Watania Takaful Insurance Company in UAE
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Regulated by the Government of Dubai
Watania Takaful car insurance is one of the most well-reputed insurance providers in the UAE. The company is known for providing different types of insurance. They’re known for their expertise and high-quality services all over the Emirates. With almost 16 years of experience in this industry, the company has passed its tests and proved that it can handle hassles like no other.
We can never stress the importance of car insurance enough. As a driver, your car insurance is one of the most vital purchases that you make during your life. Choosing the right insurer and a suitable policy assures your safety and provides you with financial support in certain circumstances. By choosing a reliable car insurer, you can have peace of mind regarding your safety. Here, we’re going over Watania takaful car insurance reviews and learning why they would be a suitable choice for most UAE drivers.
About Watania Takaful Insurance Company
Watania International Holding is a listed entity trading on the Dubai financial market. The company started operating in September 2008. In 2020 Dar Al Takaful acquired Noor Takaful and in July 2022, the National Takaful Company (Watania) merged with Dar Al Takaful and created one of the largest Takaful entities in the UAE.
In March 2023, the name of the holding was switched to Watania International Holding PJSC.
Watania takaful car insurance offers a range of motor services and products to individuals and companies, as well as other types of insurance such as family services and much more. The company’s values are empathy, integrity, responsiveness, and simplicity. By considering these four factors Watania car insurance can help their policyholders in all situations.
Benefits of Watania Takaful Car Insurance
Let’s take a look at just a few features and benefits of Watania Takaful car insurance policies:
- 24/7 roadside assistance
- No claims bonus
- Windscreen damage coverage
- Personal garage repairs
- Car replacement for comprehensive policyholders in case of theft
- Emergency medical coverage
- Personal injury coverage
- Valet parking
- Fire and theft coverage
- Child car seat replacement coverage
- Ambulance service coverage
- Off-road coverage
These are just a few inclusions for Watania Comprehensive Car Insurance Plan that so many other insurers don’t provide in their policies.
Watania Takaful Insurance Services
Watania company offers a wide range of insurance services to their customers. Let’s take a more careful look at these services and what they provide:
Motor Insurance
One of the most well-known types of Watania insurance is their car insurance. They offer two different standard policies: third-party liability and comprehensive car insurance.
Their comprehensive insurance is an all-inclusive policy that offers full protection to policyholders. Third-party insurance is the minimum mandatory level of coverage for UAE drivers that protects third-party liabilities including self-injury and property damage.
The key covers for the Watania car insurance include:
- 24/7 roadside assistance
- Agency repairs
- Driver and passenger coverage
- No claims bonus
- Replacement due to theft
- Child car seat replacement
- Windscreen damage
And much more
Medical Insurance
Another main insurance type that Watania takes care of is medical insurance. Watania Medical Insurance is committed to protecting the safety of you and your loved ones. Let’s take a look at the key covers and benefits of this insurance:
- Homeland treatments
- Prenatal and childbirth
- Accidental death
- Personal accidents
- Second opinion
- DHA accredited
- More than 1600 care centers
Family Insurance
Family insurance provides well-defined plans with wide coverage at the best healthcare centers. It provides savings and investment plans as well as family security.
Personal Accident Insurance
The personal accident coverage takes care of circumstances such as
- Permanent total disablement
- Permanent partial disablement
- Accidental death
Home Insurance
The Watania home insurance assures your financial safety while protecting your properties. Your home is amongst the most important properties that you’ll ever own. Therefore, keeping it safe is vital. Let’s take a look at the key benefits of this coverage:
- Rent loss protection
- Alternative accommodation
- Personal belongings coverage
- Tenant liability protection
Travel Insurance
Travel insurance coverage provides these key benefits:
- Worldwide coverage
- Travel delays and loss of baggage
- Emergency medical expenses
- Dental coverage
- Legal assistance
- Loss of passport
- Personal liability
- Repatriation of mortal remains
- Pharmaceutical expense
Marine Insurance
The Watania marine insurance covers loss or damage to the hull or engine caused by external accidents, damage to third-party properties or bodily injuries resulting in death or disablement, and third-party loss or damage to trailers in the course of transit. The key benefits include:
- Affordable rates at a wide range
- Covers up to three passengers with no additional costs
- Loss or damage due to personal effects is covered
- Medical expenses while on board are covered
Types of Watania Takaful Car Insurance in Dubai
Watania Takaful car insurance offers both of the standard car insurance policies in the UAE:
Comprehensive Car Insurance
Comprehensive car insurance provides the highest level of coverage amongst standard policies. This policy provides coverage for the policyholder and the third-party damages. It takes care of damage caused by non-collision accidents such as theft, vandalism, natural disasters, and personal injury protection.
Third-Party Liability Car Insurance
Third-party car insurance offers the lowest level of coverage that is mandatory in the Emirates. It only takes care of third-party liabilities such as bodily injury and property damage.
Let’s take a look at the key difference between these two coverages:
Benefits | Comprehensive car insurance | Third-party car insurance |
Damages incurred by own vehicle | Covered | Not covered |
Damages incurred by third-party vehicles | Covered | Covered |
Third-party bodily injury | Covered | Covered |
Garage repairs | Covered | Not covered |
Loss of belongings | Covered | Not covered |
Emergency medical expenses | Covered | Not covered |
Off-road damage | Covered | Not covered |
Coverage for riots and strikes | Covered | Not covered |
Roadside assistance | Covered | Not covered |
Coverage against natural disasters | Covered | Not covered |
How to Renew Watania Takaful Motor Insurance?
To receive long-term services from your favorite insurer, you will need to renew your Watania insurance annually. In case you purchased your Watania insurance through Lookinsure, you can use our official website to renew your policy by following the steps below:
- Log into your Lookinsure account
- On your panel, you will be able to witness all your previous or ongoing policies as well as notifications regarding your finished policies
- Select the renew option and fill out the renewal form. You can make modifications to your policy in this step as well
- Make the payment to conclude the process
Documents Required for Watania Takaful Car Insurance
Certain documents are necessary to start your Watania takaful car insurance procedure in the Emirates. Let’s take a look:
- Valid driving license
- Passport and residence visa for expatriates
- Emirates ID for UAE nationals
- Vehicle registration certificate
- Bank statements
- Confirmation letter for GCC cars
Please note that purchasing your insurance and doing the procedure through Lookinsure requires fewer documents.
Conclusion
Watania Takaful Car Insurance is a well-known insurance company that provides other services such as medical, family, health, marine, and travel insurance policies as well as their notable motor insurance. This company is amongst the leading insurers in the UAE. As a driver, you must prioritize the quality of your insurer’s services and make sure they’re reliable to protect you and your properties, alongside providing financial support in certain circumstances. We highly recommend that you start your Watania insurance journey through Lookinsure.