Noor takaful Car Insurance in UAE

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Regulated by the Government of Dubai

Noor Takaful (Watania Takaful) is one of the leading providers of Sharia-compliant insurance solutions in the UAE. Over the years, the company has expanded its services to offer a wide range of products, including Noor Takaful motor insurance, health insurance, and general insurance.

Why Buy Noor Takaful Car Insurance Policy in UAE?

Let's take a look at what makes Noor Takaful car insurance an ideal choice for many drivers in the UAE:

Ethical Assurance: Operates under a fully Sharia-compliant Takaful model, ensuring transparency, ethical risk-sharing, and the absence of interest (riba).
Platinum Perks: Selected plans include value-added services such as vehicle registration renewal assistance, airport transfers, and scheduled auto servicing, enhancing overall convenience for policyholders.
Rapid Claims Processing: Claims can be submitted online, with Noor Takaful aiming for quick assessments and settlements—often within 7 days for straightforward cases.
UAE-Wide Support: Strong local presence with branches in Dubai, Sharjah, and Abu Dhabi, making customer support and in-person assistance easily accessible across the UAE.

Types of Car Insurance Plans Offered by Noor Takaful

Watania or Noor Takaful car insurance polices comes in 3 different types, listed and explained below:

Third-Party Liability

Basic coverage only extends to any damages caused by the insured vehicle to a third party, be it an individual, vehicle, or property. TPL (third-party liability) policies can be modified by buying add-ons such as coverage in case of theft, vandalism, fire as well as damages to the windshield.

Comprehensive Cover

With this policy, damages to your vehicle will be covered as well as third-party liabilities. Add-ons such as roadside assistance or off-road coverage can also be added to these policies.

Platinum High-Value Policy

This is the most sophisticated motor insurance policy that Watania offers, which comes with additional services such as the following:

Car Registration Renewal (once a year)
Unlimited Off-road Assistance
Airport Pick Up or Drop Off (once a year)
Document Delivery Service (once a year)
Automobile Service (once a year)

Comparison Table

Feature	Comprehensive Plan	Third-Party Plan
Own Vehicle Damage	✅	❌
Theft/Fire	✅	❌ (Add-on available)
Roadside Assistance	✅ (24/7 UAE-wide)	❌
Personal Accident	Up to AED 50,000	❌
Off-Road Coverage	❌ (Platinum only)	❌

What Is Covered Under Noor Takaful Motor Insurance Plans?

Accidents: Collision repairs, rollovers, and vandalism.
Theft & Fire: Full vehicle replacement if unrecovered.
Third-Party Liabilities: Property damage and bodily injury.
Support Services:
- Free towing, battery jumps, and lockout service ( 800 928 2642).
- Platinum Plan Perks: Airport transfers, auto service, document delivery.

Add-ons for Noor Takaful Car Insurance Plans

Off-Road Protection: Desert/dune driving (included in Platinum) .
Agency Repairs: Genuine parts at authorized dealers.
Rental Car Cover: Vehicle during repairs.
Zero Depreciation: Waives value deduction on parts.
Oman Extension: Territorial coverage for cross-border trips.

What Is NOT Covered Under Noor Takaful Car Insurance Plans?

Illegal Activities: Drunk driving, racing, and unlicensed drivers.
Mechanical Failures: Engine/clutch breakdowns.
Wear & Tear: Tire degradation, battery wear.
Unreported Modifications: Non-standard parts.
Intentional Damage: Self-inflicted scratches.

Tip: Add "Off-Road" rider for desert trips; mandatory for 4x4s.

How to Buy Online Noor Takaful Insurance in the UAE

Buying a car insurance policy from Noor or Watania can be done online using Lookinsure’s website. All you will need to do is follow the steps below:

Visit Lookinsure
Click on “Instant Quote”
Enter your car’s information and choose your insurance type
Pick the best option from the list of available policies
Modify your policy by selecting add-ons
Submit the relevant documents
Choose your method of payment and complete the transaction

Documents Required to Buy Noor Takaful Car Insurance

Here are the required documents for purchasing a Noor Takaful policy, whether you are buying car insurance in Ajman, Abu Dhabi or from anywhere else in the country:

Emirate ID (front and back)
Driving License (front and back)
Vehicle Registration (front and back) OR Vehicle Clearance Certificate
Vehicle Clearance Certificate (if applicable)

How to Renew Noor Takaful Motor Insurance Plan?

For completing Noor takaful car insurance renewal with Lookinsure, all you need to do is follow the instructions below:

Click on "Get Quotes" and then select "Renew".
Enter your car's information
Review and update your details if necessary.
Make the payment to complete the renewal.

Can I Buy Noor takaful Car Insurance in Installments?

These days with buy-now-pay-later services almost all purchases can be made in installments, including car insurance. If you choose Lookinsure for your purchase, you will be able to use the option to pay car insurance with Tabby or Tamara.

with Tabby or Tamara car insurance payment will be divided into 4 interest-free installments, making it easier to manage and giving many drivers the opportunity to opt for comprehensive plans instead of third-party liability policies.

How to File Noor Takaful Car Insurance Claim

Filing a claim is quite easy with Noor Takaful and can be done by either calling their customer service WhatsApp number at +971 8009282642 and mailing your documents to their email address or online through their website.

Filing an online claim can be done in 3 simple steps:

Step 1

Navigate to the section designated for claims and click on Submit a Claim Online. You will then be asked a few Yes/No questions, after which you will be asked to enter your policy number and car chassis number.

Step 2

Upload the required document, which includes the police report and a copy of your driving license and Mulkiya (both sides). You might also need to upload photos of the damage to your car.

Step 3

Wait for the settlement after your claim gets processed. This may take up to a week to 10 days.

Documents Required for Noor Takaful Car Insurance Claims

Original police report.
Driver’s license + vehicle registration.
Repair estimates from approved garages.

Noor Takaful Car Insurance in UAE Reviews

Noor Takaful car insurance review on Google are mostly by people complaining about the fact the location on google is not correct and that their office address has changed. There are other negative reviews about their slow processing time as well.

Noor Takaful Car Insurance Contact Information

Noor Takaful Insurance Company (now operating under Watania Takaful) has 5 branches in Dubai, Sharjah, and Abu Dhabi, Noor Takaful partners with 200+ garages for cashless repairs.

You can contact Watania Takaful 7-days a week from 8 AM to 7 PM

Noor Takaful car insurance contact number: 800 WATANIA (928 2642)
WhatsApp: +971 800 928 2642
Email: [email protected]

Frequently Asked Questions

Only in Platinum plans or with the "Off-Road" add-on.

Noor Takaful car insurance reviews are mixed. Many customers appreciate the Sharia-compliant model and added perks, while some negative reviews focus on claims delays or communication issues. As with most insurers, dissatisfied customers are generally more likely to leave online reviews, so it’s helpful to consider the overall context rather than isolated complaints.

Watania or Noor Takaful WhatsApp number is +971 800 928 2642.

Noor Takaful claims usually take between 7-10 days for standard claims.

Canceling insurance can be done by contacting your insurance company’s customer service and following their instructions after giving them your policy information.

Noor Takaful continues to operate under the Noor Takaful brand. While the company has gone through corporate changes over the years, its insurance services in the UAE are still offered under the same recognized name.