HomeCar Insurance BlogTraffic Rules & FinesA Comprehensive Guide to Traffic Fine Discount

A Comprehensive Guide to Traffic Fine Discount

If you have been driving for a while in Dubai you probably know by now that traffic violations, in addition to being punishable by impoundment and fines, can lead to black points. Since these marks will be added to your driving history, they can negatively impact your insurance, as you will be considered a high-risk driver.

Finding UAE traffic fine discount offers is not difficult and the government offers various discount programs on special occasions such as religious holidays and during Ramadan. In this Lookinsure mag article, you can find all you need to know about traffic fine discount in Dubai and other emirates. Stay with us if you want to find out if you are eligible for discounts.

Frequently Answered Questions

1: Is there any discount on traffic fines in Dubai?

Yes, Dubai traffic fine discount programs include:
– National and religious holidays discounts which are often between 25 to 50 percent,
– Discounts for safe drivers who manage to spend a specific amount of time without any violations,
– Early payment discounts for paying fines within a certain time frame after they are issued.

2: How to get discount on traffic fines in Dubai?

To get a discount on traffic fines you must first find out if there are any active discounts programs and then make sure you are eligible for these discounts. Different types of UAE traffic fines discount programs and the eligibility criteria for each are available above.

3: How to pay Dubai traffic fines with discount?

To get discounts on traffic fines all you need to do is pay your fines in the designated time frame in which the discounts are active. To do this you can go to RTA or your local police website and pay your fines online.

4: How to apply for traffic fine discount in Dubai?

For applying for a traffic fine discount during special holidays such as Eid and national day, all you need to do is pay your fines in the period in which the discounts are active. For availing yourself of early payment discounts you just have to pay your fines within 30 to 60 days of their issuance, depending on the emirate.

Types of UAE Traffic Fine Discounts

There are three main types of traffic fine discounts in the United Arab Emirates:

Early Payment Discounts

The first and most common type of UAE traffic fine discount program is an early payment discount. As the name suggests, paying your fine early can enable you to enjoy up to 35 percent discounts. The definition of early differs between emirates. For instance, in Dubai, 60 days after the fine is issued is considered early and merits a 35 percent discount.

You must note that early payment discount programs may not always be in effect so it is best to check with relevant authorities for more updated information.

DescriptionThis is a discount that is offered to drivers who manage to pay their fines within a specific time frame after the fine is issued.
Discount AmountDubai traffic fine discount for early payment (within 60 days of receiving the fine) is 35 percent and in Abu Dhabi, it is 25 percent if paid within 30 days.
EligibilityAvailable for most minor violations. Severe offenses such as driving under the influence and endangering public safety will not be covered by such discounts.

Holiday Discounts (Ramadan and Eid Discounts)

National and religious holidays are the perfect times for searching for UAE traffic fine discount programs as the government almost always launches campaigns that are supposed to encourage timely payments. The UAE national day, Eid, and the holy month of Ramadan are usually when these programs are active.

DescriptionOn certain national and religious holidays, the government offers special discount programs which are in effect temporarily and are meant to incentivize drivers to pay their fines.
Discount AmountUp to 50 percent for National Day and Eids varies by Emirate
EligibilityThese discounts are usually available for more recent fines

Loyalty Traffic Fine Discounts

Another discount program designed to encourage responsible driving is the loyalty traffic fine discount. This program, aimed at drivers with a lot of unpaid fines, promises up to a 100 percent discount on the condition that these drivers spend a certain amount of time (up to 12 months) without committing any traffic violations. The longer you can go without breaking the law, the more discount you get.

DescriptionSafe driving and a clean history for a considerable period can also result in generous discounts intended to encourage lawful driving habits.
Discount Amount3 months violation free: 25% discount 6 months: 50% discount 9 months: 75% discount 12 months: 100% discount
EligibilityThis discount applies only to previously accumulated fines, not new fines issued after starting the program.

