YAS Takaful Car Insurance

Flexible installments to pay later with

And

Click Here for Instant Quote

Regulated by the Government of Dubai

Yas Takaful insurance has emerged as one of the UAE's prominent insurance providers, offering a wide range of insurance solutions to individuals and businesses.

YAS Takaful Car Insurance Overview

YAS Takaful Insurance Company, founded in 2008, offers Sharia-compliant car insurance across the UAE, guided by the principle of "Reimagining Islamic Insurance for All." Regulated by the UAE Central Bank, YAS Takaful Motor Insurance provides ethical coverage with 24/7 roadside assistance, digital claims processing, and flexible Tabby/Tamara installment options. With branches in Dubai and Abu Dhabi, YAS partners with 150+ garages for cashless repairs.

Types of Car Insurance Plans Offered by YAS Takaful

Like any other car insurance provider, Yas Takaful offers comprehensive and third-party policies and a wide array of add-ons that can be attached to either to make it more personalized. Here is a little description of each of these:

Comprehensive Coverage

This premium insurance comprehensive coverage option from Yas Takaful provides extensive protection for your vehicle against various risks, including accidents, theft, fire, and natural disasters. It also covers third-party damages and offers additional benefits such as roadside assistance.

Third-Party Liability

This third-party liability coverage option fulfills the UAE's mandatory insurance requirements. While more limited than comprehensive coverage, Yas Takaful motor insurance protects you against damages caused to third-party vehicles or property.

High-Risk Vehicle Coverage:

Specialized plans for sports/luxury cars.

Benefits of YAS Takaful Car Insurance

Various factors besides cost considerations are involved when choosing an insurance provider in the UAE. Yas Takaful Insurance Company offers several distinctive advantages that have helped it establish its position in the market.

Shariah-Compliant Operations: As a Takaful provider, they ensure all operations adhere to Islamic principles, making them an ideal choice for customers seeking ethical, Shariah-compliant insurance solutions.

Comprehensive Medical Coverage: Their health insurance policies cover outpatient and inpatient services, giving you access to quality healthcare across a vast network of UAE medical facilities.

Extended Territorial Coverage: Yas Takaful car insurance can be extended to cover trips to Oman, providing peace of mind for those who frequently travel between the two countries.

Flexible Policy Options: Their policies can be customized with various add-ons and coverage options to match your specific protection needs and preferences

What Is Covered Under YAS Takaful Motor Insurance Plans?

Accidents: Collision repairs, rollovers, vandalism.
Theft & Fire: Full vehicle replacement if unrecovered.
Natural Disasters: Floods, sandstorms, hail.
Third-Party Liabilities:
- Bodily injury: Unlimited medical expenses.
- Property damage: Up to AED 5M.
Support Services:
- Replacement car during repairs (up to 7 days).
- Free windshield repair.

Add-ons for YAS Takaful Car Insurance Plans

Off-Road Protection: Desert/dune driving (AED 500/year).
Engine Cover: Mechanical/electrical failure.
Rental Car: Up to 10 days during repairs.
Zero Depreciation: Waives value deduction on parts.
Personal Belongings: Theft of items inside the vehicle (up to AED 2,500).
Personal accident coverage for drivers and passengers

What Is NOT Covered Under YAS Takaful Car Insurance Plans?

Illegal Activities: Drunk driving, racing, and unlicensed drivers.
Wear & Tear: Tire degradation, battery failure.
Unreported Modifications: Non-standard parts.
Intentional Damage: Self-inflicted scratches.
War/Terrorism: Riots, nuclear events.

Documents Required to Buy YAS Takaful Car Insurance

Emirates ID (copy)
Valid UAE driving license
Vehicle registration card (Mulkiya)
Previous insurance certificates (if applicable)
No-claims certificate (if available)
Passport copy (for new residents)
Vehicle inspection report (for used cars)

How to Report Claims for YAS Takaful Car Insurance?

Filing a claim with Yas Takaful Insurance Company or any other provider follows a straightforward process. It can be accomplished through multiple channels, including the company’s customer service hotline or our website. The steps involved in this process are outlined below:

Document the incident with photographs and notes
Obtain necessary police reports (for accidents)
Contact Yas Takaful's claim department
Submit required documentation
Track your claim status online
Coordinate with assigned claim adjusters
Receive claim settlement

Documents Required for Yas Takaful Car Insurance Claims

Completed claim form.
Original police report.
Driver’s license + Mulkiya.
Repair estimates from approved garages.

How to Renew YAS Takaful Insurance Plan?

The renewal process for your Yas Takaful insurance can be done online using our website and by personally visiting one of the company’s offices during working hours, which can be a bit of a hassle. Regardless of your chosen method, you can start the renewal process up to 30 days before your current policy expires, giving you ample time to review and adjust your coverage.

To renew your policy online using Lookinsure’s website, follow these instructions: