in UAE
The claims process under Watania Takaful health insurance UAE, is designed to be simple and efficient, supporting both cashless and reimbursement-based claims.
Direct Billing
- Visit a hospital or clinic within the approved medical network
- Present your Watania Takaful insurance card
- The healthcare provider coordinates directly with the insurer
Reimbursement Claims
If you pay medical expenses upfront:
- Submit the reimbursement claim online
- Upload original invoices and medical reports
- Claim review and settlement
- Approved amount is transferred to the insured’s bank account
Claims status can be tracked through approved third-party administrators such as NAS, Nextcare, or Mednet, depending on the policy.
Watania Takaful Health Insurance Contact Number
For claims inquiries, policy support, or assistance:
- Watania Takaful health insurance contact number: 800 WATANIA (928 2642)
- WhatsApp support available on the same number
How to Buy Watania Takaful Health Insurance Online in UAE
You can buy Watania Takaful health insurance online directly through the company’s official website without visiting any branch. The process is fully digital, making it easy to compare plans, complete payment, and receive your policy documents online.
Steps to Purchase Online
- Select the type of health insurance (individual, family, or corporate)
- Compare available Watania Takaful Health Insurance Plans
- Choose the coverage level that suits your needs
- Enter insured details
- Complete payment through secure online methods
- Receive your policy documents electronically
Required Documents for Purchase
For UAE Residents:
- Valid residence visa copy
- Passport copy
For UAE Nationals:
- Emirates ID copy
- Family book (when adding dependents, if required)
Additional documents may be requested based on age group or selected plan.
Why Choose Lookinsure for Watania Takaful Health Insurance Plan in UAE?
Buying health insurance doesn’t have to be complicated. Through Lookinsure, you can easily compare, choose, and buy the best Watania Takaful Health Insurance UAE plan with confidence.
With Lookinsure, you get:
- Clear comparison between Watania Takaful and other top health insurance providers
- Free expert guidance to understand benefits, exclusions, and pricing
- Fast, fully online process without unnecessary paperwork
- Transparent pricing with no hidden fees
- Ongoing support after purchase, including policy changes and claims assistance
Conclusion
Watania Takaful Health Insurance in UAE is an ideal solution for those seeking ethical, reliable, and flexible medical coverage that meets both regulatory and Sharia requirements. As part of Watania Takaful Medical Insurance, policyholders benefit from a wide range of plans, strong medical networks, and digital convenience, making it one of the best health insurance options in the UAE.
By using insurance comparison platforms, you can save time and money, compare Watania Takaful Health Insurance plans online today and secure quality healthcare coverage in minutes.
Frequently Asked Questions
