In the UAE, the traffic system employs a black points system to promote safer driving habits among motorists. As a resident in UAE, you should know how to check black points on a license in Dubai or how many black points are allowed in Dubai. There’s a limit for black points and exceeding certain points can lead to the dreaded suspension or cancellation of your license, not to mention a higher rate of premium for your car insurance in the future!
But fear not; staying informed is easier than ever! Knowing how to check black points on a license in Dubai can be your secret weapon in the battle against traffic violations. Additionally, if you ever find yourself overwhelmed, learning how to remove black points on license in Dubai can help you turn things around, allowing you to hit the road with confidence. In this article from Lookinsure mag, we explore everything you need to know about managing your black points!
Frequently Answered Questions
1: How many black points are allowed in the UAE?
In the UAE, a driver can accumulate up to 24 black points on their driving license before it is suspended.
2: Do black points increase insurance premiums?
Yes, having black points on your driving record can lead to higher insurance premiums, as it indicates a higher risk for insurers.
3: How can I find black points on a license in Dubai?
You can check for black points on your Dubai driving license by visiting the Roads and Transport Authority (RTA) website or app, or by contacting their customer service.
4: How many black points will cancel a Dubai driving license?
Accumulating 24 black points will result in the cancellation of your Dubai driving license.
5: How to delete car license black points in Dubai?
Black points can be removed by completing a defensive driving course or remaining violation-free for a specified period, typically three years for most points. You can also seek assistance from the RTA for guidance on the process.
What is the Black Point System in UAE?
The Black Point System in the UAE serves as a pivotal mechanism to enhance road safety and encourage responsible driving behavior. Each traffic violation comes with a specific number of black points in Dubai, which accumulate on a driver’s record.
The transparency of the black point system means that drivers can easily access their records. Accessing this information has never been easier with online platforms, allowing individuals to monitor their records in real-time.
The counting of black points in the UAE operates through a sophisticated and integrated system that leverages technology to ensure accuracy and efficiency. When a driver commits a traffic violation, the incident is often captured by an extensive network of speed and traffic cameras strategically placed across the Emirates. These cameras monitor various infractions, such as speeding, running red lights, and improper lane changes.
List of Violations and Black Points in Dubai
The black points linked with each type of violation are predefined by the authorities, with more severe violations attracting higher points. For example, speeding excessively may result in more points than a minor traffic infraction like improper parking. If a driver receives multiple violations within a specified timeframe, the accrued black points add up, leading to larger consequences. Here’s a detailed explanation for it:
24 Black Points Dubai
If a driver accumulates 24 black points in Dubai, they face automatic license suspension for a minimum of three months. This heavy accumulation typically arises from severe violations like reckless driving or DUI.
23 Black Points Dubai
When drivers find themselves in the range of 12 to 23 black points in Dubai, they face various penalties and risks. Drivers at this level may encounter license suspensions based on the severity and frequency of their violations. Common issues leading to this accumulation include frequent speeding, running red lights, or other dangerous behaviors.
12 Black Points Dubai
At the 12-point mark, drivers can face a license suspension of up to four months. Common violations here include significant speeding and driving without insurance. Knowing how to find black points on license in Dubai helps drivers stay informed about their standing.
Less than 12 Black Points
Drivers with less than 12 black points in Dubai are generally in a safer position regarding their driving privileges. However, this doesn’t mean that vigilance can be overlooked. Accumulating points signal the need for improvement in driving habits. Try to maintain a clean record and learn how to check black points on license in Dubai online. Regular checks are like a reminder of your responsibilities to take corrective action before reaching the critical threshold.
How To Check Black Points On A License In Dubai
Checking the black points on your driving license in Dubai is a straightforward process. Transparency about your driving record is vital for maintaining safe driving habits and managing your car insurance premiums effectively. Here are the methods to check your black points:
Uae Driving License Black Points Check Online
1. Dubai Police App
You can use the Dubai Police App, which provides an easy way to check your black points. Here’s how:
- Download and Install: If you haven’t already, download the Dubai Police App from the Google Play Store or Apple App Store.
