Maserati Car Insurance
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Regulated by the Government of Dubai
Maserati's presence in the UAE luxury car market has grown significantly over recent years, with a 23% increase in sales in 2023. The brand's strong market position reflects the UAE's appetite for premium vehicles, with car insurance in Dubai and Abu Dhabi statistics accounting for over 70% of Maserati sales in the region.
At Lookinsure, we understand the unique requirements of Maserati owners and offer comprehensive Maserati car insurance solutions tailored to protect these prestigious vehicles. To help you get the best insurance solution possible, we have compiled this comprehensive guide with all you need: Maserati insurance costs, Maserati insurance providers, and more.
Maserati Car Insurance in the UAE
When it comes to sports cars, Italian brands have a whole lot to say; and while Ferrari and Lamborghini are the main two that carry the country's reputation, there are other brands offering a similar class of products which are much more affordable.
Maserati is one of these brands. They produce sports cars with V8s that roar as good as any Ferrari engine but are mounted on cars that cost less than half of one. This is one of the reason for their popularity among drivers looking for a little thrill.
While they do cost much less than Lambos and Ferrari's they are still rather pricy and naturally not very cheap to insure either. After all they are sports cars, which means the driver is more likely to engage in risky activity, and companies selling car insurance for Maserati always take this risk into their calculations.
Types of Maserati Car Insurance Plans in UAE
Before jumping on our website to get Maserati insurance quotes it is better for you to first familiarize yourself with the types of policies available for you. Here is a short guide to give you a general impression:
Comprehensive Maserati Car Insurance
Comprehensive Maserati insurance (also called full coverage car insurance) is, without a doubt, the way to go. No one who spends so much on a vehicle will skimp on the insurance and go with a TPL package. Comprehensive coverage offers complete protection for your luxury vehicle, typically including:
- Full coverage for accidental damage and theft
- Protection against natural disasters and vandalism
- Coverage for personal accidents and passenger liability
- Emergency roadside assistance specifically designed for luxury vehicles
- Coverage for repairs at authorized Maserati service centers
- Original parts replacement guarantee
Third-Party Maserati Auto Insurance
Although comprehensive coverage is recommended for luxury vehicles, it doesn’t mean you can get a third-party liability (TPL insurance) policy if you want to. This option, the cheapest way to fulfill the legal obligation of insuring your car, is ideal for Maserati owners seeking basic coverage. Such a policy includes:
- Mandatory third-party liability coverage
- Protection against damages to other vehicles and property
- Basic medical expense coverage
- Option to upgrade with additional features as needed
Maserati Gap Insurance
Gap insurance can be a lifesaver for owners of financed vehicles. Guaranteed asset protection (GAP) insurance supplements automobile insurance policies or auto loans. A GAP policy covers the difference between the value of a car and what the borrower owes on the loan if the vehicle is totaled or stolen.
You probably won’t need this coverage if you have paid off your loan, but this option would be a good idea if you have just bought a financed Maserati.
Add-ons for Maserati Cars
If your comprehensive policy does not offer as much protection as you want, you can always enhance your Maserati insurance policy with premium add-ons explicitly designed for luxury vehicles. Some of the most popular add-ons include:
| Add-on | Description |
| Zero depreciation coverage | Ensures that in the event of a claim, the full claim amount is paid without deducting depreciation, providing you with complete financial protection for your vehicle |
| Engine protection | Safeguards your vehicle’s engine against accidental damage, ensuring repairs or replacements are covered without impacting your insurance claim |
| Key replacement coverage | Provides financial protection for the cost of replacing lost or stolen car keys, including key fobs, without affecting your insurance premium |
| Tire protection | Helps cover the cost of replacing or repairing tires damaged by accidental events, ensuring you're not financially burdened by unexpected tire issues |
| Personal belongings coverage | Protects your personal items inside your vehicle, such as bags, electronics, and clothing, in case they are lost, damaged, or stolen due to an accident or break-in |
| Extended territorial coverage for GCC countries | Provides insurance protection beyond the UAE, covering your vehicle in other Gulf Cooperation Council countries, including Saudi Arabia, Qatar, Bahrain, Kuwait, and Oman |
What are Covered and Not Covered Under Maserati Insurance?
A Maserati car insurance policy is designed to protect your high-value investment from the unexpected. However, no policy covers everything, so it's crucial to understand the specifics. Typically, you'll find two main types: Third-Party Liability (TPL), which is the legal minimum, and comprehensive coverage, which offers extensive protection for your own vehicle as well.
What's Typically Covered (Comprehensive Policy):
- Damage to your Maserati from accidents, fire, or theft.
- Third-party liability for injury to others or damage to their property.
- Repair costs for your vehicle from vandalism or natural disasters.
- Medical expenses for you and your passengers.
- Optional add-ons like agency repairs and roadside assistance.
What's Typically Not Covered:
- Wear and tear or mechanical breakdowns.
- Damage from driving under the influence of alcohol or drugs.
- Damage incurred while racing or participating in speed tests.
- Driving without a valid license or outside the geographical area covered.
- Damage to tires without damage to the vehicle itself.
