RAK Insurance Company
Flexible installments to pay later with
And
Regulated by the Government of Dubai
RAK Insurance Company is a leading company in the UAE offering “Simply Better”, competitive car insurance services focused on ease of access. The company’s main priority is streamlining the compensation process for quality repairs. With a strong presence in Dubai, RAK is committed to providing top-notch insurance solutions tailored to meet the diverse needs of its clients.
Here you’ll find everything you want to know about Rak Insurance Dubai, from its services and benefits to how you can easily purchase and renew your insurance plans online.
About RAK Insurance Company
RAK Insurance Company is one of the best in the business in the United Arab Emirates. Established in 1974, Ras Al Khaimah National Insurance Company is committed to adhering to both local and international regulatory standards. Their values of integrity, transparency, accountability, and collaboration make them one of the best and most successful insurance providers in the UAE.
Innovative Yet Reliable
RAK Insurance employs an Enterprise Risk Management (ERM) framework that is pivotal for managing operational and strategic risks, including its Own Risk and Solvency Assessment (ORSA) process, which ensures robust risk management capabilities and solvency assessments. This operational framework allows RAK Insurance Company to focus on delivering tailored solutions while adhering to industry standards.
Types of RAK National Insurance
Car Insurance
RAK car insurance offers extensive coverage options, including third-party liability and comprehensive plans.
Coverage Type | Details |
Comprehensive Coverage | RAK Motor Insurance Full Option (Comprehensive) offers own damage, third-party liability, ambulance service, and optional add-ons. |
Third-Party Liability | Unlimited coverage for third-party death and bodily injury; up to AED 3,500,000 for third-party property damages. |
Emergency and Personal Coverage | Emergency medical expenses covered up to AED 5,000; personal bodily injury up to AED 50,000; personal belongings up to AED 5,000. |
Online Solutions | Insurance can be purchased online with quick quotes, hassle-free purchases, and simplified documentation. |
Additional Benefits | Agency repair for up to 25 months, auto GAP insurance for the first 6 months of new vehicles, and a 5% no-claim discount on renewals. |
Medical Insurance
RAK medical insurance ensures that you and your family have access to the best healthcare services in Dubai and beyond. Rak Health Insurance Dubai has 25 years of experience under its belt, providing an extensive range of medical insurance coverage in domestic and international settings. Their preferred partners are Assist America and TruDoc.
Life Insurance
RAK life insurance provides financial security for your loved ones in the event of unforeseen circumstances.
Plan Option | Policy Term | Features | Benefits | Eligibility |
Highest NAV (Look-Back option) | 3 years, 5 years, or 7 years | Lock-in feature to protect from market falls | Potential for higher returns based on the highest NAV during the policy term | Available to individuals aged 18-65 |
Guaranteed Income Plan | 10 years, 15 years, or 20 years | Regular income payouts | Guaranteed income for financial stability | Available to individuals aged 18-60 |
Whole Life Plan | Lifetime | Coverage for the entire life | Financial protection for beneficiaries | Available to individuals aged 18-70 |
Term Life Plan | 5 years, 10 years, or 20 years | Pure protection plan | Affordable premiums with high coverage | Available to individuals aged 18-65 |
Benefits of RAK Car Insurance
“Simply Better” is not just a slogan for RAK Vehicle Insurance, it can be observed in their services and customer care aspects.
Benefit | Description |
Comprehensive Coverage | Covers damage to and theft of your vehicle, and third-party liability for property damage and bodily injury or death. |
Personal Accident Cover | Provides financial protection for the driver and passengers in case of accidents, covering medical expenses and compensation for injuries. |
Roadside Assistance | 24/7 support for breakdowns, flat tires, battery issues, and other roadside emergencies. |
Agency Repairs | Ensures repairs are carried out at authorized dealerships, maintaining the quality and warranty of repairs. |
Natural Disaster and Fire Coverage | Covers damage caused by natural disasters such as Flood Car Insurance, storms, and earthquakes, as well as fire. |
Flexible Payment Options | Offers flexible premium payment options available for 3, 6, 9, or 12 months. |
Customizable Plans | Options to customize your policy with additional benefits to suit your specific needs. |
Competitive Rates | Provides comprehensive car insurance policies at reasonable prices, ensuring value for money. |
Extended Coverage Tenure | Enjoy the benefits of the comprehensive plan for up to 15 years. |
RAK Insurance Company Services
Rak Insurance Abu Dhabi offers a wide range of personal insurance products to its clients. The main three personal insurance services include:
| Insurance Type | Plan | Coverage | Additional Benefits |
|---|---|---|---|
| Vehicle Insurance | Gold Plan | Damage to and theft of your vehicle, third-party liability, and personal accident cover for the driver and passengers. | Roadside assistance, agency repairs, coverage for natural disasters and fire. |
| Silver Plan | Similar to Gold Plan, with slightly lower limits and fewer additional benefits. | Roadside assistance, coverage for natural disasters and fire. | |
| Third-Party Liability | Covers legal liabilities arising from damage to third-party property and bodily injury or death of third parties. | Basic coverage without the additional benefits provided in comprehensive plans. | |
