DNI garage list in the UAE: 74 approved workshops

Dubai National Insurance (DNI) approves 74 non-agency repair workshops across six of the seven emirates, and those workshops are the only places a DNI motor policyholder can have accident damage repaired without paying the bill first. The list below sets out every approved garage by emirate, with its area and contact number.

One detail decides whether the list works for you: DNI requires prior approval before the car reaches the workshop. Drive to a garage on your own and DNI reserves the right to move the vehicle elsewhere. Call or WhatsApp the claims centre on 600 5 80000 first, then read on for the full DNI garage list, the documents you need, and what you still pay. If you are weighing up cover before you need any of this, you can compare car insurance quotes in Dubai in a couple of minutes.

What is the DNI cashless garage list?

The DNI cashless garage list is the network of motor repair workshops that Dubai National Insurance has approved to repair its policyholders’ vehicles and invoice the insurer directly. You hand over the car, DNI settles the repair bill with the workshop, and the only money you pay is your policy excess plus anything the policy does not cover.

“Cashless” describes the payment route, not the standard of repair. An approved garage — also called a panel garage or an approved workshop — works to a repair scope DNI’s surveyor has already signed off, which is why claims settled inside the network move faster than reimbursement claims. Lookinsure keeps the same breakdown for every insurer in the market: see every UAE insurer’s approved repair network, or the Methaq insurance garage list if you are comparing two insurers’ networks side by side.

DNI is a UAE public shareholding company listed on the Dubai Financial Market and regulated by the Central Bank of the UAE, which supervises motor cover under the Unified Motor Vehicle Insurance Policy. Its motor products are set out on the DNI car insurance page.

DNI approved garage list in the UAE

The Dubai National Insurance garage list covers Dubai, Abu Dhabi, Al Ain, Sharjah, Ajman, Ras Al Khaimah and Fujairah. Umm Al Quwain has no DNI-approved workshop — drivers there are routed to the Ras Al Khaimah or Sharjah garages. Dubai carries roughly half the network on its own.

Where a workshop appears on DNI’s approved register without a published direct line, the entry below says so and routes you through the claims centre rather than leaving the cell blank. It is also the honest answer if you are hunting for an insurance garage near you: the nearest approved workshop is whichever one DNI assigns when it opens your claim file, and this list tells you which ones are eligible for that allocation.

DNI garages in Dubai

Dubai carries the largest share of the Dubai insurance garage list DNI operates — thirty-six approved workshops, concentrated in Al Quoz, Al Qusais, Umm Ramool and Ras Al Khor — the four industrial areas where most of the emirate’s accident repair capacity is. If you are insuring a car registered in the emirate, you can buy car insurance online in the UAE and check which insurers keep a Dubai-heavy network before you commit.

