Affordable Maserati Car Insurance in the UAE: Get Your Quote Now
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Maserati's presence in the UAE luxury car market has grown significantly over recent years, with a 23% increase in sales in 2023. The brand's strong market position reflects the UAE's appetite for premium vehicles, with car insurance in Dubai and Abu Dhabi statistics accounting for over 70% of Maserati sales in the region.
At Lookinsure, we understand the unique requirements of Maserati owners and offer comprehensive Maserati car insurance solutions tailored to protect these prestigious vehicles. To help you get the best insurance solution possible, we have compiled this comprehensive guide with all you need: Maserati insurance costs, Maserati insurance providers, and more.
Tailored Insurance Solutions for Maserati car insurance
Comprehensive Maserati Car Insurance
Comprehensive Maserati insurance (also called full coverage car insurance) is, without a doubt, the way to go. No one who spends so much on a vehicle will skimp on the insurance and go with a TPL package. Comprehensive coverage offers complete protection for your luxury vehicle, typically including:
- Full coverage for accidental damage and theft
- Protection against natural disasters and vandalism
- Coverage for personal accidents and passenger liability
- Emergency roadside assistance specifically designed for luxury vehicles
- Coverage for repairs at authorized Maserati service centers
- Original parts replacement guarantee
Third-Party Maserati Auto Insurance
Although comprehensive coverage is recommended for luxury vehicles, it doesn’t mean you can get a third-party liability (TPL insurance) policy if you want to. This option, the cheapest way to fulfill the legal obligation of insuring your car, is ideal for Maserati owners seeking basic coverage. Such a policy includes:
- Mandatory third-party liability coverage
- Protection against damages to other vehicles and property
- Basic medical expense coverage
- Option to upgrade with additional features as needed
Maserati Gap Insurance
Gap insurance can be a lifesaver for owners of financed vehicles. Guaranteed asset protection (GAP) insurance supplements automobile insurance policies or auto loans. A GAP policy covers the difference between the value of a car and what the borrower owes on the loan if the vehicle is totaled or stolen.
You probably won’t need this coverage if you have paid off your loan, but this option would be a good idea if you have just bought a financed Maserati.
Add-ons for Maserati Cars
If your comprehensive policy does not offer as much protection as you want, you can always enhance your Maserati insurance policy with premium add-ons explicitly designed for luxury vehicles. Some of the most popular add-ons include:
| Add-on | Description |
| Zero depreciation coverage | Ensures that in the event of a claim, the full claim amount is paid without deducting depreciation, providing you with complete financial protection for your vehicle |
| Engine protection | Safeguards your vehicle’s engine against accidental damage, ensuring repairs or replacements are covered without impacting your insurance claim |
| Key replacement coverage | Provides financial protection for the cost of replacing lost or stolen car keys, including key fobs, without affecting your insurance premium |
| Tire protection | Helps cover the cost of replacing or repairing tires damaged by accidental events, ensuring you're not financially burdened by unexpected tire issues |
| Personal belongings coverage | Protects your personal items inside your vehicle, such as bags, electronics, and clothing, in case they are lost, damaged, or stolen due to an accident or break-in |
| Extended territorial coverage for GCC countries | Provides insurance protection beyond the UAE, covering your vehicle in other Gulf Cooperation Council countries, including Saudi Arabia, Qatar, Bahrain, Kuwait, and Oman |
Cost of Insurance for Popular Maserati Models in the UAE
Insurance costs for Maserati vehicles vary based on several factors, including the model, year, and driver's history. Here's an overview of approximate Maserati insurance cost ranges for popular models:
Here’s an estimated range of annual insurance costs for the Maserati models you mentioned in the UAE. These estimates are based on typical market rates for luxury vehicles and assume comprehensive coverage with a good driving history:
| Maserati Model | Estimated Cost | Description |
| Maserati Ghibli | AED 8,000–12,000 per year | a luxury sedan with moderate insurance costs compared to Maserati’s sports cars |
| Maserati Levante | AED 10,000–15,000 per year | a luxury SUV, the Levante generally costs more to insure due to its size and higher market value |
| Maserati GranTurismo | AED 12,000–18,000 per year | a high-performance sports car, the GranTurismo typically attracts higher premiums due to its power and repair costs |
