The process for car ownership transfer is quite a straightforward procedure in the UAE and can be done in a few clearcut steps either by visiting RTA-certified institutions such as Happiness centers or online through their website.
As easy as the process can be, it is important to familiarize yourself with its ins and outs if you are about to transfer car ownership anytime in the future. That’s why in this article from Lookinsure mag, we have composed a comprehensive guide that includes everything you need to know about auto ownership transfer.
Frequently Answered Questions
How to transfer car ownership in Dubai?
To transfer car ownership in Dubai, follow these steps:
Clear fines: Ensure all traffic fines are paid.
Prepare documents: Bring Emirates IDs, vehicle registration (Mulkiya), insurance proof, and NOC from the bank (if financed).
Vehicle testing: Get the car tested at an RTA-approved center if required.
Visit the RTA: Both buyer and seller must visit an RTA customer happiness center or use the online service.
Pay fees: The buyer pays the transfer fee and registration costs.
Get a new Mulkiya: The buyer receives the new registration card and updated license plates (if applicable).
How to transfer car ownership in Abu Dhabi?
The process for car ownership transfer in Abu Dhabi is as follows:
Clear fines: Ensure all traffic fines are paid.
Prepare documents: Bring Emirates IDs, vehicle registration (Mulkiya), insurance proof, and NOC from the bank (if financed).
Vehicle testing: Get the car inspected at an Abu Dhabi Police-approved center if required.
Visit Abu Dhabi Police: Both buyer and seller must visit a vehicle registration center.
Pay fees: The buyer pays transfer and registration fees.
Get new Mulkiya: The buyer receives the new registration card and updated plates (if applicable).
How to transfer car ownership from Dubai to Sharjah?
To transfer car ownership from Dubai to Sharjah, follow the steps below:
Buy the Car in the Owner’s Emirate
Visit an RTA Center There and Get the Title in Your Name
Transfer Vehicle to Your Emirate of Residence
Get Inspection and Insurance and Register in Your Name
How can I transfer financed car ownership?
In order to transfer ownership of a financed vehicle the seller must provide a NOC or no objection from the bank which ensures all outstanding loans have been settled. This letter should be presented to the RTA along with other required documents.
Comprehensive Guide to Transfer Vehicle Ownership
When you buy a secondhand car you can’t just pay for it, get into the vehicle, and drive away. You need to change the car’s registration as well so that the purchase is registered with the relevant authorities as well. Before doing that, however, you have to take care of the following prerequisites:
- Moreover, the car must go through an inspection at a certified vehicle inspection center such as Tasjeel so that the car’s mechanical health is confirmed.
- Car insurance is another mandatory step when you want to transfer car ownership. So the buyer must purchase an insurance policy for the car and present the certificate along with other documents when applying for the transfer. If you already have insurance on an older car you have sold you can learn How to Transfer Car Insurance in UAE in one of our previous articles.
- Usually, the seller will pay the traffic fines before selling their car but there are times when they fail to do it due to financial problems. In such cases, the buyer will need to take care of that as well because that’s another thing that must be done before you transfer vehicle ownership.
- The sellers of financed vehicles or cars that are under a mortgage must secure a clearance letter from the bank or financial institution confirming that all outstanding loans have been settled. So as a buyer, you must make sure the seller has that letter with them before going to an RTA center.
Document Required to Transfer Car Ownership
Here are the documents you need to have with you when you want to transfer car ownership:
For Sellers
Sellers will only need to have two documents:
- Valid Emirate ID
- Vehicle Registration Certificate or Mulkiya
For Buyers
- Buyers must present the following documents:
- Emirates ID (original and copy)
- UAE residence visa (for residents)
- Valid UAE driving license
- Proof of car insurance (in the buyer’s name)
Process for Car Ownership Transfer
After taking care of all those prerequisites it is time to start the procedure for transfer of car ownership. Here is a step-by-step guide on How to Transfer Car Ownership in Abu Dhabi, Dubai, and all of the UAE (the process varies a little between emirates):
Visit the RTA Service Center
The first thing to do is find the nearest RTA service center or a customer Happiness center and visit there. Ideally, both the seller and the buyer must be present, however, if either of the parties cannot show up, they can authorize someone else to act on their behalf in the process.