- Register or Log In: Create an account or log in using your credentials.
- Navigate to Services: Find the “Services” section in the app’s main menu.
- Select Traffic Services: Choose “Traffic Services” then select “Black Points.”
- Enter Details: Enter your Emirates ID or driving license number to access your black points information.
2. RTA Website
You can also check your black points through the Roads and Transport Authority (RTA) website. Follow these steps:
- Visit the RTA Website: Go to the official RTA website at www.rta.ae.
- Access Traffic Services: Navigate to the “Traffic” section.
- Select “Traffic Fines”: Look for the option to check traffic fines and black points on your license.
- Input Required Information: Enter your Emirates ID or license details to retrieve your black points information.
3. SMS Services
RTA offers SMS services for checking black points. You can get your information directly on your phone by following these steps:
- Compose a New Message: Create an SMS with the text “Points [Your License Number]”.
- Send to 7275: Send the message to the number 7275.
- Receive Information: You will receive a response with your current black points.
4. Visit RTA Customer Service Centers
You can also visit RTA customer service centers located throughout Dubai for assistance. The staff can assist you in checking your black points. Make sure to carry your Emirates ID or driving license for identification.
How Many Black Points Are Allowed In Dubai?
Black points in Dubai are like your resume in driving, so higher points make you a high-risk driver in the RTA system. As long as you have black points under 12, you’ll be considered a low-risk driver. Low-risk drivers get lower penalties and car insurance premiums. Check the table below to understand which traffic violation leads to how many black points in UAE.
| Traffic Violation | Black Points |
| Speeding (up to 20 km/h over limit) | 4 |
| Speeding (21-30 km/h over limit) | 6 |
| Speeding (31-40 km/h over limit) | 8 |
| Speeding (41-50 km/h over limit) | 10 |
| Speeding (more than 50 km/h over limit) | 12 |
| Running a red light | 12 |
| Not wearing a seatbelt (driver and passengers) | 4 |
| Using a mobile phone while driving | 4 |
| Driving without a valid license | 4 |
| Failing to give way to pedestrians | 6 |
| Dangerous driving | 6 |
| Overtaking in a prohibited area | 6 |
| Driving under the influence (DUI) | 24 (and possible jail time) |
| Driving a vehicle that is not roadworthy | 6 |
| Reckless driving (excessive speeding, weaving) | 8 |
| Failing to stop at a stop sign | 6 |
| Changing lanes without signaling | 4 |
| Improper parking (blocking other vehicles) | 2 |
Impact of Black Points on Insurance Rates
Insurance companies assess drivers based on their past behavior and risk factors, and black points serve as a critical indicator of a driver’s risk profile. Here’s how black points can affect insurance rates:
24 points: From an insurance perspective, reaching this threshold can dramatically increase premiums. Insurance providers view high black points as a strong indicator of risky driving behavior. As a result, drivers who have reached this level may face:
- Increased Premiums: Insurers may significantly raise the premiums or may even refuse to offer coverage altogether due to the high-risk factor associated with a license that has 24 black points.
- Policy Limitations: If coverage is offered, it may come with more restrictions or higher deductibles, making it essential for the driver to address their driving habits and seek ways to reduce their points.
Between 12 and 23: Drivers with between 12 to 23 black points in Dubai are also at risk when it comes to insurance premiums. This range indicates a history of frequent violations, which insurance companies closely monitor. The implications for drivers in this category include:
- Moderately Increased Premiums: While this group may not face the same extreme consequences as those with 24 points, insurers typically apply higher premiums to reflect the potential risk. Drivers could see a surge of 15% to 30% in their insurance costs compared to those with clean records.
- Difficulty in Finding Coverage: Similar to those at the 24-point level, drivers nearing 24 points may find it more challenging to secure favorable insurance policies. Less reputable insurance companies may take on such clients, but often at a high premium or with limited benefits.
12 Points: This group is generally perceived as being in a safer zone, but premiums can still reflect the number of points on their record:
- Increased but Manageable Premiums: While premiums may increase for those with black points, the hike is typically less severe compared to those with higher points. Drivers in this group might see an increase of 5% to 15% in their premiums, depending on the specific number of points and the nature of their violations.