| Maserati Quattroporte | AED 10,000–16,000 per year | a flagship luxury sedan, often falls on the higher side of the insurance range |
Key Factors Influencing the Cost:
Here are the key factors that affect your Maserati motor insurance cost:
| Driver's Profile | Age, driving experience, and claims history |
| Car Age | Newer cars may cost more to insure due to higher replacement value |
| Coverage Level | Comprehensive insurance costs more but provides better protection |
| Insurer | Rates vary between insurance companies and can be tailored to luxury vehicles |
Buy and Renew Maserati Auto Insurance Plans with Lookinsure
Buying car insurance from Lookinsure is as easy as possible and can be done online in a few minutes. Just follow the steps below, and you’re done:
| Step 1 | Visit Lookinsure's website and select "Get Instant Quotes." |
| Step 2 | Enter your car’s plate number. |
| Step 3 | Verify your identity using UAE Pass or Emirates ID. |
| Step 4 | Provide details about your driving history by answering a few questions. |
| Step 5 | Compare multiple quotes and pick the policy that best suits your needs. |
| Step 6 | Quickly create an account. |
| Step 7 | Customize your policy by adding any desired add-ons. |
| Step 8 | Enter your contact details. |
| Step 9 | Select your payment method and finalize the purchase. |
Renewing an existing policy is even easier than that since you won’t need to provide information about your driving history. All you will need to do is sign into your Lookinsure account, punch in your policy number, and complete the transaction after making the necessary changes to your policy.
Documents Required for Maserati Car Insurance
To buy a Maserati car insurance plan, you need these essential documents:
| Document 1 | Valid UAE driving license |
| Document 2 | Emirates ID |
| Document 3 | Vehicle registration card (Mulkiya) |
| Document 4 | Previous insurance certificates |
| Document 5 | No-claims certificate (if applicable) |
Top Maserati Car Insurance Providers in the UAE
Here are some of the best insurance providers in the UAE with sufficient experience, expertise, and resources to protect your luxury vehicle against financial loss.
Specialized Maserati insurance packages with competitive rates, premium service center access, and original parts replacement | |
Comprehensive coverage options, quick claim processing, and tailored solutions for different Maserati models | |
Al Fujairah National Insurance Company | Attractive Maserati insurance prices, flexible payment terms, and excellent coverage benefits for high-end vehicles |
Also knows as Salama, Sharia-compliant insurance solutions with comprehensive coverage and specialized add-ons for Maserati owners | |
Oriental Insurance Company | With competitive rates, excellent service for luxury vehicles, and dedicated support, Oriental vehicle insurance is ideal for Maserati claims |
RAK Insurance Company | Efficient claim processing and comprehensive coverage options make RAK insurance Dubai and other emirates ideal for premium vehicles like Maserati |
Sukoon Insurance Company | Customized insurance packages with excellent support specifically for Maserati owners make Sukoon insurance Dubai and other emirates' great choice |
How to Claim a Maserati Auto Insurance Policy
Filing an insurance claim is the same regardless of the car you drive. The process involves submitting the required documents to your insurer and waiting for settlement. You can find a step-by-step instruction below:
| Documentation | Document the incident immediately with photos and videos |
| Reporting | Obtain a police report if required |
| Informing the insurer | Contact your insurance provider through their dedicated claims line |
| Submitting info | Submit all the necessary documentation through the online portal |
| Getting inspection | Schedule an inspection at an authorized Maserati service center |
| Tracking progress | Track your claim status through the insurance provider's app or website |
| Receiving approval | Receive approval and proceed with repairs |
Securing the right insurance for your Maserati is crucial for protecting your luxury investment. Through Lookinsure, you can access the most competitive auto insurance for Maserati vehicles while ensuring comprehensive coverage. Whether seeking the cheapest insurance for Maserati or the most comprehensive protection, our platform helps you find the perfect balance of coverage and cost.
Frequently Asked Questions
No-claims bonus
Multi-policy discounts
Safety feature discounts
Loyalty rewards
Advanced payment discounts
Your insurance provider's mobile app
Online customer portal
Direct contact with your assigned claim handler
Lookinsure's customer service team
Log into your Lookinsure account
Review and update your policy details
Select your preferred payment option
Receive your renewed policy documents electronically
