Al Sagr insurance garage list in the UAE

The Al Sagr insurance garage list is the set of 36 workshops that Al Sagr National Insurance Company has authorised to inspect, price and repair accident damage on its motor policies, spread across Dubai, Sharjah, Ajman and Fujairah. Sending your car to one of them is what makes a repair cashless: the garage bills Al Sagr directly and you pay only your excess. Sending it anywhere else, without written approval first, is the most common reason a UAE motor claim gets cut or refused — which is why it is worth checking the network before you check Al Sagr car insurance renewal quotes or shop for car insurance in Dubai at all.

This guide lists every approved Al Sagr garage by emirate and district with its contact number, shows how the network is actually distributed, explains which list applies to you depending on your car’s age, and walks through getting a repair order before you hand over the keys. Garage lists move — workshops leave networks and new ones join — so the network status of any individual garage should be confirmed with Al Sagr on 04 702 8500 when you register the claim.

What is an Al Sagr approved garage?

An Al Sagr approved garage is an independent UAE workshop that has a standing repair agreement with Al Sagr National Insurance Company, letting it open a repair file against your claim number, submit the damage estimate electronically, and invoice the insurer instead of you. It is not a dealer service centre and it is not a garage Al Sagr merely tolerates — it is a contracted party inside the claims system.

Access to the network depends on the policy you hold. Cashless repair at an approved garage is a feature of comprehensive car insurance, because that is the cover that pays for damage to your own vehicle. Under third-party car insurance your own car is not covered at all, so you would only reach an Al Sagr garage as the innocent party in an accident caused by an Al Sagr policyholder.

What using the network buys you is administrative, not cosmetic: one repair order instead of a reimbursement file, parts logged and approved inside Al Sagr’s system rather than argued about afterwards, and a repair carried out on terms the insurer has already agreed to honour.

The Al Sagr approved garage network at a glance

The Al Sagr garage list runs to 36 workshops across four emirates, verified against the insurer’s approved network in September 2026. Half of it sits in Dubai and just under two-fifths in Sharjah, which means the network is heavily concentrated along the Dubai–Sharjah industrial corridor rather than spread evenly across the country. The table below is the fastest way to see whether your emirate is served before you read the individual workshops.

Emirate	Approved garages	Share of network	Main repair districts
Dubai	18	50%	Al Qusais, Umm Ramool & Al Rashidiya, Al Quoz, Ras Al Khor, Deira
Sharjah	14	39%	Industrial Area, Al Sajaa
Ajman	3	8%	Al Jerf Industrial 1
Fujairah	1	3%	Fujairah
Abu Dhabi, Al Ain, Ras Al Khaimah, Umm Al Quwain	0	0%	No approved garage in the emirate
Total	36	100%	Four emirates

Does Al Sagr publish an official garage list or PDF?

No. Al Sagr does not publish a downloadable garage list, a network list or a PDF on alsagrins.ae, and it does not maintain a public workshop search page. The workshop you are sent to is assigned when your claim is registered, and the assignment is communicated to you by SMS or by the claims team along with your claim reference.

That is why lists like this one exist, and it is also why any list — including this one — should be treated as a strong starting point rather than a guarantee. Call 04 702 8500 with the garage name before you drive there.

Al Sagr approved garages in Dubai

Dubai carries 18 of the 36 approved workshops, clustered in five industrial districts. Al Qusais and the Umm Ramool–Al Rashidiya belt hold six each and take most of the accident bodywork; Al Quoz handles a mix of bodywork and specialist jobs; Ras Al Khor takes heavier structural repairs; Deira has a single workshop. If you want a wider view of what else is available in the emirate outside insurer networks, Lookinsure keeps a separate guide to car service centres in Dubai.

Al Quoz

Garage	Area	Contact number
RPM (motorcycles only)	Al Quoz Industrial Area 3, Street 27, Dubai	+971 55 454 4331
Midtown	Al Quoz, Dubai	+971 55 758 6428
Auto Trak	Warehouse 27, Street 35B, Al Quoz Industrial Area 2, Dubai	+971 50 654 7903

RPM in Al Quoz is a motorcycle workshop. If your Al Sagr policy covers a car rather than a bike, ask the claims team for the Al Qusais RPM or another district instead.

