Qatar Car Insurance (QIC)
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Qatar Insurance Company UAE is a subdivision of Qatar Insurance Group which is itself the leading insurer in the MENA region. With its impressive ratings and high standards, QIC is always among the top options when it comes to car insurance in UAE.
QIC Car Insurance Overview
Qatar Insurance Company (QIC) UAE, a MENA insurance leader regulated by the Dubai government, delivers premium car coverage with 55+ years of regional expertise. Key highlights:
Digital Innovation: Buy QIC car insurance in just a couple of minutes via Lookinsure through Tabby or Tamara (4 interest free payments).
Financial Power: AM Best "A-" rated with $6B+ assets and 95% claim settlement rate.
UAE Presence: Operating since 1968 with Dubai/Abu Dhabi branches.
Regional Dominance: Largest insurer in GCC with 23 million+ policies issued.
QIC Dubai Comprehensive Car Insurance Plans
Here is what a comprehensive Qatar Insurance Policy includes:
| Inclusions | Exclusions |
|---|---|
| Damage to your own vehicle and third-party vehicles in an accident | Intentional or deliberate damage |
| Personal accident cover up to AED 200,000 for covered occupants | Damage to electrical or electronic equipment |
| Protection against natural events such as floods, earthquakes, hail, and storms | Losses arising from war or war-like situations |
| Theft cover up to the insured declared value (IDV) | Damage caused while racing or participating in speed events |
| Coverage for man-made incidents including fire, strikes, and terrorism | Damage resulting from vehicle rollover |
Add-ons for QIC Car Insurance Plans
Here are some of the most popular add-ons you can buy from this company. Although these options will increase your QIC car insurance price, they can improve your coverage, and thereby your peace of mind, considerably.
| Add-on | What it covers |
|---|---|
| 24/7 Elite Roadside Assistance | Immediate help if your car breaks down at any time, anywhere (also available for TPL plans) |
| Personal Accident Benefit | Financial compensation if you’re injured in a car accident |
| Agency Repairs | Vehicle repairs carried out at authorized dealerships |
| Replacement Hire Car | A temporary replacement vehicle while your car is under repair |
| Riots, Strikes, Storms & Floods | Protection against natural disasters and acts of vandalism |
| Unidentified Motorist Damage | Coverage if your car is hit by an unknown or hit-and-run driver |
| Off-road 360 | Cover for accidents on all terrains, including sand and dunes |
| GCC Extension of Comprehensive Plan | Comprehensive cover while driving in the UAE, Kuwait, and Oman |
| Zero Depreciation Cover | Replacement of worn parts without depreciation deductions |
QIC Dubai Third-Party Liability (TPL) Insurance Plans
Here is a table containing everything Qatar Insurance Company’s TPL insurance policies include as well as their exclusions:
| Inclusions | Exclusions |
|---|---|
| Coverage for injuries caused to third parties in an accident | Damage to your own vehicle |
| Compensation for third-party property damage | Intentional or deliberate damage |
| Legal liability protection for bodily injury and property loss | Damage to electrical or electronic equipment |
| Mandatory accident cover as per UAE regulations | Losses caused by war or civil unrest |
| Roadside assistance (as add-on) | Damage caused during racing or vehicle rollover |
QIC Car Insurance Price Comparison
Here is a summary of what each different policy might cost (remember, prices are highly variable depending on factors such as car model and driver's history):
| Benefit | Prestige Plus | Prestige | Platinum |
|---|---|---|---|
| Driver personal accident cover | Up to AED 200,000 (inclusive) | Up to AED 200,000 (included) | Up to AED 200,000 |
| Passenger personal accident cover | Up to AED 200,000 (included) | Up to AED 200,000 (included) | Up to AED 200,000 |
| Third-party property damage limit | AED 3.5 million | AED 3.5 million | AED 5 million |
| Fire and theft protection | Included | Included | Included |
| Natural disaster coverage | Included | Included | Included |
| Personal injury benefit | AED 20,000 | AED 20,000 | AED 20,000 |
| Coverage for personal belongings | AED 5,000 | AED 5,000 | AED 5,000 |
| Emergency medical expenses | AED 3,500 | AED 3,500 | AED 7,000 |
| Off-road driving cover | Included | Included | Included |
| Agency repair eligibility | 2 years from first registration | 2 years from first registration | 3 years from first registration |
| Roadside assistance level | Silver | Silver | Gold |
Quick Comparison Between QIC Dubai Car Insurance Plans
The table below gives you a quick, easy comparison between Third Party Liability and Comprehensive coverage from QIC Dubai, so you can see what’s covered at a glance and choose the option that fits you best.
