Al Ain Ahlia Car Insurance
Flexible installments to pay later with
And
Regulated by the Government of Dubai
Al Ain Al Ahlia Insurance Co. provides tailored solutions for all unique customer needs. The company has made its mark in all insurance areas, including car insurance, marine, property, life, health, and more.
Al Ain Ahlia Car Insurance Overview
Al Ain Ahlia Insurance Company, established in 1975, delivers comprehensive car insurance across the UAE with 45+ years of expertise. Regulated by the UAE Central Bank, Al Ain Ahlia Motor Insurance offers Sharia-compliant options, 24/7 claims support, and flexible Tabby/Tamara installments. With headquarters in Abu Dhabi and branches nationwide, Al Ain Ahlia partners with 400+ garages for cashless repairs.
Types of Car Insurance Plans Offered by Al Ain Ahlia
There are two standard Al Ain Ahlia car insurance types available. These are the two main car insurance policies in the UAE. However, you can always choose optional add-ons to your policy to enhance coverage.
Comprehensive Al Ain Ahlia Motor Insurance:
Covers accidents, theft, fire, natural disasters, and third-party liabilities (up to AED 5M).
Includes agency repairs (new cars ≤5 years) and personal accident cover (driver: AED 100,000) .
Third-Party Liability:
Meets UAE legal minimums for third-party injury/property damage.
Add-ons: Fire, theft, vandalism, and off-road coverage.
Commercial Fleet Plans:
Discounted rates for business vehicles (up to 30% volume savings) .
Benefits Of Al Ain Ahlia Car Insurance
As you may already know, choosing a reliable insurer means taking care of your investments and avoiding all possible financial threats. A car insurer with strong financial backing is essential to reach this purpose. Here are a few benefits of choosing Al Ain Al Ahlia Insurance Company.
Comprehensive Coverage
Al Ain Ahlia Insurance provides comprehensive car insurance and full-coverage insurance policies that protect against theft, accidents, fire, natural disasters, and third-party liabilities.
Choice Of Coverage Options
Al Ain Ahlia Insurance Company offers flexible options when choosing your coverage levels.
Affordable Premiums
Al Ain Ahlia’s affordable rates and prices make it one of the most competitive companies in insurance pricing. Use installment-based (BNPL) services like car insurance with Tabby.
Strong Customer Support
By prioritizing customer satisfaction, Al Ain Ahlia ensures that all policyholders experience a safe and convenient insurance process. Their reviews are available online.
What Is Covered Under Al Ain Ahlia Motor Insurance Plans?
Accidents: Collision repairs, rollovers, vandalism.
Theft & Fire: Full vehicle replacement if unrecovered.
Natural Disasters: Floods, sandstorms, hail (excludes intentional parking in flood zones) .
Third-Party Liabilities:
Bodily injury: Unlimited medical expenses.
Property damage: Up to AED 5M .
Support Services:
Replacement car during repairs (up to 10 days).
Free windshield repair (zero deductible) .
| Feature | Comprehensive Plan | Third-Party Plan |
|---|---|---|
| Own Vehicle Damage | ✅ | ❌ |
| Theft/Fire | ✅ | ❌ (Add-on available) |
| Natural Disasters | ✅ | ❌ |
| Personal Accident | Up to AED 100,000 | ❌ |
| GCC Coverage | ✅ (Oman add-on: AED 300) | ❌ |
Add-ons for Al Ain Ahlia Car Insurance Plans
Off-Road Protection: Desert/dune driving (AED 450/year).
Zero Depreciation: Waives value deduction on parts (cars ≤5 years).
Rental Car Cover: Vehicle during repairs (up to 14 days).
Engine Protection: Mechanical/electrical failures.
Belongings Cover: Theft of items inside the vehicle (up to AED 3,000).
What Is NOT Covered Under Al Ain Ahlia Car Insurance Plans?
Illegal Activities: Drunk driving, racing, and unlicensed drivers.
Mechanical Failures: Clutch/engine breakdowns unrelated to collisions.
Wear & Tear: Tire degradation, battery wear.
Unreported Modifications: Turbochargers, lift kits.
War/Terrorism: Riots, nuclear events.
Tip: Add "Off-Road" rider for Liwa/Hatta trips – mandatory for 4x4s!
Documents Required to Buy Al Ain Ahlia Car Insurance
To start your Al Ain Ahlia Motor insurance process, you need the documents below:
- Emirates ID (for residents)
- UAE driving license
- Vehicle registration card
- Copy of passport and residence visa (for expatriates)
- Bank statements
- Previous insurance/NCD certificate
How To File An Al Ain Ahlia Insurance Claim?
To raise an Al Ain Ahlia insurance claim, follow the steps below:
1. Contact the police
After getting involved in an accident, contact the police immediately. It is also essential to claim a police report, which is necessary as evidence.
2. Inform your insurer
Inform your insurer about the accident.
3. File a claim
Fill out the insurance claim available on Lookinsure’s website.
4. Attach documents
Attach necessary documents, including evidence such as a police report and incident pictures.
5. Submit your claim
Submit the claim form after reading it precisely.
6. Keep track of claim status
You can follow your claim status through your personal Lookinsure profile.
Documents Required for Al Ain Ahlia Claims
Completed claim form.
Original police report.
Vehicle registration card.
Repair estimates from approved garages.
How To Renew Al Ain Ahlia's Insurance Plan?
To renew your Al Ain Ahlia car insurance to renew, follow the steps below:
Log in to Lookinsure or Al Ain Ahlia portal.
Select "Renew Policy," adjust coverage/add-ons.
Pay via card/Tabby/Tamara (4 interest-free installments).
Receive a digital certificate instantly.
Why Buy Al Ain Ahlia Car Insurance Policy in UAE?
Pioneer Since 1975: Unmatched market expertise.
Sharia-Compliant Options: Ethical Takaful plans available.
Rapid Claims: 48-hour settlement for minor damages.
UAE-Wide Support: Branches in all emirates.