Umm Ramool and Al Rashidiya

Garage	Area	Contact number
Splash Mechanical Repairing	Al Rashidiya, Dubai	+971 50 746 4544
Frankfurt Auto Services	Warehouse D2, 28B Street, Umm Ramool, Dubai	+971 54 755 5627
Auto Kings	20, 28C Street, Umm Ramool, Dubai	+971 50 184 9431
Al Shallal	Street 1, Umm Ramool, Al Rashidiya, Dubai	+971 50 494 5790
Al Tarek (heavy vehicles)	Al Rashidiya, Dubai	+971 50 746 4544
Golden Workshop	44, 9th Street, Umm Ramool, Dubai	+971 55 604 7944

Al Tarek is a heavy-vehicle workshop and takes pickups, trucks and larger commercial vehicles rather than saloons. Splash and Al Tarek appear on the network list under the same contact number, so confirm which line you have reached before arranging a drop-off.

Al Qusais

Garage	Area	Contact number
Al Wesam	Al Qusais Industrial Area, Dubai	+971 54 373 1491
RPM	Al Qusais, Dubai	+971 54 435 1444
Future	Al Qusais, Dubai	+971 50 274 4699
Platinum	Al Qusais, Dubai	+971 55 282 3149
Top Tech	Al Qusais, Dubai	+971 55 409 3255
Abdul Hafidh Al Jassmi Garage	27, 4B Street, Al Qusais Industrial First, Dubai	+971 52 911 9353

Ras Al Khor

Garage	Area	Contact number
Domino Auto Services Centre	Ras Al Khor Industrial Area 1, Dubai	+971 50 508 4080
Al Zarouni	128 Ras Al Khor Road, Ras Al Khor Industrial Area 1, Dubai	+971 50 949 7503

Deira

Garage	Area	Contact number
Cars	Deira, Dubai	+971 50 498 0893

Al Sagr approved garages in Sharjah

Sharjah holds 14 approved workshops, the second-largest concentration on the network and almost all of them inside the Industrial Area, with Al Baloot out at Al Sajaa. For Sharjah residents this is the practical repair base whether the accident happened at home or on Emirates Road, and it is worth knowing the network is this deep here before you renew — Lookinsure compares car insurance in Sharjah across insurers on repair network as well as price.

Garage	Area	Contact number
Al Zalzal	Industrial Area 4, Sharjah	+971 55 576 7056
Al Welaya	First Industrial Street, Industrial Area 2, Sharjah	+971 50 646 5350
Al Manas	Sharjah	+971 50 369 4009
Murasil	Sharjah	+971 56 135 4297
Fox Auto Workshop	Industrial Area, Sharjah	+971 50 688 9737
Al Baloot (Ghabat Al Baloot Auto Maintenance)	Al Sajaa, Sharjah	+971 50 538 8911
Al Massi	Sharjah	+971 55 733 4887
Araizona	Sharjah	+971 54 704 9897
Surooh	Sharjah	+971 56 577 5025
Arabic Union	Sharjah	+971 55 521 0406
Shat Al Neel	Sharjah	+971 58 817 2486
Abu Fadha	Industrial Area, Sharjah	+971 54 967 8202
Motor Tek	Industrial Area, Sharjah	+971 50 891 4942
German Art	7 Street, Industrial Area, Sharjah	+971 50 190 9293

Al Sagr approved garages in Ajman

Ajman has three approved workshops, two of them in Al Jerf Industrial 1. For a minor repair this is usually enough; for structural damage the claims team will normally route the car to Sharjah or Dubai, where the network is deeper. Drivers weighing that up when they renew can compare car insurance in Ajman on the same basis.

Garage	Area	Contact number
Al Asran	Al Jerf Industrial 1, Ajman	+971 50 899 0344
Oskar	Ajman	+971 50 992 2365
Al Bawaba	Al Jerf Industrial 1, Ajman	+971 55 443 0885

Al Sagr approved garages in Fujairah

Fujairah has exactly one approved Al Sagr workshop. If you live on the east coast, that single point of contact matters more than any premium difference, because everything else goes over the mountains to Sharjah — a factor worth putting into the comparison alongside price when you look at car insurance in Fujairah.

Garage	Area	Contact number
Al Shaji	Fujairah	+971 50 789 7420

Which emirates have no Al Sagr approved garage?

Abu Dhabi, Al Ain, Ras Al Khaimah and Umm Al Quwain have no approved Al Sagr garage. The network stops at four emirates, and that is not a gap in this list — it is the shape of the network itself.