| Covered options | Third Party Liability | Comprehensive |
|---|---|---|
| Property damage you may accidentally cause | ✓ | ✓ |
| Damages you may accidentally cause to other people’s cars | ✓ | ✓ |
| Someone’s injuries or death in accidents caused by you | ✓ | ✓ |
| Your injuries or death in accidents caused by you | ✓ | ✓ |
| Damages and losses to your car in accidents caused by you | ✕ | ✓ |
| Damages and losses to your car in accidents caused by other drivers | ✕ | ✓ |
| Damages and losses to your car due to theft | ✕ | ✓ |
| Fire-related damages and losses to your car | ✕ | ✓ |
| Damages to your property due to riots, vandalism, and strikes | ✕ | ✓ |
| Add-ons | Optional | ✓ |
Benefits of QIC Car Insurance in UAE
QIC was the insurer of the year in Qatar in 2025, a title they managed to win by offering:
- 24/7 Support & Fast Claims: Round-the-clock customer service, minor claims approved within 24 hours, efficient processing.
- Fully Online Management: Quotes, claims, and QIC car insurance renewal handled end-to-end online.
- Extensive Garage Network: 500+ approved garages across Dubai, Abu Dhabi, and Sharjah, including OEM-certified workshops.
- Strong Financial Backing: AM Best “A-” rating; over 55 years of regional experience.
- Flexible & Rewarding: Competitive QIC car insurance price, loyalty discounts, and installment options via Tabby/Tamara.
Documents Required to Buy QIC Car Insurance in Dubai, UAE
Emirates ID (front/back copy).
Valid UAE driving license.
Vehicle registration (Mulkiya).
Previous no-claim bonus certificate (if applicable).
For used cars: Transfer of ownership document.
How to File Your QIC Car Insurance Claim
To file a claim with QIC, you can follow these steps:
- Contact your insurance agent at Qatar Insurance Company and tell them about the accident as soon as possible.
- Collect necessary documents like the police report, vehicle registration, and driver's license.
- Submit the claim either through their website or by visiting one of Qatar Insurance Dubai or Abu Dhabi branches.
- Your Insurance agent will arrange for a vehicle inspection at an authorized QIC workshop.
- After all the stages above are completed, the agent will begin to process your claim and arrange for repairs or compensation.
QIC Car Insurance UAE Contact Information
This Doha-based company has two active branches in UAE, which are located in Dubai and Abu Dhabi. Here are some additional contact information including the Qatar insurance company Dubai contact number:
Qatar Insurance Company Dubai Branch
- Address: Dubai Hills - Business Park Building 4 - 5th floor (Next to Dubai Hills Mall) - Al Khail Road - Dubai, UAE
- Working Hours: Monday – Friday 8:00 AM – 4:30 PM
Saturday – Sunday – Closed - Call Center: 8004 742
- Website: www.i-insured.com
Qatar Insurance Company Abu Dhabi Branch
- Address: The Landmark - 13th Floor - 116 Khadim Bin Butti Al Hamed Street - Al Hisn, Al Markaziyah West - Abu Dhabi, UAE
- Working Hours: Monday – Friday 8:00 AM – 4:30 PM
Saturday – Sunday – Closed - Call Center: 8004 742
- Website: www.i-insured.com
Documents Required to Claim QIC Car Insurance in UAE
Core Documents:
Police report reference.
Driver’s Emirates ID + license.
Vehicle registration card.
