New India Car Insurance

This India-based company, with over a century of experience and a large international presence, offers some of the best insurance-related services you can get.

New India Car Insurance Overview

Securing car insurance in the UAE just got simpler with New India Insurance Company - a century-old global insurer now serving Dubai, Abu Dhabi, and Sharjah. Regulated by the Government of Dubai and featuring flexible Tabby/Tamara installments, New India offers trusted protection for every driver.
With over 100 years of international expertise and AA-rated financial stability, their policies blend traditional reliability with modern convenience. Whether you need basic third-party coverage or comprehensive protection with off-road add-ons, New India delivers tailored solutions through Lookinsure's seamless digital platform.

Types of New India Insurance Car insurance in Dubai

New India motor insurance policies come in two basic types:

Third-party Liability Insurance

This insurance policy offers the minimum coverage required by law. With this policy, only damages caused to third-party vehicles, individuals, or properties will be covered by insurance.

Comprehensive Insurance

Comprehensive policies offer much better coverage which includes full compensation in the event of total loss of the vehicle as well as third-party liabilities. Moreover, any damages caused by the causes below will be covered as well:

• Accident or accidental collision or overturning
• Fire, external explosion, self-ignition, lightning, or thunderbolt
• Burglary or theft
• Malicious act of any third party
• Whilst in transit

Specialized Plans

• • Fleet Insurance: For corporate/business vehicles

  • Luxury Vehicle Coverage: Agency repairs guarantee

  • Off-Road Protection: Desert driving add-on (private vehicles only)

Benefits of New India Insurance Car Insurance

Here are some of the benefits of New India Insurance Company, which make them one of the top players in the insurance game in the region:

High Rating

They have been awarded multiple rating certificates from both domestic and international agencies, which is a testament to the high operating standards they aspire to.

Experience and Credibility

New India has been around for more than a century, which means that they have been in it for the long run. Their old-world reliability, combined with modern technology and online services, guarantees customer satisfaction.

Capital Strength

As one of the largest companies in India based on capital, New India is a reliable company even when it comes to insuring multi-million dollar operations such as marine hauling businesses and the like.

What is Covered Under New India Insurance Company Motor Insurance Plans?

Comprehensive Policy Includes:

• Collision damage (at-fault and not-at-fault)

• Theft, fire, explosions, lightning strikes

• Vandalism and malicious acts

• Natural calamities (with add-on)

• Third-party property/bodily injury

• Transit damage during road transport

Add-ons for New India Insurance Company Car Insurance Plans

Enhance your protection:

Note: Off-road cover excludes competitive racing and commercial use.

What is Not Covered Under New India Insurance Company Car Insurance Plans?

Standard New India car insurance policy exclusions:

• Mechanical/electrical failures

• Wear-and-tear damage

• Racing or illegal activities

• Unlicensed drivers

• War/nuclear risks

• Drunk driving incidents (blood alcohol >0.04%)

• Commercial vehicle off-roading

Documents Required to Buy New India Insurance Company Car Insurance in Dubai, UAE

Essential Documents:

1. Emirates ID (copy)

2. Valid UAE driving license

3. Vehicle registration card (Mulkiya)

4. Passport copy with residency visa

Additional for First-Time Buyers:

• KYC Form + proof of residence (utility bill/tenancy contract)

• Vehicle inspection report (cars >3 years old)

• Transfer certificate (used vehicles)

How To File New India Car Insurance Claim

Filing a claim with New India can be done either by visiting one of their approved garages, which you can find on their website, or by sending the required documents to one of these Email addresses:

1. For policies issued by the Abu Dhabi Office: [email protected]
2. For policies issued by the Dubai Office: [email protected]

Follow this streamlined process:

1. Immediate Notification

   • Contact New India within 24 hours:

     • Dubai: [email protected]

     • Abu Dhabi: [email protected]

2. On-Site Documentation

   • Obtain police report (mandatory for injury/third-party incidents)

   • Take 360° photos of damage scene

3. Garage Submission

   • Visit any of 200+ network garages for assessment

   • Submit required documents (see next section)

4. Claim Processing

   • Surveyor inspection within 48 hours

   • Repair approval notification via SMS/email

5. Resolution

   • Direct garage payment for seamless repairs

   • Average settlement time: 5-7 working days

Documents Required to Claim New India Insurance Company Car Insurance in UAE

• Completed claim form

• Original police report

• Driver's license + Emirates ID copies

• Vehicle registration card (Mulkiya)

Situation-Specific Requirements:

How to Renew Car Insurance Online With New India Insurance Company?

Online Renewal Steps:

1. Log in to Lookinsure or New India portal

2. Select "Renew Policy"

3. Claim your No-Claim Discount (up to 50%)

4. Modify coverage/add add-ons

5. Upload updated vehicle documents

6. Pay via Tabby (4 interest-free installments)

7. Receive digital policy instantly

Pro Tip: Enable auto-renewal for uninterrupted coverage.

Why Buy New India Insurance Company Car Insurance Policy in UAE?

7 Compelling Reasons:

1. Century-Long Trust: Established 1919 with 100+ years global expertise

2. Financial Security: AA-rated capital strength

3. GCC Coverage: Protection across UAE, Oman, Saudi Arabia

4. Garage Network: 200+ approved repair centers

5. Digital Convenience: Policies issued in <10 minutes via Lookinsure

6. KYC Simplicity: One-time verification for lifetime purchases

7. Multi-Vehicle Discounts: Up to 25% off for fleet policies