If you are an Al Sagr policyholder in one of those four emirates, call 04 702 8500 before you move the car anywhere. A repair will normally be routed to Dubai or Sharjah, recovery is arranged on the toll-free line, and the one thing you should not do is drop the car at a convenient local workshop and start the job — an unapproved repair carried out without a written repair order is exactly what insurers refuse or discount.

Where damaged and written-off cars go: the Al Sajaa question

Al Sajaa in Sharjah is the industrial district most UAE drivers mean when they search for an insurance salvage yard, and it is where a large share of the country’s accident-damaged and written-off vehicles are stored, assessed and auctioned. Al Sagr does not publish a salvage-yard address of its own. What it does have in Al Sajaa is an approved repair workshop — Al Baloot, listed above on +971 50 538 8911.

The distinction matters when you are chasing a car. A vehicle that is repairable goes to one of the 36 approved garages. A vehicle declared a total loss stops being a repair case and becomes a settlement case: the insurer takes possession of the wreck, moves it to a storage or salvage yard of its choosing, and pays out its pre-accident market value instead of fixing it. If your car has been assessed as beyond economical repair, the storage location is decided by Al Sagr’s claims team and confirmed to you directly — and it is worth understanding how a total-loss settlement works in the UAE before you agree a figure.

Agency repair or garage repair: which list applies to you

Your car’s age at the time of the accident decides which repair route Al Sagr sends you down. Al Sagr states two windows on its own motor product pages, verified in September 2026: agency repair at a manufacturer-authorised dealer for up to 3 years from the vehicle registration date, and outside-agency repair for up to 10 years from registration.

	Agency repair	Non-agency (approved garage) repair
Where the car goes	The brand’s authorised dealer service centre	One of the 36 workshops on this page
Vehicle age window	Up to 3 years from registration	Up to 10 years from registration
Parts	Manufacturer-supplied original parts	Original or equivalent parts, subject to the policy’s depreciation terms on older vehicles
Premium effect	Higher — agency repair is a paid benefit on the policy schedule	Lower — the standard comprehensive repair route
Who chooses	Set by your policy schedule, not at claim time	Set by your policy schedule, not at claim time

The practical consequence: if your schedule says agency repair, this garage list is not the one you use — you go to the dealer. If it does not, the 36 workshops above are your options. Neither is negotiable after the accident, so it is a decision made at purchase, and it is one of the specific things to look at when you compare Al Sagr car insurance cover and prices against other insurers.

How cashless repair works at an Al Sagr garage

Cashless means Al Sagr settles the repair invoice with the workshop directly and you never front the money. It does not mean free — your policy excess still applies, and it is paid to the garage, not the insurer.

1. You report the accident to Al Sagr and receive a claim reference number.
2. Al Sagr names the approved garage, or confirms the one you have asked for.
3. You deliver the car — driven if it is roadworthy, recovered if it is not. Al Sagr’s toll-free recovery line is 800 88726, and the same 24/7 service covers towing, battery, flat tyre, lockout and fuel delivery. If your schedule does not include it, roadside assistance cover is worth adding at renewal.
4. The garage photographs the damage and uploads a repair estimate against your claim number.
5. Al Sagr issues a repair order — or, if the estimate is too high relative to the car’s value, opens a total-loss assessment instead.
6. Repairs begin. Nothing should be started before the repair order exists.
7. You collect the car, pay your excess to the garage, and Al Sagr settles the rest of the invoice.

Step 6 is the one people get wrong. A garage that starts work on a verbal go-ahead has no protection and neither do you: without the repair order, the invoice is not guaranteed and the difference lands on your side.

What Al Sagr cashless repair does not cover

Cashless removes the payment step, not the policy terms. Five things still come out of your pocket at collection.

• Your excess. The compulsory deductible shown on your policy schedule, paid to the garage. This is the amount that decides whether a small repair is worth claiming at all — worth reading up on how the deductible works before you file.
• Depreciation on parts. On older vehicles repaired outside the agency, the policy can apply a wear-and-tear share to replacement parts.
• Anything outside the accident. Pre-existing dents, mechanical faults and servicing found during the strip-down are yours.
• Benefits you did not buy. Replacement vehicle, off-road recovery and similar extras are optional on Al Sagr policies rather than standard.
• Glass, if it is not on the schedule. Windscreen damage is often handled under a separate limit or a separate benefit, so check whether your policy carries windscreen cover before assuming a chip is included.