Garage name	Area	Contact
Aarya Garage	Warehouse 27, opposite Dulsco Village, Al Quoz Industrial Area 4	050-6176631 / 04-341-7728
Al Arabia Auto Maintenance Workshop	Al Quoz	054-7919844 / 04-225-0343
Al Arif Auto Repairing Garage	Dubai — area not published	Via DNI claims: 600 5 80000
Al Shamil Al Taqniah Workshop	11 29th Street, Al Qusais Industrial Area 1	054-435-4111 / 04-263-3384
Al Wesam Auto Garage	Dubai — area not published	Via DNI claims: 600 5 80000
Auto Fit Center	6 9A Street, Al Quoz	054-7923309 / 056-111-3135
Auto Tech	Dubai — area not published	Via DNI claims: 600 5 80000
Auto Tune	13 8B Street, Al Rashidiya	052-6878576
Autotrust Dubai	69 5 Street, Ras Al Khor Industrial Area 1	056-411-9487 / 04-312-2800
Axis Auto Garage	36–3 20C Street, Al Quoz Industrial Area 3	050-7856087 / 04-336-4441
Axis Workshop	45 28A Street, Al Quoz	052-9023697 / 050-849-7792
Boby Auto Garage	Umm Ramool	052-206-9434 / 04-285-4897
Bright Spark Auto Repairing	Corner 7A, 4A Street, Al Quoz Industrial Area 2	055-1058831 / 04-318-7806
CAM Auto Centre	Dubai Investment Park 1, near Aujan Industries	050-239-6100 / 04-329-4995
Denso Auto Repairing Workshop	34th Street, opposite Lulu Village, Al Qusais Industrial	050-4619674 / 055-255-0388
DIC Speedfit	Dubai Industrial City	050-391-8473 / 04-899-6966
DIP Speedfit	61 Street, Dubai Investment Park 1	050-421-4115 / 04-810-3900
Dynatrade Auto Repair	Nad Al Hamar	056-680-8814 / 050-212-9933
Dynatrade Auto Repair	6th Street, Sheikh Zayed Road, Al Quoz Industrial Area 1	056-404-5586 / 056-680-1802
Gargash Auto Repair Workshop	Al Quoz	056-689-9161 / 04-267-9971
Gargash Auto Repair Workshop	Al Qusais	056-689-9131 / 04-267-9971
Garhoud Speedfit	Airport Road, beside Saraya Avenue Building, Al Garhoud	050-392-5127 / 04-230-8700
Golden Workshop Car Repairing	44 Golden 9th Street 24B, Al Qusais	056-525-7838 / 04-285-8346
Hotline Auto Workshop	Duty-Free Warehouse, 5th Street, Umm Ramool	050-6900336 / 04-285-4704
Ibn Al Bahar Auto Repairing & Washing	Al Qusais Industrial Area 3	050-4604775 / 04-267-4443
Ideal Motor Repairing & Washing	Ras Al Khor Industrial Area 2 (Al Aweer)	055-2761007 / 04-333-1756
King Road Auto Repairing	34th Street, Al Qusais Industrial Area 5	056-9756561 / 04-258-0858
Mohd Ishaq Khan Garage	Al Qusais Industrial Area 1	056-5075969 / 04-267-0050
RAK Arabia Auto Services	Dubai — area not published	Via DNI claims: 600 5 80000
Regent Mechanical Services	Al Quoz Industrial Area 4	058-641-1847 / 04-347-6477
Rising Star	Al Aweer	050-913-4900
Rover Auto Centre	16D Street, Al Quoz Industrial Area 4	055-109-8312 / 04-340-9096
Shlaby Auto Repairing	Umm Ramool	055-5223248
Smart Auto Care	PB 1200, 13 8B Street, Al Rashidiya	054-309-3272 / 04-285-4165
Smart Auto Care	Ashok Leyland Service Centre, 29 9B Street, Al Quoz	050-302-4405 / 04-507-2135
Target Garage	Umm Ramool	050-4261534

DNI garages in Abu Dhabi

Eighteen approved workshops serve Abu Dhabi, most of them in the Mussafah industrial belt. Thirteen of them appear on DNI’s approved register without a published direct line, so the claims centre allocates them. Drivers comparing cover in the capital can start with car insurance in Abu Dhabi.

Garage name	Area	Contact
Aarya Auto Repairs	Abu Dhabi	052-1041809
Al Forsan Al Arabia Workshop	Abu Dhabi	Via DNI claims: 600 5 80000
Al Jars Al Feddi	Abu Dhabi	Via DNI claims: 600 5 80000
Al Karnak Auto Repair Workshop	Mussafah Industrial	050-5638656 / 050-580-7156
Al Mazroui & Clevy Automobiles	Abu Dhabi	Via DNI claims: 600 5 80000
Al Rida Auto Mechanical Repairs	Abu Dhabi	Via DNI claims: 600 5 80000
Alsa Automotive Engineering	Abu Dhabi	Via DNI claims: 600 5 80000
Bin Brook	Abu Dhabi	Via DNI claims: 600 5 80000
Bright Spark	Corniche Street, M9 Mussafah	050-5515538 / 02-554-0133
Fida Auto Repair Workshop	Abu Dhabi	055-3821917 / 050-778-3114
Mubashir	Abu Dhabi	Via DNI claims: 600 5 80000
New Castel Auto Repair Garage	Abu Dhabi	Via DNI claims: 600 5 80000
Orient Motors	Abu Dhabi	Via DNI claims: 600 5 80000
Rafi Garage	Abu Dhabi	Via DNI claims: 600 5 80000
Seapal Auto Repair	Abu Dhabi	Via DNI claims: 600 5 80000
Skyline Auto Repair Workshop	Abu Dhabi	Via DNI claims: 600 5 80000
SSS Garage	Abu Dhabi	050-7413520
Universal Auto Garage	Mussafah	Via DNI claims: 600 5 80000

