Sukoon Insurance Company
Flexible installments to pay later with
And
Regulated by the Government of Dubai
If you’re looking for a reliable insurance company, you’ve come to the right place. Sukoon Insurance (Formerly Oman Motor Insurance) is an Oman-based car insurance provider with premium insurance services, allowing customers to receive high-quality services at affordable prices.
Sukoon Car Insurance Overview
Sukoon Insurance (formerly Oman Insurance), regulated by the Dubai government, delivers award-winning car insurance with 50+ years of UAE expertise. Key highlights:
Digital Innovation: Buy Sukoon Car Insurance Online/renew policies in <2 minutes via LookInsure with Tabby/Tamara installments.
Financial Strength: AM Best-rated "A-" (Excellent) with AED 2B+ annual claims paid.
Customer Trust: 86% satisfaction rate among 830,000+ policyholders.
Types of Car Insurance Plans Offered by Sukoon Insurance
Sukoon Insurance offers a few different insurance policies. Let’s take a look:
Sukoon Comprehensive Car Insurance
Also known as fully comprehensive car insurance, this policy provides full coverage and the highest level of protection for your vehicle. It provides coverage in case you damage your vehicle or someone else’s property due to an accident.
Plus, it covers all self-injury costs as well as minor damages such as bumps and scratches due to smaller incidents. Choosing this policy helps you protect your vehicle at all costs and keep it safe and sound.
Full Coverage: Accidents, theft, third-party liability (unlimited injury/AED 3.5M property), natural disasters.
Exclusives: Agency repairs at AG Cars (5-star network), personal accident cover (AED 200,000).
Sukoon Third-Party Car Insurance
Third-party insurance is the Sukoon insurance basic plan with a minimum level of coverage that one can get for their vehicle. This policy provides coverage for third-party liabilities.
Third-party liabilities include causing damage to another person’s car or property due to an accident, as well as self-injuries and medical bills. This plan is always available on the Sukoon car insurance coverage list.
UAE Legal Minimum: Covers third-party injury/property damage.
Add-Ons: Emergency medical expenses (AED 5,000).
Motor Insurance for Luxury Cars
This coverage is dedicated to luxury vehicles that require more professional care. If you own a high value vehicle, this coverage offers options that cannot be found in regular insurance plans. This plan is dedicated to vehicles with a value of more than AED 500,000. Brands such as Rolls Royce, Bugatti, and Bentley car insurance are among these.
For cars >AED 500,000 (e.g., Rolls-Royce, Bentley).
OEM-part repairs + specialized servicing.
Feature | Comprehensive | Luxury Plan |
---|---|---|
Agency Repairs | ✅ AG Cars network | ✅ Manufacturer-certified |
Free Car Washes | 12/year | 24/year |
Natural Disaster Cover | ✅ | ✅ |
Benefits of Sukoon Car Insurance in UAE
After looking through the policies that you are able to get from Sukoon Insurance (formerly Oman Motor Insurance) through our platforms, it is only appropriate to go over the benefits of this insurance provider and take a closer look.
Benefit | Description |
---|---|
Years of Experience | Nearly 50 years in the industry, with expertise in providing the best repair services and more. |
High Customer Satisfaction | Trusted by 800,000 customers annually, with 86% customer satisfaction, making Sukoon a leading insurer in the UAE. |
Exclusive Discounts | Policyholders (Comprehensive or Third-Party Liability) are eligible for discounts of up to 50%. |
Fully-Equipped Garage | Partnered with AG Cars, a 5-star rated garage network, offering high-quality repairs and services. |
Free Car Wash | Policyholders are eligible for 12 free car washes per year, valued at AED 360. |
What Is Covered Under Sukoon Motor Insurance Plans?
Comprehensive Policies Include:
Collisions, fire, theft, sandstorms, floods.
Third-party property damage (AED 3.5M cap).
Personal injury (driver + passengers).
Roadside assistance (towing, battery jump-start).
Third-Party Covers:
Third-party bodily injury (unlimited).
Property damage (AED 3.5M).
Add-ons for Sukoon Car Insurance Plans
Add-On | Coverage | Cost (AED/year) |
---|---|---|
Nano Ceramic Coating | Paint protection + scratch resistance | 1,200 |
Extended Warranty | 2-year mechanical failure coverage | 900 |
Off-Road Pack | Dune recovery + undercarriage protection | 400 |
Elite Rental | 21-day replacement vehicle | 700 |
What Is Not Covered Under Sukoon Car Insurance Plans?
Intentional vehicle damage.
Racing/competitions.
Unapproved modifications.
Mechanical wear-and-tear.
Out-of-UAE incidents (without GCC extension).
Documents Required to Buy Sukoon Car Insurance
If you’re ready to start your Sukoon insurance policy, you will need a few documents in order to get started.
- Your driver’s license
- Your Emirates ID
- Your vehicle Registration card
- Bank statements
Through these documents, we are able to reach your driving history, previous claims, vehicle information, and previous insurance details. Therefore, we can move on with your new insurance policy and start your procedure.
How To File Your Sukoon Car Insurance Claim?
Filing Sukoon insurance motor claims (now Sukoon) has never been easier. Even though you can always contact us, you can also fill up a form for your claim through our website. Let’s go over the steps on how to file an insurance claim:
3-Step Lightning Process:
Immediate Notification:
Call Sukoon: 800 4010 or use LookInsure Claims Hub.
Digital Submission:
Upload police report + accident photos via app.
Approval:
Minor claims: 4-hour AI assessment.
Major repairs: 24-hour garage authorization.
Documents Required for Sukoon Motor Insurance Claims
Police report number.
Driver’s Emirates ID + license.
Vehicle registration card.
Repair estimates.
Luxury Vehicles: Original purchase invoice.
How To Renew the Sukoon Motor Insurance Plan?
Log In: Visit the LookInsure Portal.
Apply Discounts: 50% Sukoon car insurance no-claim bonus (if eligible).
Payment: Choose Tabby (4 installments) or credit card.
⏰ Grace Period: 30 days post-expiry.
Why Buy Sukoon Car Insurance in UAE?
Half-Century Trust: 50+ years as UAE’s top insurer (formerly Oman Insurance).
Premium Repairs: AG Cars network with 5-star service.
Value-Added Perks: 12 free car washes + nano-coating discounts.
Digital Speed: 2-minute purchases via LookInsure.
Award-Winning: 2023 "UAE Insurer of the Year" (Global Finance).
Frequently Answered Questions
OEM-Exclusive Repairs: Manufacturer-certified facilities for brands like Rolls-Royce/Bentley.
Enhanced Valet: 24 free car washes + nano-ceramic coating discounts.
Depreciation Waiver: Full claim value for vehicles <2 years old.
Up to 50% after 5 claim-free years.
Telematics Bonus: Extra 15% for safe driving scores >90 via Sukoon app.
EV Elite Add-on (AED 1,100/year):
8-year battery degradation coverage.
Charging equipment protection.
20% premium discount for Tesla/Lucid owners.
Garage Authorization: 24 hours (vs. industry average 72 hours).
Real-Time Tracking: Live repair updates via Sukoon app.
Rental Car: Delivered within 4 hours of claim approval.
GCC Plus Pack (AED 300/year):
45-day coverage in Saudi Arabia/Kuwait/Qatar.
Includes roadside assistance and legal support.
Blood alcohol >0.00%.
Unauthorized modifications (engine swaps, suspension lifts >2").
Off-road accidents without Desert Pro Add-on.