Submit the Transfer Application
At these centers, you will receive an RTA car ownership transfer application which must be filled out and returned along with the required documents which include:
- The buyers’ and sellers’ ID
- Vehicle Registration Certificate
- Proof of Insurance (purchased by the buyer)
- Technical Inspection Certificate
- NOC (No Objection Certificate) from the bank if the vehicle is financed
Pay the Transfer Fees
There are certain charges for car transfers that must be paid at different stages of the process. One of them is a transfer fee that is AED 350. Other fees include an inspection fee and the additional charge of getting a new license plate if the seller wants to keep theirs which is AED 35.
Receive the New Registration Card
After completing all the necessary steps, you’ll need to wait briefly for the agent to register the transfer. This process takes only a few minutes, and once done, you will receive a new Mulkiya with your name on it. Don’t forget to perform a Chassis Number Check UAE to ensure everything is in order.
How to Transfer Vehicle Ownership Online
The process for car ownership transfer can be done online as well. The process is done through the MOI (Ministry of Internal Affairs) website. In the following section, we will walk you through the process.
Register on the MOI Website
To transfer car ownership online you must first visit MOI’s website. Then navigate to e-Services and find the section titled Vehicle Ownership Transfer. After this you will find yourself on a page like this:
Complete the Online Application
For the next step click on Start Services which will take you to the registration page. It doesn’t matter whether you already have an account or not, both signing in and signing up can be done with a UAE PASS.
Upload Required Documents
After registering you will need to fill out the relevant forms and upload the required documents which include:
- Vehicle Registration Certificate
- Proof of Insurance (purchased by the buyer) which will also act as proof of purchase
- Technical Inspection Certificate
- NOC (No Objection Certificate) from the bank if the vehicle is financed
Pay Transfer Fees
The next step is paying the required fees which include the AED 300 for light vehicles and 400 for heavy shipping vehicles. The amount will increase depending on the car’s shipment capacity. After the transaction is completed you will receive an online registration which you can take to an RTA center to receive your license plate and registration card.
How To Transfer Car Ownership Between Emirates
One of the Tips For Buying Used Cars everyone gives you is that try to buy one from your emirate because transferring car ownership between two emirates can be a bit complicated since you need to transfer ownership at the seller’s Emirate and then register it again in your own.
While it may involve more steps than when you want to transfer vehicle ownership in the same emirate, it is not as complicated as it might appear. Here is a step-by-step guide on how to do it, plus a little money-saving tip at the end!
Buy the Car in the Owner’s Emirate
The first step is buying the car which must be done in the seller’s emirate.
Visit an RTA Center There and Get the Title in Your Name
Then you will need to transfer the title to your name officially at an RTA center. This will make the purchase official but doesn’t mean you can now drive the car as it will not have a license plate.
Transfer Vehicle to Your Emirate of Residence
Since you can’t drive a car without a license plate, here is what you should do to take your car home. At the RTA center apply for a vehicle export certificate which will allow you to get a recovery service to take your car to your emirate and deliver it to an RTA center.
Get Inspection and Insurance and Register in Your Name
There you must get your car inspected again and buy insurance for it because those are, as we mentioned before, some of the prerequisites to transfer vehicle ownership and registration. After that, you can register the car and get your own license plate.
Money Saving Tip: here is how to transfer car ownership between Emirates without paying for a recovery truck:
However, this method might require some negotiation with the seller as you will be driving their car to your emirate before having officially bought the car.
Why Choose LookInsure for Your Car Insurance Needs
If you are reading this article it means you’re probably in the process of buying a new car which also means you will need insurance for it. Lookinsure offers the best and most convenient platform for purchasing insurance policies online. Not only that, we regularly post articles in which we try to inform our clients on every little thing related to cars, insurance, and car insurance.
Pay a visit to our blog for the most comprehensive Car Insurance Buying Guide or other informative stuff such as this very article in which you can learn all there is to know about how to transfer car insurance.
Conclusion
This has been yet another one of those articles written by our expert staff at Lookinsure Mag where we have tried tackling one of the most important car-related issues which is the transfer of ownership. We have tried to make a comprehensive guide on how to transfer vehicle ownership online or in person, as well as all the documents required for completing this seemingly complicated process.