| Health Insurance | Comprehensive Plans | Covers inpatient and outpatient care, surgeries, consultations, treatments, and preventive care. | Emergency services, family coverage, domestic help coverage, employee health insurance for businesses, budget-friendly premiums. |
| Family Coverage | Includes coverage for spouse, children, and optionally parents under sponsorship. | Access to a broad healthcare network, global emergency travel assistance, TruDoc services. | |
| Travel Insurance | Single Trip Plans | Covers medical emergencies, trip cancellations, lost luggage, and other unforeseen events during travel. | 24/7 emergency assistance services, compensation for lost or delayed baggage, trip cancellation/interruption coverage. |
| Annual Multi-Trip Plans | Coverage for multiple trips throughout the year. | Customizable plans for economy, business, or first-class travel, personal liability coverage, coverage for non-refundable expenses. | |
| Customizable Coverage | Flexible options for solo or family travelers. | Tailor coverage to suit travel needs and budget, including trip cancellation and personal liability coverage. |
Additional Services
Service Category | Description | Key Features |
Motor Insurance | Comprehensive and third-party liability coverage for vehicles | Roadside assistance, agency repairs, and coverage for loss or damage |
Home Insurance | Protection for your home and belongings | Coverage for fire, theft, natural disasters, and personal liability |
Travel Insurance | Coverage for medical emergencies, trip cancellations, and lost luggage while traveling | Worldwide coverage, 24/7 emergency assistance, and trip interruption benefits |
Life Insurance | Financial protection for your family in case of death or critical illness | Term life, whole life, and investment-linked plans |
Health Insurance | Medical coverage for individuals and families | Inpatient and outpatient treatments, maternity benefits, and dental coverage |
Marine Insurance | Coverage for marine vessels and cargo | Protection against loss or damage during transit, including piracy and natural disasters |
Property Insurance | Protection for commercial and residential properties | Coverage for fire, theft, natural disasters, and business interruption |
Group Health Insurance | Health coverage for employees of businesses | Customizable plans, wellness programs, and comprehensive medical benefits |
Fleet Insurance | Coverage for commercial vehicle fleets | Comprehensive and third-party liability coverage, including driver protection |
Compare RAK Insurance Quotes in Lookinsure
Easy Comparison
Lookinsure allows you to compare RAK National insurance quotes from multiple providers, helping you find the best deal.
Transparent Pricing
All quotes are presented with transparent pricing, so you know exactly what you're paying for.
How to Buy Online RAK Insurance in the UAE
Simple Process
Purchasing RAK insurance online is a simple process. Just visit the Lookinsure website, select your desired insurance plan, and complete the purchase in a few easy steps.
Secure Transactions
All online transactions are secure, ensuring your personal and financial information is protected.
How to Renew RAK Motor Insurance Plan?
Renewing auto insurance is one of the main points of concern for customers. If you forget to renew the plan promptly, you could end up uninsured, and exposed to fines. Using our online service, the process is simplified.
Online Renewal
RAK car insurance renewal online is quick and convenient. Log in to your account on the Lookinsure website, select the renewal option, and follow the prompts to complete the process.
Timely Reminders
Lookinsure sends timely reminders to ensure you never miss your renewal date.
How to File Your RAK Car Insurance Claim
Filing an RAK Insurance claim on Lookinsure is easy. Follow the step-by-step guide on the Lookinsure website to submit your claim and track its progress.
Report the Incident to the Police:
Immediately go to the nearest police station and obtain a police report. This is a crucial document required to initiate your claim process.
Notify RAK Insurance:
File the claim on Lookinsure, our representatives will immediately contact Rak Motor Insurance to inform them about the incident.
Register Your Claim:
Lookinsure will take over the claim process if you file it through our website, However, you can register your claim through the RAK Insurance online customer portal or mobile. Complete the required information and attach the police report.
Submit Required Documents:
Ensure you have all necessary documents ready, such as your insurance policy details, driver’s license, and any other relevant information requested by Rak Insurance.
Dedicated Support
RAK Insurance provides dedicated support to assist you throughout the claims process. They will help with the follow-up and any other unexpected complications.
Documents Required for RAK Car Insurance
You can easily upload your insurance documents on Lookinsure. To apply for RAK car insurance, you’ll need to submit the following documents:
Copy of Vehicle Registration
Ensure you have a copy of your vehicle’s registration document.
Copy of Driving License
Provide a copy of your valid driving license.
Copy of Passport with Valid Visa Page
A copy of your passport along with the page showing your valid visa.
Vehicle Quotation Copy/LPO (for brand new automobiles)
If you’re insuring a brand-new vehicle, include a copy of the vehicle quotation or Local Purchase Order (LPO)
Rak Insurance Company is a reliable insurance provider with a verified history of easy claims handling and a customer satisfaction rate. The winner of several UAE Insurance awards in the Middle East, their innovative management and customer-oriented approach make them one of the best car insurance options in the Abu Dhabi and Dubai markets.