Oriental Insurance Company
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Oriental Insurance Company Dubai is among the top policy providers in the UAE. This firm which is itself a branch of the Indian-based Oriental Insurance has been providing its clients with highly personalized insurance services for over six decades, catering to both individuals and corporations.
Knowing the top players in the insurance game is one of the best ways to find the best possible deal for your property or business. Here you’ll find a comprehensive account of this esteemed insurance company, from their different types of insurance policies to the ways you can benefit from their services.
About Oriental Insurance Company
The Oriental Car Insurance Company is an Indian-based firm founded in 1947 which is exclusively owned by the government of India. This company has active branches in 3 other countries including Kuwait, Nepal, and the UAE, with Oriental Insurance Company Dubai being their representative in the latter.
Oriental insurance company Dubai started its operation in 1960 and is now among the top policy providers in the region. If you need to get in direct contact with the Oriental Insurance Company, you can find all their contact info listed below:
Contact Information
Headquarters:
- Address: Sheikh Rashid Bldg | Bur Dubai Creek,
- Above Bank of Baroda | 3rd Floor | Suite 303
- Near Bur Dubai Abra Station
- P.O.Box: 478 | Dubai | U.A.E.
Phone Numbers:
- +971 4 353 8688
- 800 628873
- +971 4 353 1722
Customer Service Email: [email protected]
Branch Office
Address: DWC Office Park
Building A3 | 1st Floor | Suite 107
Dubai South
Phone Number: +971 4 353 8688 [Ext 165]
Email: [email protected]
Dedicated Lines:
- Fire: +971 4 353 8688 [Ext 123/132]
- Motor: +971 4 353 8688 [Ext 130/146]
- Health: +971 4 353 8688 [Ext 152/160/106]
- Marine: +971 4 353 8688 [Ext 134]
- Motor Claims: +971 4 353 8688 [Ext 158/154/163]
- Non-Motor Claims: +971 4 353 8688 [Ext 135]
Types of Oriental Insurance
In this section, we will list different types of insurance offered by the Oriental Insurance Company to individuals and corporations.
Individual Insurance
- Motor Insurance
- Comprehensive insurance: the most inclusive Oriental car insurance which covers any damages caused due to accidents, theft, or fire, along with any damages caused by your vehicle to a third party.
- Third-party liability insurance: only covers damages caused by your vehicle to a third party.
- Household: with Oriental Insurance Company’s household insurance you can protect your property and any assets you might have in there. With this policy, you will also be covered in case of any legal liability caused by unexpected accidents on your property.
- Personal Accident: with Oriental’s personal accident insurance you will be covered in case of any unfortunate event that might cause personal injury, disability, or death. Depending on the type of injury between 50 to 100 percent of your expenses can be covered with this policy.
What Is Not Covered by The Oriental Insurance Company Dubai?
Type of Insurance | What is not covered | |
Motor Insurance | Comprehensive | Damages suffered outside the UAE |
Third-party Liability | Damages to your vehicleDamages suffered outside the UAE3rd party damages exceeding the limit of AED 250,000 in any one accident | |
Household Insurance | Damages to any items on the premises that are not considered household items, including monetary assets (cash, jewelry, personal computer or laptop, livestock, etc) unless protection is bought as an add-onLoss due to wear and tear existing before the start of the policyPersonal damages caused by unlawful activities | |
Personal Accident | Damages resulting from the causes listed below will not be covered by personal accident insurance: Self-inflicted injuriesSuicide or suicidal attemptsPregnancy or childbirth complications The accident occurred while under the influence | |
Corporate Insurance Overview
| Type | Description |
|---|---|
| Cargo Insurance | |
| Marine Cargo Insurance | Protects valuable marine cargo during transfer, loading/unloading, or storage. |
| Air Cargo Insurance | Covers cargo during air transit. |
| Land Transit Insurance | Insures cargo against damages during land transit, loading, or storage. |
| Hull and Machinery Insurance | Protects vessels and machinery, including recreational sailing vessels. |
| Property Insurance | |
| Fire & Allied Perils | Covers losses from fire, theft, burglary, and malicious acts. |
| Property All Risk | Offers comprehensive coverage including office equipment, with options for additional expenses like debris removal. |
| Business Interruption | Protects against profit loss due to business interruptions, excluding negligence or government restrictions. |
| Engineering Insurance | |
| Contractor All Risk | Covers worker damages during construction. |
| Erection All Risk | Insures construction equipment during assembly, including damages to personnel or third parties. |
| Electronic Equipment | Comprehensive coverage for business electronic equipment. |
| Machinery Breakdown | Covers machinery damages unless due to negligence or intentional acts. |
| Liability Coverage | |
| Public Liability | Covers damages to public property, third parties, and legal costs. |
| Workman Compensation & Employer’s Liability | Financial compensation for work-related injuries and legal fees. |
| Health Insurance | Group health insurance under Oriental Wellness Packages with six plan options. |
| Motor Corporate Insurance | Tailored for businesses with corporate vehicles, covering from executive sedans to large fleets. |
Others: Oriental Insurance Company offers other types of insurance as well, which include:
- Jewelry Block: insure your valuable jewelry against theft or damages
- Cash Insurance: insure cash or other monetary assets at home or in transit
- Fidelity Guarantee: a type of insurance guaranteed to protect you against damages caused by your employees’ misconduct
- Professional Indemnity Insurance: provides financial aid if your corporation is sued by a third party
- Group Personal Accident: this insurance covers any expenses brought about by damages to personnel at work
Benefits of Oriental Car Insurance
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Insurance for everyone
Everything you have that is worth something to you, be it your car, property, employee, your whole business, or even your reputation, Oriental Insurance has a policy that helps you protect it in the unlucky event of a loss, intentional or otherwise.