DNI garages in Al Ain

Al Ain has three approved workshops, all in or beside the industrial area, and DNI runs a point of sale from the ADNOC Vehicle Inspection Centre in the city. Cover options for the region are on car insurance in Al Ain.

Garage name	Area	Contact
Boby Auto Garage	Al Ain	Via DNI claims: 600 5 80000
Paradise Auto Care Centre	Al Ain Industrial Area	055-3512970 / 03-736-7733
World Link	Industrial Area, behind Abu Dhabi Islamic Bank	055-7947300 / 056-689-6699

DNI garages in Sharjah

Sharjah has eight approved workshops. Two of them — Al Mamlkah Garage and Nejoum Al Jawhara — are frequently listed in Dubai by third-party directories; both are Sharjah workshops on DNI’s own panel. If you are renewing on a Sharjah plate, car insurance in Sharjah sets out what the emirate’s insurers quote.

Garage name	Area	Contact
Al Arabia Auto	Sharjah	Via DNI claims: 600 5 80000
Al Maliky	Sharjah	050-4889937
Al Mamlkah Garage	Sharjah	055-5767208
Gear One for Car Services	Sharjah	055-4971176
Nejoum Al Jawhara	Sharjah	056-8085372
RAK Arabia Auto Services	Sharjah	Via DNI claims: 600 5 80000
Samrah Auto Repairing	Sharjah	Via DNI claims: 600 5 80000
Smart Auto Care	Sharjah	Via DNI claims: 600 5 80000

DNI garages in Ajman and Ras Al Khaimah

Ajman has a single approved workshop and Ras Al Khaimah has five, including two Red Fox branches. Between them they cover the northern corridor. Local pricing differs from Dubai’s, so it is worth checking car insurance in Ajman before assuming a Dubai quote applies.

Garage name	Area	Contact
RAK Arabia Auto Services	Ajman	Via DNI claims: 600 5 80000
Al Rali	Ras Al Khaimah	050-6474866
Lamsi Garage	Ras Al Khaimah	055-1395484 / 050-372-8759
RAK Arabia Auto Services	Ras Al Khaimah	Via DNI claims: 600 5 80000
Red Fox Auto Care	Al Dhait South, Ras Al Khaimah	Via DNI claims: 600 5 80000
Red Fox Auto Care	Sheikh Khalifa City, Ras Al Khaimah	Via DNI claims: 600 5 80000

DNI garages in Fujairah

Fujairah has three approved workshops, led by Al Shaji Auto Repairing in the Al Hail industrial area. East-coast drivers should confirm allocation before towing across the mountains, and can compare car insurance in Fujairah at renewal.

Garage name	Area	Contact
Al Shaji Auto Repairing	Al Hail Industrial	050-6296595 / 055-937-1238
MK Workshop	Fujairah	Via DNI claims: 600 5 80000
RAK Arabia Auto Services	Fujairah	Via DNI claims: 600 5 80000

Networks change. Workshops join and leave insurer panels through the year, and DNI does not publish a dated public register. Treat this list as the position on 4 September 2026 and confirm the specific workshop on 600 5 80000 when you open the claim.

Agency repair or non-agency repair — which one applies to you

DNI’s approved network is a non-agency network. Its own claims procedure draws the line plainly: comprehensive policyholders who bought agency repair go to the manufacturer’s dealership, and comprehensive policyholders without agency repair are sent to the approved workshops listed above. The garage list on this page is for the second group.

