ADNIC: Abu Dhabi National Car Insurance
Flexible installments to pay later with
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Regulated by the Government of Dubai
Abu Dhabi National Insurance Company (ADNIC) offers a range of insurance plans and premium services to the GCC countries and other regions in Asia and Europe. The company has won several industry awards and is recognized for its exceptional team of professionals and the high quality of its services.
ADNIC Car Insurance Overview
Abu Dhabi National Insurance Company (ADNIC), the UAE's second-largest insurer since 1972, offers Sharia-compliant ADNIC Car Insurance plans across the Emirates. Regulated by the UAE Central Bank, ADNIC Motor Insurance combines award-winning service with flexible payment options like Tabby/Tamara installments.
Types of ADNIC Car insurance in Dubai
When choosing a car insurance policy from ADNIC, there are plenty of options available. Divided into packages, ADNIC car insurance has sorted its services into three different essential groups and categories.
1. Platinum insurance plan
The highest level of comprehensive coverage in ADNIC is provided in a package called the platinum insurance policy. This policy covers third-party damages for up to AED 5,000,000. Here are a few benefits of this plan:
- Agency repairs for up to 5 years
- Comprehensive coverage for up to 8 years
- 4WD insurance and off-road coverage
- Third-party liabilities
- Loss of belongings
- Roadside assistance
- Car replacement in case of an accident
- Natural disasters coverage
2. Gold insurance plan
The gold insurance plan is another one of the popular ADNIC motor insurance plans, offering:
- Loss of belongings
- Agency repair for up to 3 years
- Comprehensive insurance for up to 8 years
- Third-party property damage for up to AED 3,500,000.
- Roadside assistance
- Off-road coverage
- Car replacement in case of an accident
- Natural disasters coverage
- Replacement of keys
3. Standard insurance plan
Another ADNIC car insurance Dubai is the standard plan. This plan provides basic coverage as well as third-party liabilities. More suitable for people who prefer less costly, simpler, and shorter plans. The standard policy includes:
- Agency repair for 1 year
- Comprehensive insurance for 8 years
- Third-party liability for up to AED 2,000,000
- Car replacement in case of an accident
- Roadside assistance
- Loss of personal belongings
- Window or windshield damage
Benefits of ADNIC Car Insurance
Choosing the Abu Dhabi National Insurance Company yields a variety of benefits. As we mentioned earlier, this leading insurer provides a wide range of insurance products and services. Let’s take a look at the key benefits of choosing ADNIC as your insurance provider.
| Benefit | Description |
|---|---|
| Comprehensive Coverage Options | ADNIC offers a wide range of coverage policies, including car, health, life, travel, home, and more. |
| Tailored Products | ADNIC provides customized insurance solutions for businesses, covering both the company and its employees. |
| Partnership With A Wide Network | ADNIC’s extensive network of healthcare providers, garages, and service centers ensures quick access to medical care and vehicle services. |
| Online Services | ADNIC’s online portal allows customers to manage policies, file claims, and contact insurers conveniently. |
| Customer Service | Renowned for award-winning customer support, ADNIC ensures 24/7 assistance, prioritizing customer satisfaction. |
| Add-ons | ADNIC offers customizable policy add-ons, allowing individuals to tailor their insurance plans to meet specific needs. |
What is Covered Under ADNIC Car Insurance Plans?
| Coverage | Platinum | Gold | Standard |
|---|---|---|---|
| Agency Repairs | 5 years | 3 years | 1 year |
| Off-Road Incidents | ✅ Included | ✅ (Add-on available) | ❌ |
| Personal Belongings | Up to AED 5,000 | Up to AED 3,500 | Up to AED 2,000 |
| Car Replacement | 15 days (max AED 450/day) | 10 days (max AED 350/day) | 5 days (max AED 180/day) |
| Roadside Assistance | 24/7 UAE-wide | 24/7 UAE-wide | 24/7 UAE-wide |
| Key Replacement | ✅ Included | ✅ Included | ❌ |
Add-ons for ADNIC Car Insurance Plans
Rental Car Cover: Up to 15 days (AED 180-450)
Zero Depreciation: Waives value deduction on parts
Belongings Protection: Covers stolen personal items
Key Replacement: Lost/fractured key coverage
What is not covered under Methaq Car Insurance Plans?
Illegal Activities:
Accidents during drunk driving or racing
Unlicensed Drivers:
Damages by excluded/unlicensed drivers
Wear & Tear:
Tire degradation, battery failure
Territorial Limits:
Oman coverage requires a separate add-on
War/Nuclear Risks:
Riots or radioactive contamination
Documents Required to Buy Methaq Car Insurance in Dubai, UAE
To get an ADNIC insurance policy through Lookinsure, you need the following documents:
- Emirates ID
- Vehicle registration Card
- Valid Driving license
- Proof of ownership
- Passport copy
- Visa copy (for expatriates)
- Previous insurance policy (if applicable)
- No claims bonus (if applicable)
How to File an ADNIC Car Insurance Claim?
In case of an accident, you will need to file a claim to ask your insurer for coverage. Here is how to raise an ADNIC motor insurance claim:
1. Contact the police
Report the accident to the police and receive a police report
2. Inform ADNIC
After reporting the accident to the police, it’s time to contact ADNIC to inform them about the accident.
3. File a claim
Most times, the insurer will tell you to fill out a claim form on their website. Make sure to file your claim.
4. Attach and Submit the Necessary Documents
Submit all the required documents that the form asks for. The documents are listed in the next section.
5. Submit your claim
Read through your claim, add all the evidence, and submit.
6. Wait for the Insurer’s Notice
ADNIC will notify you immediately and you will know whether your claim has been successful or not.
Documents Required to Claim ADNIC Car Insurance in UAE
Completed claim form
Valid driving license (copy)
Vehicle registration card
Police report (original)
Repair estimates/photos
How to Renew the ADNIC Motor Insurance Plan?
To renew your ADNIC car insurance, follow the steps below:
- Visit Lookinsure website
- Log into your account
- Go to your panel
- View your previous insurance policies
- Select the policy you wish to renew
- Check the policy and make alternations if necessary
- Pay the necessary fees
- Receive confirmation for renewal
Why Buy ADNIC Car Insurance?
50+ Years Expertise: Pioneer since 1972
Fleet Discounts: Up to 30% for corporate policies
24/7 Multilingual Support: Arabic/English/Hindi
Instant Policy Issuance: Digital certificates in 5 mins
GCC Coverage: Protection across UAE/Oman borders