International Coverage
As a company with active branches in 4 different countries in the continent, buying policy from Oriental Insurance Company makes it possible for policyholders to avail themselves of the services offered by this company in different countries depending on the type of insurance.
For instance, Oriental Wellness Packages offer inpatient treatment in India, Pakistan, Sri Lanka, and Bangladesh.
Governmental Support
As we mentioned earlier, the Oriental Insurance Company is owned by the government of India. Being owned by the public sector makes this company a more reliable option as it is less vulnerable to sudden changes in the market which can affect private firms.
Quick Claim Settlement
Oriental insurance company UAE is known for its quick claim settlement. If ever you find yourself in an unfortunate situation that requires filing an insurance claim you can at least rest assured that the process won’t be a difficult one.
Oriental Insurance Company services
Other than an extensive range of insurance policies, Oriental Insurance Company also offers its clients a vast number of other services as well which can come in quite handy in your time of need. These services include:
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Compare Oriental insurance quotes in Lookinsure
When it comes to buying insurance, common sense dictates that you look for the best deal possible, and there is no method more convenient than through Lookinsure . If you have decided to go with the Oriental Insurance Company Dubai and want to get a quote, all you need to do is head over to our website, put in your license plate, and compare their quotes with other providers.
How to buy online Oriental insurance in the UAE
Buy directly from Oriental Insurance
- Visit their offices: Oriental Insurance Company Dubai has two offices in the city that you can visit during business hours if you prefer in-person shopping. You can find both their addresses listed above.
- Call Customer Service: Buying a policy from Oriental Insurance UAE is not hard at all. If you are not that tech-savvy, you can just pick up the phone and call one of the numbers we listed above, talk to their customer service and they’ll help you along the way.
- Visit Oriental Insurance Company’s Website: These days any business worth its salt has a website you can visit to use its services and Oriental Insurance UAE is no exception. Anything that you can do with a phone call or with personally showing up at their offices can be done online as well, and honestly, it is easier than you think.
Buy Your Oriental Insurance Policy from Lookinsure
In Lookinsure we don’t just give you quotes from almost any insurance provider in the UAE, we also sell policies! What’s more, it will only take you a couple of minutes to complete the process. Moreover, if you can’t pay it all at once, you can use Tabby and pay in four installments.
Protecting yourself from unexpected events is just as important as insuring your vehicle. With insurance personal accident coverage, you get financial security in case of injuries or accidents, ensuring peace of mind for you and your loved ones.
How to Renew Oriental Motor Insurance Plan?
Renewing an existing policy is quite similar to buying a brand-new one, and it can be done through the same methods. So, depending on your preference, you can renew your Oriental motor insurance plan directly through the company (whether by phone, in person, or online) or with Lookinsure.
Since you already own a policy, the only document you’ll need is your proof of insurance which usually comes in the form of a policy number.
How To File Your Oriental Car Insurance Claim
Filing a claim with Oriental Insurance Company is possible online and through other methods we have mentioned before: over the phone and in person. If you prefer to do it online, whether through Lookinsure or the company’s website, you will need to fill in a form in which the following information is required:
- Policy number
- Customer ID
- Accident details (time and place)
- Police report number
- Driving license info
And a copy of the following documents:
- Police report
- Driving license (front and back)
- Vehicle license (front and back)
- Emirates ID (front and back)
Documents required for Oriental car insurance
To buy a policy from the Oriental Insurance Company Dubai you will need to have the following documents:
- Emirate ID
- Valid Driving License
- KYC or Know Your Customer certificate
- Car Registration Number
- Vehicle Number Plate
Please note that if you are insuring a used car you will need a document of the transfer of ownership as well.
Oriental Insurance UAE is the Middle Eastern representative of an Indian-based company with the same name which is owned totally by the government of India, a fact which might help put customers at ease when it comes to trust.
The Oriental Insurance Company Dubai branch has been active since the 1960s and offers its clients a wide range of services covering both individuals’ and corporations’ insurance needs. If you are looking for the best deal on car insurance in UAE, you can head over to our website and get a quote on all types of policies offered by Oriental Insurance.
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