Situation-Specific:
Claim Type Additional Requirements Theft FIR report + original keys Major Accident Repair estimates + witness contacts Natural Disaster NCM weather bulletin Luxury Vehicle Showroom purchase invoice
QIC Car Insurance Repair Garages
| Garage Name | Address | Phone Number |
|---|---|---|
| Aarya Auto Repairs LLC | Dubai 10 Street – 27/2 – Al Quoz Industrial Area 4 – Dubai | +971 4 341 7728 |
| Al Kayed Workshop | 128 2 A St – Al Khabaisi – Dubai | +971 4 269 3333 |
| Hi Tech Autocare LLC | Al Marabea’ St – Al Quoz Industrial Area 3 – Dubai | +971 55 427 1008 |
| Legend Automobile Services | Plot 59, 22nd St – Al Quoz Industrial Area 2 – Dubai | +971 56 415 6282 |
| Liwa Automobile Services LLC | 22nd St – Al Quoz Industrial Area 2 – Dubai | +971 4 321 2345 |
| Liwa Land Autocare LLC | 4th Roundabout – Dubai Industrial City – Dubai | +971 52 554 7855 |
| MIK Garage | Al Manama St – Bukadra – Nad Al Sheba 1 | +971 56 504 1117 |
| Motor World | 47 13th St – Umm Ramool – Dubai | +971 4 286 3336 |
| Al Arabia Auto Services | CF8W+G7J – Al Maqta’ St – Rabdan – Abu Dhabi | +971 2 558 7741 |
| Aarya Auto Repairs LLC | Building No. 81 – Musaffah M-9 – Abu Dhabi | +971 2 551 2173 |
| Elite Motors | Musaffah M-11 – Abu Dhabi | +971 2 550 1080 |
| Orion Auto Repair LLC | ICAD I – Musaffah – Abu Dhabi | +971 50 488 3795 |
| Al Arabia Auto Maintenance | Area 17 – Beside Sharjah English School – University City | +971 6 574 1422 |
| Al Tharaa Auto Repairing & Workshop | BMW Road – Industrial Area 2 – Sharjah | +971 56 222 3711 |
| MK Motors | Al Hail Industrial Area – Fujairah | +971 54 554 5553 |
| Iconic Auto Services LLC | Al Falaya Road – Al Seer – RAK | +971 52 878 3064 |
| RAK Arabia Auto Services LLC | Sheikh Mohamed Bin Salem Rd – Al Dhait – RAK | +971 7 227 5197 |
How to Renew Car Insurance Online With QIC Car Insurance?
Renewing your QIC motor insurance plan can be done with a few simple step using Lookinsure regardless of where you are buying car insurance in UAE:
All you will need to do is:
- Go to Lookinsure's homepage and click on Get Quote button
- Click on the first option which is "Renew"
- Compare QIC insurance prices from different providers
- Select your policy and proceed to payment
And just like that, you have completed your QIC car insurance renewal!
Buy QIC Car Insurance in Installments with Tabby or Tamara
QIC allows you to pay your premium in 4 interest-free installments instead of paying the full amount upfront. With Tabby car insurance, your payment is split evenly with 0% interest and no added fees. You can also choose car insurance with Tamara, which offers the same four-installment, interest-free option through a simple checkout process.
When is QIC Car Insurance with Tabby or Tamara Activated?
Choosing installments does not delay your policy. Your QIC car insurance coverage starts immediately once the policy is issued, exactly the same as paying in full.
Frequently Answered Questions
Agency Repairs: Manufacturer-certified facilities (BMW, Mercedes).
Courtesy Vehicles: Range Rover Velar equivalent during repairs.
Depreciation Waiver: Full claim value for cars <3 years old.
Tabby: 4 interest-free installments for QIC Car Insurance.
Tamara: 6-month plans (0% interest first 3 months).
25% after 3 claim-free years.
Corporate Bonus: Additional 15% for fleet policies.
EV Protector Add-on (AED 1,500/year):
70% capacity guarantee for 8 years.
Charging station damage protection.
20% premium discount for Tesla/Rivian.
With Desert Shield: 24-hour approval.
Standard Plans: 72 hours (terrain verification required).
