Qatar Car Insurance (QIC)
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Qatar Insurance Company UAE is a subdivision of Qatar Insurance Group which is itself the leading insurer in the MENA region. With its impressive ratings and high standards, QIC is always among the top options when it comes to insurance.
QIC Car Insurance Overview
Qatar Insurance Company (QIC) UAE, a MENA insurance leader regulated by the Dubai government, delivers premium car coverage with 55+ years of regional expertise. Key highlights:
Digital Innovation: Buy QIC Car Insurance in <3 minutes via LookInsure with Tabby/Tamara installments (4-12 payments).
Financial Power: AM Best "A-" rated with $6B+ assets and 95% claim settlement rate.
UAE Presence: Operating since 1968 with Dubai/Abu Dhabi branches.
Regional Dominance: Largest insurer in GCC with 23 million+ policies issued.
Types of Car Insurance Plans Offered by QIC Insurance Company
QIC Motor Insurance services are divided into personal and corporate fleet categories, including:
Comprehensive Car Insurance – Full Cover
Qatar Insurance Company offers comprehensive insurance policies that include coverage for:
Type of Risk | Description |
Fire Occasioned by Self-Ignition or Lightning | Damage caused by fire resulting from self-ignition or lightning strikes. |
Theft, Attempted Theft, or Burglary | Losses resulting from theft, attempted theft, or burglary incidents. |
Malicious Acts of Others | Damage caused by malicious actions such as vandalism and similar acts. |
Third-Party Liability (TPL) Insurance
Qatar Insurance Company’s TPL insurance coverage offers:
Coverage Type | Description |
Third Party Property Damage Limit | Up to AED 2,000,000 |
Third-Party Death/Bodily Injury Limit | Unlimited / as per court verdict |
QIC Insurance Corporate Fleet Plans
(For Businesses)
Coverage:
10+ vehicle discounts (up to 30%).
Driver telematics integration.
Centralized digital management.
Benefits of QIC Car Insurance in UAE
24/7 Customer Support
With Qatar Insurance Company, you will have access to a customer service team that is available and ready to serve at every hour of the day.
All Online Process
Everything you need to do regarding your insurance can be done online via QIC’s streamlined website, be it filing a claim, renewing a policy or even getting quotes.
Workshop Rating Program
Qatar Insurance Company Dubai branch and Abu Dhabi has an extensive network of garages through which you can avail yourself of all of the privileges your insurance policy entitles you to.
Efficient Claims Handling
Filing a claim that can sometimes turn into a big headache is also very straightforward with QIC and their resources and experience ensure quick processing.
Loyalty Rewards
One of the things the Qatar Insurance Company is proud of is that they honor loyalty above all. If you stay with them through thick and thin, they make sure to reward it with discounts.
What Is Covered Under QIC Motor Insurance Plans?
Comprehensive Policies Include:
Collision Damage: Repairs at agencies like Al Futtaim Automall.
Natural Disasters: Sand ingestion, flood-related electronics failure.
Theft Recovery: Vehicle replacement + forensic support.
Third-Party Liabilities: Property damage (AED 2M) + bodily injury (unlimited).
Malicious Acts: Vandalism, riots, strikes.
TPL Coverage:
Third-party bodily injury (court-determined sums).
Property damage (AED 2M limit).
Add-ons for QIC Car Insurance Plans
| Add-On | Coverage | Cost (AED/year) |
|---|---|---|
| Desert Shield | Off-road recovery + dune damage | 500 |
| EV Protector | Battery degradation (8 years) | 1,500 |
| Glass Zero Excess | Windshield replacement (no deductible) | 250 |
| GCC Explorer | 45-day Oman/KSA coverage | 450 |
What Is Not Covered Under QIC Car Insurance Plans?
Exclusions:
Racing, speed tests, or competitive events.
Wear-and-tear/mechanical failures.
Driving under influence (blood alcohol >0.00%).
Unapproved modifications (engine swaps, suspension lifts).
Territorial Limits:
Off-road accidents without Desert Shield.
Damages outside UAE without GCC Explorer.
Documents Required to Buy QIC Car Insurance in Dubai, UAE
Emirates ID (front/back copy).
Valid UAE driving license.
Vehicle registration (Mulkiya).
Previous no-claim bonus certificate (if applicable).
For used cars: Transfer of ownership document.
How to File Your QIC Car Insurance Claim
To file a claim with QIC, you can follow these steps:
- Contact your insurance agent at Qatar Insurance Company and tell them about the accident as soon as possible.
- Collect necessary documents like the police report, vehicle registration, and driver's license.
- Submit the claim either through their website or by visiting one of Qatar Insurance Dubai or Abu Dhabi branches.
- Your Insurance agent will arrange for a vehicle inspection at an authorized QIC workshop.
- After all the stages above are completed, the agent will begin to process your claim and arrange for repairs or compensation.
Documents Required to Claim QIC Car Insurance in UAE
Core Documents:
Police report reference.
Driver’s Emirates ID + license.
Vehicle registration card.
Situation-Specific:
Claim Type Additional Requirements Theft FIR report + original keys Major Accident Repair estimates + witness contacts Natural Disaster NCM weather bulletin Luxury Vehicle Showroom purchase invoice
How to Renew Car Insurance Online With QIC Car Insurance?
Renewing your QIC motor insurance plan can be done with a few simple step using Lookinsure:
- Log in to Your Account: first thing you will need to do is get into your Lookinsure account.
- Select Your Policy: Next you must choose the policy you want to renew.
- Update Information: Verify your information and update it if necessary.
- Make Payment: After confirming your information you will be redirected to the payment section after which your policy renewal process can be considered finished.
Why Buy QIC Car Insurance Policy in UAE?
Regional Leadership:
Largest insurer in MENA with 55+ years in UAE.
AM Best "A-" rating (Exceptional financial strength).
Claims Excellence:
24-hour minor claim approvals (industry average: 48+ hrs).
500+ network garages with OEM-certified repairs.
Digital Convenience:
End-to-end online management via i-insured platform.
Tabby/Tamara installments for premium flexibility.
Customer Perks:
Free annual vehicle health check-up.
Priority roadside assistance (30-min response).
Industry Recognition:
2023 "MENA Insurer of the Year" (Global Finance Awards).
ISO 9001 certified for service quality.
Frequently Answered Questions
Agency Repairs: Manufacturer-certified facilities (BMW, Mercedes).
Courtesy Vehicles: Range Rover Velar equivalent during repairs.
Depreciation Waiver: Full claim value for cars <3 years old.
Tabby: 4 interest-free installments for QIC Car Insurance.
Tamara: 6-month plans (0% interest first 3 months).
25% after 3 claim-free years.
Corporate Bonus: Additional 15% for fleet policies.
EV Protector Add-on (AED 1,500/year):
70% capacity guarantee for 8 years.
Charging station damage protection.
20% premium discount for Tesla/Rivian.
With Desert Shield: 24-hour approval.
Standard Plans: 72 hours (terrain verification required).