If the excess is the part that stings, the premium does not have to arrive in one payment either: Lookinsure lets you pay for car insurance with Tabby or split the premium with Tamara over four instalments, which frees up cash for the excess when a claim does happen.

How to report an Al Sagr motor claim and get garage approval

Report first, move the car second. In the UAE the police report is the document the whole claim hangs on, and no approved garage will open a file without it.

1. Call the police from the scene and obtain the accident report. In Dubai this is now largely done through the Dubai Police app for minor accidents — Lookinsure has a step-by-step guide to getting a Dubai Police accident report.
2. Call Al Sagr on 04 702 8500, or 800 88726 if the car needs recovery, and register the claim.
3. Send your documents — police report, mulkiya, driving licence, Emirates ID and policy copy.
4. Receive your claim reference and garage assignment by SMS or from the claims team.
5. Deliver the car to that garage and quote the claim number when you hand it over.

Do not let this sit. Motor policies in the UAE carry a notification window measured in days, and a late report is a recognised ground for reducing or refusing a claim regardless of who was at fault — see how long you have to report a claim for the timings that apply.

Documents to bring to the garage

• Your Al Sagr claim reference number
• The police report — the app-issued electronic copy or the stamped paper original
• Vehicle registration card (mulkiya)
• Driving licence of whoever was driving at the time of the accident
• Emirates ID, valid
• A copy of the policy schedule
• Trade licence, only if the vehicle is registered to a company

Turning up with all seven is the single cheapest way to shorten a repair. Missing paperwork does not just delay the estimate — it delays the repair order, and the car sits in the workshop yard until it arrives.

How to check a garage is still on the Al Sagr network

Ask Al Sagr, not the garage. Workshops leave and join insurer networks quietly, and a workshop that was approved last year has every commercial reason to say it still is.

• Call 04 702 8500 and read out the garage name and emirate before you drive there.
• Ask the claims handler to confirm the assignment in writing — an SMS with the claim reference and garage name is enough.
• Check the repair order names the same workshop you are standing in.
• If you want a specific garage from this list, ask at registration. Requests are usually accommodated when the workshop suits the damage type.

Al Sagr contact numbers for claims, recovery and garage approval

What you need	Channel
Register a motor claim, confirm a garage, general enquiries	+971 4 702 8500
Accident recovery, towing, battery, flat tyre, lockout, fuel — 24/7	800 88726 (toll free)
Head office	Burjuman Business Tower, 18th Floor, Sheikh Khalifa Bin Zayed Road, PO Box 121828, Dubai
Insurer	Al Sagr National Insurance Company (ASNIC), regulated by the Central Bank of the UAE

Al Sagr National Insurance Company is a UAE insurer listed on the Dubai Financial Market and regulated by the Central Bank of the UAE, and it sells across both motor and medical lines. It should not be confused with Al Sagr Cooperative Insurance Company, a separate Saudi insurer with a similar name that does not underwrite UAE motor policies and has no connection to the garages on this page.

Compare approved garage networks across other UAE insurers

Thirty-six workshops in four emirates is a mid-sized UAE network. If repair access is what you are buying on, it is worth seeing the shape of the alternatives: Methaq’s approved garage network runs to roughly fifty workshops and reaches Abu Dhabi, Musaffah, Al Ain, Ras Al Khaimah and Fujairah, which is a materially wider footprint for anyone living outside the Dubai–Sharjah corridor. Lookinsure also maintains a single view of approved garage networks across UAE insurers if you want to compare several at once.

The bottom line

Al Sagr’s approved repair network is 36 workshops across Dubai, Sharjah, Ajman and Fujairah — deep along the Dubai–Sharjah industrial corridor and absent everywhere else. If you drive in those four emirates, the network is convenient and a cashless repair is straightforward. If you drive in Abu Dhabi, Al Ain, Ras Al Khaimah or Umm Al Quwain, every claim means a recovery truck and a repair in another emirate, and that is a real cost that does not appear on a premium quote.

Repair network is one of the things worth weighing alongside price, excess and agency-repair terms. You can compare car insurance quotes online across UAE insurers on Lookinsure in a couple of minutes and see how Al Sagr’s cover and premium sit against the rest before your next renewal.

Frequently asked questions