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YAS Takaful Car Insurance in UAE

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Regulated by the Government of Dubai

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YAS Takaful insurance has emerged as one of the UAE's prominent insurance providers, offering a wide range of car insurance solutions as well as other policies to both individuals and corporations. Founded in 2008 and guided by the principle of "Reimagining Islamic Insurance for All", the company offers Sharia-compliant car insurance across the UAE. With branches in Dubai and Abu Dhabi, YAS partners with 150+ garages for cashless repairs.

Types of Car Insurance Plans Offered by YAS Takaful

YAS Takaful motor insurance policies come in two main categories, third-party liability and comprehensive. Here is a quick comparison between these two types of plans:

Coverage AreaComprehensive Car InsuranceThird-Party Liability (TPL) Insurance
Protection levelExtensive, all-round coverageBasic, legally required coverage
Own vehicle damageCovered (accidents, fire, theft, natural disasters)Not covered
Theft & fireCoveredNot covered
Natural disastersCoveredNot covered
Third-party damageCoveredCovered
UAE legal complianceYesYes
Best suited forNew or high-value cars, full protectionOlder cars, budget-focused drivers

YAS Takaful Insuracne Plans For Luxury Vehicles

YAS Takaful motor insurance has exclusive plans for drivers looking for more protection for their Beloved vehicles. For these clients, YAS has two other packages, Gold and Platinum, which come with:

  • Enhanced Coverage: Protection against a wide range of risks with top-tier protection plans.

  • Accident Assistance: Receive prompt and reliable support in the event of an accident.

  • Roadside Assistance: Benefit from 24/7 roadside help, ensuring you’re never left stranded.

  • Flexible Claims: Enjoy a hassle-free claims process with a dedicated support team.

Add-ons for YAS Takaful Car Insurance Plans

Even comprehensive motor insurance Takaful plans can be enhanced for more optimal coverage. YAS Takaful offers the folliwing add-ons:

What Is Covered Under YAS Takaful Motor Insurance Plans?

  • Accidents: Collision repairs, rollovers, vandalism.

  • Theft & Fire: Full vehicle replacement if unrecovered.

  • Natural Disasters: Floods, sandstorms, hail.

  • Third-Party Liabilities:

    • Bodily injury: Unlimited medical expenses.

    • Property damage: Up to AED 5M.

  • Support Services:

    • Replacement car during repairs (up to 7 days).

    • Free windshield repair.

What Is NOT Covered Under YAS Takaful Car Insurance Plans?

  • Illegal Activities: Drunk driving, racing, and unlicensed drivers.

  • Wear & Tear: Tire degradation, battery failure.

  • Unreported Modifications: Non-standard parts.

  • Intentional Damage: Self-inflicted scratches.

  • War/Terrorism: Riots, nuclear events.

How to Renew YAS Takaful Insurance Plan?

Yas takaful car insurance renewal can be done online using our website or by personally visiting one of the company’s offices during working hours, which can be a bit of a hassle. Regardless of your chosen method, you can start the renewal process up to 30 days before your current policy expires, giving you ample time to review and adjust your coverage.

To renew your policy online using Lookinsure’s website, follow these instructions:

  1. Log in to your account on our website
  2. Review your existing coverage details
  3. Make any necessary updates or modifications
  4. Verify your information is current
  5. Choose a payment method and complete the transaction
  6. Download your renewed policy documents

Can I Buy YAS Takaful in Installments?

YAS Takaful motore insurance can be purchased in 4 interest-free installments, allowing you to spread the cost without paying extra charges. By choosing Lookinsure you can pay yor car insurance with Tabby or Tamara, two popular installment payment platforms in the UAE, to make premium payments more flexible:

Choosing to pay for your car insurance with Tamara or Tabby in installments does not impact your coverage. Your policy benefits remain the same as paying upfront, giving you full protection while enjoying greater payment flexibility.

Documents Required to Buy YAS Takaful Car Insurance

  • Emirates ID (copy)
  • Valid UAE driving license
  • Vehicle registration card (Mulkiya)
  • Previous insurance certificates (if applicable)
  • No-claims certificate (if available)
  • Passport copy (for new residents)
  • Vehicle inspection report (for used cars)

How to Report Claims for YAS Takaful Car Insurance?

Filing a Yas Takaful car claim or any other provider follows a straightforward process. It can be accomplished through multiple channels, including the company’s customer service hotline or our website. The steps involved in this process are outlined below:

  1. Document the incident with photographs and notes
  2. Obtain necessary police reports (for accidents)
  3. Contact Yas Takaful's claim department
  4. Submit required documentation
  5. Track your claim status online
  6. Coordinate with assigned claim adjusters
  7. Receive claim settlement

Documents Required for Yas Takaful Car Insurance Claims

  • Completed claim form.

  • Original police report.

  • Driver’s license + Mulkiya.

  • Repair estimates from approved garages.

Benefits of YAS Takaful Car Insurance

YAS Takaful motor insurance combines competitive pricing, ethical coverage, regional flexibility, and modern convenience for drivers in the UAE. Here are some of the reasons why you many drivers choose this comapny as their provider.

  • Shariah-Compliant Model: Operates under a Takaful structure with ethical, Shariah-compliant investments and profit-sharing.

  • Flexible Coverage Options: Policies can be customized with a range of add-ons to match different protection needs.

  • Oman Territorial Extension: Optional coverage for cross-border travel to Oman, ideal for frequent travelers.

  • 24/7 Customer Support: Multilingual assistance available in Arabic, English, and Urdu.

  • Digital Convenience: Instant policy issuance and easy claims support via WhatsApp.

YAS Takaful Car Insurance Contact Info

If you need a quote or more information about YAS Takaful car insurance, you can reach their team through the following channels:

  • YAS Takaful insurance contact number: 800 889

  • WhatsApp: 050 742 1852

YAS Takaful provides support to help you secure the right coverage while aligning with Shariah-compliant insurance principles in the UAE.

FAQs

Uses Sharia-compliant risk-sharing: Unused funds distributed as surplus; excludes interest (riba).

Yes! 1-6 month short-term car insurance policies accept international licenses. Required: passport, UAE entry stamp, and rental agreement.

Although the overall rating of the company on Google is quite low and most of the reviews are negative, there are some positive reviews as well. Also you must remember that when it comes to reviews, mostly those with a bad experience will take the time to leave one.

Only with "Off-Road Protection" add-on (AED 500/year). Standard plans exclude desert driving.

Yes, 

1 claim-free year: 15% off

3+ years: Up to 20% off.*

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