- Opportunities for Discounts: Drivers with fewer black points can often take advantage of safe driver discounts or incentives offered by many insurance providers. By maintaining a clean driving record and engaging in safe driving practices, individuals can work towards lowering their premiums over time.
Less than 12 Points: Car insurance premiums are generally more favorable compared to those with higher points.
- Lower Risk Assessment: Insurance providers typically view drivers with fewer than 12 black points as lower-risk clients. This perception often translates into better insurance rates, which can result in premiums that are closer to standard rates or even below-average increases.
- Safe Driver Discounts: Many insurance companies offer competitive discounts for drivers who have fewer than 12 black points. Policies can reflect reduced premiums or additional perks for demonstrating safe driving behavior over time.
- Broader Coverage Options: Drivers with less than 12 black points typically have access to a wider range of insurance options.
How To Remove Black Points On License In Dubai
Gathering black points on your driving license in Dubai can lead to lasting repercussions on your driving record and insurance premiums. Here we explained how to remove black points on license in Dubai:
Transfer Black Points Online In Dubai
Drivers in Dubai have the option to transfer black points in certain circumstances, such as when a driver attends a traffic awareness course or defensive driving program. Here’s how to transfer black points online:
1. Eligibility for Transfer
- Ensure you meet the eligibility criteria for black point transfer. Generally, this applies to drivers who have completed a recognized traffic awareness course aimed at improving driving behavior and safety.
2. Visit the RTA Website
- Go to the official Roads and Transport Authority (RTA) website at www.rta.ae.
3. Access Online Services
- Navigate to the “Online Services” section on the homepage.
- Look for “Traffic Services” or “Black Points Services.”
4. Register or Log In
- If you have not used RTA’s online services before, you will need to register for an account. If you already have an account, simply log in.
5. Request Black Point Transfer
- Locate the option for “Transfer Black Points” within the traffic services section.
- Fill out the online application form, providing the necessary details such as your Emirates ID, driving license number, and any other required information.
- Upload any supporting documents, such as the completion certificate from the traffic awareness course.
6. Submit Your Application
- Review your application for accuracy and completeness, then submit it through the online portal.
7. Receive Confirmation
- After submission, you will receive a confirmation regarding the status of your application. The RTA may take a few days to process the request.
8. Check Your Updated Status
- Once processed, you can return to the RTA website or use their mobile app to check your updated black points status to confirm the successful transfer.
Compare Best Insurance Rates Based on Driving History
Your driving history is a key factor in determining your car insurance rates in the UAE. Insurers assess your record, including black points and past claims, to evaluate risk and set premiums. By comparing insurance rates based on your driving history, you can find better deals and tailor your coverage to suit your needs.
Recommended Insurance Companies for Car Insurance in the UAE Based on Driving History
| Insurance Company | Key Features |
| Emirates Insurance | Offers personalized quotes and discounts for safe drivers. |
| Oman Insurance | Known for comprehensive coverage and excellent customer service. |
| Allianz | Provides flexible plans with potential discounts for clean driving records. |
| ADNIC (Abu Dhabi National Insurance Company) | Specializes in tailored policies based on driving behavior. |
| Takaful Emirates | Offers Sharia-compliant insurance with competitive rates for good drivers. |
| Islamic Arab Insurance (Salama) | Known for its attractive offers for customers with clean records. |
| AXA Gulf | Provides a range of coverage options and rewards for safe driving habits. |
| Union Insurance | Offers discounts for low-claim history and safe driving courses. |
| National General Insurance (NGI) | Competitive rates with a focus on customer satisfaction. |
| Dubai Insurance | Provides various plans suitable for different driving profiles. |
Conclusion
Driving history in the UAE is more important than it seems. It’s not just for penalties, black points represent your driving style and pattern. Insurance companies rely on driving history to estimate your risk. There’s always a plan for reducing black points in Dubai. So if you need help in this matter, keep reading our article on Lookinsure.