Eligibility for Traffic Fine Discount

If you have been neglecting your traffic tickets for a long time and have accumulated a hefty amount of fines, you don’t have to worry too much, as there are a lot of discount programs offered by the government of UAE that are supposed to help lighten the burden for drivers.

However, to be able to use these discounts there are many eligibility criteria that you must consider:

First of all, such discounts usually apply to fines that exceed a certain amount. After all, the whole reason for these discount programs is to encourage drivers with a lot of accumulated fines to pay.

Secondly, most of these programs, whether it is Dubai traffic fines discount or Abu Dhabi, are only active for a specific time, and only those who apply within the designated time frame will be eligible for the traffic fine discount.

Last of all, depending on the discount program, usually only fines that are issued for violations recorded by traffic cameras are included in discounts.

How To Get Discounts on Traffic Fines

How To Get Discounts on Traffic Fines

Stay up-to-date on discount offers.

To be able to use such traffic fine discount programs, the most important thing is to keep your ears open for any news of upcoming discounts. For instance, news of the UAE national day traffic fine discount which is often quite generous will start circulating weeks before the actual date.

So just make a mental note of such occasions and start checking news outlets such as the RTA or Dubai Police website around these times.

Follow-up on the Fine Discount Process

The process of paying for tickets with or without a discount is quite the same. You can visit RTA or your local police’s website during the period in which the discounts are active, navigate to the section designated to traffic fines, and pay them through the various methods available.

Installment Payment

Installment payment is also available in the UAE, so even if for any reason you can’t avail yourself of UAE traffic fine discount programs, you still have the option of paying your fines in installments which can help facilitate payment.

You must bear in mind that to be eligible for installment payment the total of your fines must meet or exceed AED 5000.

Black Points

Along with fines and impoundment, black points are penalties for violating traffic laws. Each offense will get you a certain number of black points and if you reach the maximum of 24 points, your license will be suspended for a certain amount of time. Here is a list of violations and their black points:

  • Speeding: 4 to 12 black points depending on your speed and how many kilometers per hour above the limit it is.
  • Running a Red Light: 6 black point
  • Not Wearing Seatbelt: 4 black points
  • Using Mobile Phone While Driving: 4 black points
  • Reckless Driving: 12 black points
  • Driving Under the Influence: 24 black points and immediate license suspension

Removing Black Points

To remove black points you can do either of the following:

Safe Driving: if you manage to go a certain amount of time (usually one entire year) without violating traffic laws, your black points will be removed.

Removing Black Points

Driving Courses: for those who have temporarily lost their license and whose vehicle has been impounded, the government has driving courses they can enroll in. Completing these courses usually is rewarded by total black-point removal.

Discover Insurance Discounts on Lookinsure

Finding traffic fine discounts can be rather hard since they don’t usually follow a strict schedule and not everyone has the time to always be on the lookout for these discount programs. With Lookinsure, you won’t need to do any of that. One of the services our dedicated team provides for our clients is keeping them posted on any such programs through emails and SMS messages.

If you choose to get news updates from Lookinsure after buying your policy from us, you can rest assured that we will let you know if any UAE traffic fine discount program comes up. There is no need to worry about spam and unnecessary texts because that’s not how we do business in Lookinsure.

Conclusion

Although traffic fines which have a way of accumulating over time can be a big worry for drivers, different discount programs offered by the government can usually help reduce the anxiety of having to deal with them. 

These UAE traffic fine discount programs which include discounts on national and religious holidays, discounts for early payment, and safe driving are available at certain times, and if you like to get in on them and are looking to learn how, this article has all the answers for you.

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Abolfazl Shafiee
Abolfazl Shafiee
A couple of things you need to know about me is that, a) there is nothing I enjoy more than writing and, b) I love cars. So writing about car insurance is kind of a hobby for me, and because of that, I'm pretty good at it as well. Moreover, I have no tolerance for jargon-filled writings that only a select few can understand, so simplifying technical content has always been my top priority.

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