Car insurance add-ons in the UAE

Car insurance add-ons are the optional covers you attach to a comprehensive policy to close the gaps a standard plan leaves open.

In the UAE that usually means roadside assistance, agency repair, off-road cover, an Oman extension or GCC Orange Card, personal accident cover for driver and passengers, a replacement rental car, and natural perils protection against flood and sandstorm damage. Each add-on below sets out what it covers, what it typically costs to add, and which UAE insurers offer it — so you can compare quotes and build a policy around how and where you actually drive.