Maserati Car Insurance Price in UAE
Insurance costs for Maserati vehicles vary based on several factors, including the model, year, and driver's history. Here's an overview of approximate Maserati insurance cost ranges for popular models:
Here’s an estimated range of annual costs of car insurance for Maserati models you mentioned in the UAE. These estimates are based on typical market rates for luxury vehicles and assume comprehensive coverage with a good driving history:
| Maserati Model | Estimated Cost | Description |
| Maserati Ghibli | AED 8,000–12,000 per year | a luxury sedan with moderate insurance costs compared to Maserati’s sports cars |
| Maserati Levante | AED 10,000–15,000 per year | a luxury SUV, the Levante generally costs more to insure due to its size and higher market value |
| Maserati GranTurismo | AED 12,000–18,000 per year | a high-performance sports car, the GranTurismo typically attracts higher premiums due to its power and repair costs |
| Maserati Quattroporte | AED 10,000–16,000 per year | a flagship luxury sedan, often falls on the higher side of the insurance range |
Factors Affecting Maserati Car Insurance Premiums
When a company gives you a Maserati insurance quote they usually consider certain factors into consideration. Here are the key factors that affect your Maserati motor insurance cost:
| Driver's Profile | Age, driving experience, and claims history |
| Car Age | Newer cars may cost more to insure due to higher replacement value |
| Coverage Level | Comprehensive insurance costs more but provides better protection |
| Insurer | Rates vary between insurance companies and can be tailored to luxury vehicles |
Cheap Maserati Insurance – How to Save More
Here are practical ways to reduce the cost of your car insurance for Maserati without compromising on essential protection.
- Compare Quotes Online: Use our website, Lookinsure, to instantly compare multiple Maserati insurance quote options and find the best deal.
- Increase Your Deductible: Opting for a higher voluntary deductible can significantly lower your premium, a good strategy for confident drivers.
- Protect Your No-Claim Bonus (NCB): A clean driving record rewarded with a high NCB is one of the biggest discounts you can get.
- Consider a TPL Policy: For older models, a Third-Party Liability policy is a more affordable option, similar to basic truck insurance, but it only covers damage to others.
How to Buy Maserati Car Insurance Online with Lookinsure
Buying Maserati car insurance from Lookinsure is as easy as possible and can be done online in a few minutes. Just follow the steps below, and you’re done:
| Step 1 | Visit Lookinsure's website and select "Get Instant Quotes." |
| Step 2 | Enter your car’s plate number. |
| Step 3 | Verify your identity using UAE Pass or Emirates ID. |
| Step 4 | Provide details about your driving history by answering a few questions. |
| Step 5 | Compare multiple quotes and pick the policy that best suits your needs. |
| Step 6 | Quickly create an account. |
| Step 7 | Customize your policy by adding any desired add-ons. |
| Step 8 | Enter your contact details. |
| Step 9 | Select your payment method and finalize the purchase. |
Maserati Car Insurance Renewal Online
Renewing an existing policy is even easier than that since you won’t need to provide information about your driving history. All you will need to do is sign into your Lookinsure account, punch in your policy number, and complete the transaction after making the necessary changes to your policy.
Make sure you take time to compare Maserati insurance quotes before renewals. You can always find cheaper options with Lookinsure's online comparison tool.
Documents Required for Maserati Car Insurance
To buy a Maserati car insurance plan, you need these essential documents:
| Document 1 | Valid UAE driving license |
| Document 2 | Emirates ID |
| Document 3 | Vehicle registration card (Mulkiya) |
| Document 4 | Previous insurance certificates |
| Document 5 | No-claims certificate (if applicable) |
Top Maserati Car Insurance Providers in the UAE
Here are some of the best insurance providers in the UAE with sufficient experience, expertise, and resources that offer car insurance for Masertai owners who want the best policy to protect their luxury vehicle against financial loss.
Specialized Maserati insurance packages with competitive rates, premium service center access, and original parts replacement | |
Comprehensive coverage options, quick claim processing, and tailored solutions for different Maserati models | |
Al Fujairah National Insurance Company | Attractive Maserati insurance prices, flexible payment terms, and excellent coverage benefits for high-end vehicles |
Also knows as Salama, Sharia-compliant insurance solutions with comprehensive coverage and specialized add-ons for Maserati owners | |
Oriental Insurance Company | With competitive rates, excellent service for luxury vehicles, and dedicated support, Oriental vehicle insurance is ideal for Maserati claims |
RAK Insurance Company | Efficient claim processing and comprehensive coverage options make RAK insurance Dubai and other emirates ideal for premium vehicles like Maserati |
Sukoon Insurance Company | Customized insurance packages with excellent support specifically for Maserati owners make Sukoon insurance Dubai and other emirates' great choice |
How to Make a Maserati Car Insurance Claim
Filing a claim for your Maserati car insurance is the same any other car. The process involves submitting the required documents to your insurer and waiting for settlement. You can find a step-by-step instruction below:
| Documentation | Document the incident immediately with photos and videos |
| Reporting | Obtain a police report if required |
| Informing the insurer | Contact your insurance provider through their dedicated claims line |
| Submitting info | Submit all the necessary documentation through the online portal |
| Getting inspection | Schedule an inspection at an authorized Maserati service center |
| Tracking progress | Track your claim status through the insurance provider's app or website |
| Receiving approval | Receive approval and proceed with repairs |
Securing the right insurance for Maserati is crucial for protecting your luxury investment. Through Lookinsure, you can access the most competitive auto insurance for Maserati vehicles while ensuring comprehensive coverage. Whether seeking the cheapest insurance for Maserati or the most comprehensive protection, our platform helps you find the perfect balance of coverage and cost.