The rule of thumb across the UAE market: agency repair is normally available for the first two to three years of a car’s life and adds to the premium, after which insurers move the car to their own panel. Check your policy schedule for the words “agency repair” before you assume. If you want the dealership route at renewal, it is bought as part of comprehensive car insurance rather than added after a claim.

	Agency repair	Non-agency repair (the DNI garage list)
Where the car is repaired	Manufacturer’s authorised dealership	One of DNI’s 74 approved workshops
Who pays the workshop	DNI, on an approved estimate	DNI, on an approved estimate
What you pay	Policy excess	Policy excess
Typical availability	Newer vehicles, bought as an add-on	Standard on comprehensive cover
Effect on premium	Higher	Lower
Parts used	Dealer-supplied	As specified in the approved estimate

Third-party cover is a different question again: a third-party car insurance policy pays for damage you cause to someone else, so your own repair is not part of the claim and the garage list does not come into it. Our guide to comprehensive and third-party cover compared sets out where the boundary sits.

Why prior approval matters before you drive to a DNI garage

Do not deliver the car to a workshop before DNI approves it. DNI’s published claims procedure states that if you go to a garage without prior approval, the insurer reserves the right to move the vehicle to another workshop — unless a specific garage is named in your policy schedule. That is a delay you can avoid with one phone call.

The second risk is the repair itself. A workshop that starts work before the surveyor has agreed the scope creates a gap between what was done and what was authorised, and that gap is one of the more common reasons car insurance claims get rejected in the UAE. Get the approval in writing on WhatsApp; it takes minutes and it is the record you will want later.

How a DNI cashless repair works, step by step

Five steps take a DNI insurance claim from the roadside to collection. The order matters — the police report comes before everything, and the workshop comes after the approval, not before it.

Steps one and two are where most of the avoidable delay sits. If the accident happened in Dubai, our walkthrough of how to report a car accident in Dubai covers the police procedure and the online report options. The cover you hold when all this starts is set by your DNI car insurance policy, so it is worth knowing what you bought before you need it.

Documents required for a DNI motor claim

DNI’s claims procedure lists four documents. Have all four ready before you call — the claim file does not progress until they are in.

Emirates ID and a passport copy are sometimes requested at the counter, but DNI’s published document list does not require them — bring them if you have them and do not delay the call if you do not.

What you still pay at a DNI cashless garage

Cashless means DNI settles the repair invoice, not that the repair is free. You pay the car insurance excess set in your policy schedule, and you pay for anything outside the approved scope — pre-existing damage, wear items, and any upgrade you ask the workshop for while the car is with them.

Excess amounts are fixed in the schedule, not by the workshop, so there is nothing to negotiate at the counter. If the excess is what makes a comprehensive policy feel expensive at renewal, the more useful lever is the premium itself: you can pay for car insurance in instalments with Tabby rather than trading down to a policy with a thinner network.

Roadside assistance and towing to a DNI garage

DNI runs roadside assistance on a separate 24/7 line, 600 575751, operated through the International Motoring Club. Use it for recovery and towing; use 600 5 80000 for the claim itself. Gold and Classic cardholders access the service through IMC.

Recovery is not automatically part of every motor policy in the UAE, and the level of cover differs between insurers — roadside assistance cover explains what is typically included and what is charged.

How to check a garage is still on the DNI list

Call 600 5 80000 with the workshop’s name and area and ask the claims team to confirm its current status. That is the only method that is reliable on the day, because insurer panels change without public notice and third-party directories lag behind them.

Approval timelines depend on the surveyor’s availability and the complexity of the damage; our note on how long a UAE car insurance claim takes sets out realistic expectations across the market.

DNI claims contacts at a glance

All figures below are taken from Dubai National Insurance’s own customer care and claims pages and were verified on 4 September 2026.

Conclusion

The DNI garage list is worth keeping to hand for one reason: it turns an accident from a cash-flow problem into an administrative one. Seventy-four approved workshops, weighted towards Dubai and Abu Dhabi, will repair a DNI-insured car and bill the insurer directly — provided the approval comes first. Call 600 5 80000, get the allocation confirmed in writing, then move the car.

Frequently asked questions