Noor Takaful Car Insurance

Noor Takaful (Watania Takaful) is one of the leading providers of Sharia-compliant insurance solutions in the UAE. Over the years, the company has expanded its services to offer a wide range of products, including Noor Takaful motor insurance, health insurance, and general insurance.

Noor Takaful Car Insurance Overview

Noor Takaful Insurance Company (now operating under Watania Takaful) provides Sharia-compliant car insurance across the UAE, prioritizing ethical principles and community-based risk sharing. Regulated by the UAE Central Bank, Noor Takaful Car Insurance offers comprehensive coverage with 24/7 roadside assistance, digital claims processing, and flexible Tabby/Tamara installments. With 5 branches in Dubai, Sharjah, and Abu Dhabi, Noor Takaful partners with 200+ garages for cashless repairs.

Types of Car Insurance Plans Offered by Noor Takaful

Watania or Noor Takaful car insurance comes in 3 different types, listed and explained below:

Third-Party Liability

Basic coverage only extends to any damages caused by the insured vehicle to a third party, be it an individual, vehicle, or property. TPL (third-party liability) policies can be modified by buying add-ons such as coverage in case of theft, vandalism, fire as well as damages to the windshield.

Comprehensive Cover

With this policy, damages to your vehicle will be covered as well as third-party liabilities. Add-ons such as roadside assistance or off-road coverage can also be added to these policies.

Platinum High-Value Policy

This is the most sophisticated motor insurance policy that Watania offers, which comes with additional services such as the following:

• Car Registration Renewal (once a year)
• Unlimited Off-road Assistance
• Airport Pick Up or Drop Off (once a year)
• Document Delivery Service (once a year)
• Automobile Service (once a year)

Benefits and Coverage of Noor Takaful Car Insurance in UAE

Choosing Noor Takaful car insurance has a few perks that include:

Shariah Compliance

Being a takaful company, perhaps the biggest benefit of Noor Takaful car insurance is that it is Shariah-compliant. This makes this company one of the best choices for customers who prioritize ethical considerations above everything else.

Streamlined Processes

Every service that Watania or Noor Takaful offers can be accessed online with a website that works as well as it looks. Whether it is buying a policy or filing a claim, you can do it all through their website.

Reliability and Resourcefulness

Since its merger with other companies, which were themselves already quite formidable companies, Noor Takaful has become stronger than it has ever been. A simple look at their website is enough to see that they are running quite a tight ship.

Transparency

Noor Insurance is a takaful company for which transparency is the watchword of its operation. The evidence of this can be found on the FAQ section of their website, where every question you might have about your policy or filing claims is already answered, or the lengthy document, available as a PDF, in which literally every detail about their policies is explained fully.

What Is Covered Under Noor Takaful Motor Insurance Plans?

• Accidents: Collision repairs, rollovers, and vandalism.

• Theft & Fire: Full vehicle replacement if unrecovered.

• Third-Party Liabilities: Property damage and bodily injury.

• Support Services:

  • Free towing, battery jumps, and lockout service ( 800 928 2642).

  • Platinum Plan Perks: Airport transfers, auto service, document delivery.

Add-ons for Noor Takaful Car Insurance Plans

• Off-Road Protection: Desert/dune driving (included in Platinum) .

• Agency Repairs: Genuine parts at authorized dealers.

• Rental Car Cover: Vehicle during repairs.

• Zero Depreciation: Waives value deduction on parts.

• Oman Extension: Territorial coverage for cross-border trips.

What Is NOT Covered Under Noor Takaful Car Insurance Plans?

• Illegal Activities: Drunk driving, racing, and unlicensed drivers.

• Mechanical Failures: Engine/clutch breakdowns.

• Wear & Tear: Tire degradation, battery wear.

• Unreported Modifications: Non-standard parts.

• Intentional Damage: Self-inflicted scratches.

Documents Required to Buy Noor Takaful Car Insurance

Here are the required documents for purchasing Noor Takaful motor insurance:

• Emirate ID (front and back)
• Driving License (front and back)
• Vehicle Registration (front and back) OR Vehicle Clearance Certificate

• Vehicle Clearance Certificate (if applicable)

How to File Noor Takaful Car Insurance Claim

Filing a claim is quite easy with Noor Takaful and can be done by either calling their customer service WhatsApp number at +971 8009282642 and mailing your documents to their email address or online through their website.

Filing an online claim can be done in 3 simple steps:

Step 1

Navigate to the section designated for claims and click on Submit a Claim Online. You will then be asked a few Yes/No questions, after which you will be asked to enter your policy number and car chassis number.

Step 2

Upload the required document, which includes the police report and a copy of your driving license and Mulkiya (both sides). You might also need to upload photos of the damage to your car.

Step 3

Wait for the settlement after your claim gets processed. This may take up to a week to 10 days.

How to Buy Online Noor Takaful Insurance in the UAE

Buying a car insurance policy from Noor or Watania can be done online using Lookinsure’s website. All you will need to do is follow the steps below:

• Visit Lookinsure
• Click on “Instant Quote”
• Enter your car’s information and choose your insurance type
• Pick the best option from the list of available policies
• Modify your policy by selecting add-ons
• Submit the relevant documents
• Choose your method of payment and complete the transaction

Documents Required for Noor Takaful Car Insurance Claims

• Original police report.

• Driver’s license + vehicle registration.

• Repair estimates from approved garages.

How to Renew Noor Takaful Motor Insurance Plan?

To renew your Noor takaful motor insurance with Lookinsure, all you need to do is follow the instructions below:

1. Log in to your account on Lookinsure.
2. Select your existing policy under Noor Takaful car insurance.
3. Review and update your details if necessary.
4. Make the payment to complete the renewal.

Why Buy Noor Takaful Car Insurance Policy in UAE?

• Ethical Assurance: Sharia-compliant Takaful model.

• Platinum Perks: Registration renewal, airport transfers, and auto service.

• Rapid Claims: Online submission + 7-day settlement.

• UAE-Wide Support: Branches in Dubai, Sharjah, Abu Dhabi.