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Honda car insurance in the UAE
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Regulated by the Central Bank of the UAE
Regulated by the Central Bank of the UAE
Honda car insurance in the UAE starts at AED 570 a year for third-party cover and AED 1,120 a year for comprehensive cover, based on Lookinsure quotes for the Honda Civic, Accord, City, CR-V and Pilot. Third-party liability is the legal minimum for any car on UAE roads under the Unified Motor Vehicle Insurance Policy; comprehensive cover adds damage to your own Honda.
Honda insurance is not a separate product. Whether you call it Honda motor insurance, vehicle insurance or auto insurance, it is a standard UAE motor policy priced for your model, its age and its value. That is why the same insurer can quote a Civic and a Pilot very differently on third-party cover. You can compare cheap car insurance quotes online from several insurers in one place, then buy and pay for the policy without visiting a branch.
Third-party cover
From AED 570 a year (Honda Civic, Sukoon)
Comprehensive cover
From AED 1,120 a year on all five models quoted (Methaq)
Payment
Pay in full or split into 4 interest-free instalments with Tabby or Tamara
Honda car insurance cost in the UAE by model
The cost of Honda car insurance in the UAE starts lower than most drivers expect. The cheapest third-party quote for a Honda ranges from AED 570 for a Civic to AED 790.48 for a Pilot. Every comprehensive quote in the sample came from Methaq car insurance at AED 1,120, whatever the model.
These are sample quotes for one vehicle of each model. Your own price for Honda motor insurance will move with the car's year, its insured value and your driving history. The figures below are a realistic floor, not a promise.
| Honda model | Cheapest third-party quote | Next third-party quote | Cheapest comprehensive quote |
|---|---|---|---|
| Civic | AED 570 (Sukoon) | AED 575 (RAK Insurance) | AED 1,120 (Methaq) |
| Accord | AED 575 (RAK Insurance) | — | AED 1,120 (Methaq) |
| City | AED 600 (Methaq) | — | AED 1,120 (Methaq) |
| CR-V | AED 622 (Methaq) | AED 728 (Dubai National Insurance) | AED 1,120 (Methaq) |
| Pilot | AED 790.48 (RAK Insurance) | — | AED 1,120 (Methaq) |
Honda Civic insurance price
The Civic is the cheapest Honda to insure on third-party cover: AED 570 a year from Sukoon car insurance (formerly Oman Insurance), with RAK Insurance AED 5 behind. Comprehensive cover for the same Civic was AED 1,120.
Honda Accord insurance price
An Accord costs AED 575 a year for third-party cover and AED 1,120 for comprehensive. Despite being a larger sedan than the Civic, it priced within AED 5 of it on the legal minimum.
Honda City insurance price
The City's cheapest third-party quote was AED 600, from Methaq, which also quoted AED 1,120 for comprehensive cover. Older City models are common in the UAE's used market, so check the car's age before you choose a cover type.
Honda CR-V insurance price
Third-party cover for a CR-V starts at AED 622 with Methaq, and the next quote was AED 728 from Dubai National Insurance. Comprehensive cover came in at AED 1,120.
Honda Pilot insurance price
The three-row Pilot has the highest third-party price of the five models at AED 790.48 a year, from RAK Insurance. Comprehensive cover matched the rest of the range at AED 1,120.
Other models, such as an older Jazz (Fit) or an Odyssey, are priced the same way: enter the model, year and value to see live quotes. If your Honda is more than a few years old, it is worth reading how car insurance prices change with vehicle age before you renew.
Comprehensive or third-party Honda car insurance: which should you choose?
There are two types of Honda car insurance plans in the UAE: third-party and comprehensive. Choose comprehensive Honda car insurance if your car is financed, under five years old, or something you could not afford to repair yourself after an at-fault accident. On the quotes above, the step up from third-party costs AED 330 to AED 550 a year.
Third-party car insurance pays for damage and injury you cause to others, and nothing for your own Honda. Comprehensive car insurance adds accidental damage, fire and theft cover for your own car. Our guide to how comprehensive and third-party cover differ works through real claim scenarios.
Choose comprehensive if
Your Honda is financed (lenders require it), still under the dealer's warranty, recently bought, or worth more than you could pay to repair or replace out of pocket.
Third-party is enough if
Your Honda is older, fully paid off and of modest value, and you accept paying for your own repairs after an accident you cause.
Pay for Honda insurance in 4 instalments
You do not have to pay the full premium upfront. Eligible customers can split the cost into 4 interest-free payments with Tabby car insurance instalments or Tamara car insurance instalments, and the policy activates once the first payment clears.
| Honda policy | Annual premium | First payment | Remaining payments |
|---|---|---|---|
| Civic, third-party (Sukoon) | AED 570 | AED 142.50 | 3 × AED 142.50 |
| Pilot, third-party (RAK Insurance) | AED 790.48 | AED 197.62 | 3 × AED 197.62 |
| Any model, comprehensive (Methaq) | AED 1,120 | AED 280 | 3 × AED 280 |
Al-Futtaim, agency repair and your Honda
Al-Futtaim, through Trading Enterprises, is the sole authorised distributor of Honda cars in the UAE, so its showrooms and service centres are the official Honda dealer network. That matters for insurance because it decides where your Honda is repaired after a claim.
Comprehensive policies repair either at the dealer ("agency repair") or at a network garage. Agency repair uses Honda technicians and genuine parts and usually costs more; it is worth paying for while your Honda is new or under warranty. Once it is older, a policy that uses insurer-approved garages is usually cheaper. Agency repair is not included in every quote, so confirm it on the policy schedule before you buy.
Al-Futtaim's link to insurance goes further: Orient car insurance is issued by Orient Insurance, a member of the Al-Futtaim Group. Treat it like any other quote and compare it on price, repair type and excess.
What does Honda car insurance cover?
Honda comprehensive car insurance covers damage to your own car as well as your liability to others; third-party cover includes only the last item below. These are the standard inclusions, and the exact wording sits in each insurer's policy.
- Accidental damage to your Honda from collision or overturning.
- Theft or attempted theft of the car.
- Fire, explosion and lightning.
- Natural perils such as storms and floods, where the policy includes them.
- Vandalism and malicious damage.
- Third-party liability: damage or injury your Honda causes to other people and their property.
Storm and flood damage is not automatic on every policy. If yours leaves it out, flood cover can be added.
What is not covered under a Honda policy?
No Honda policy pays for wear and tear, and most refuse claims arising from how the car was driven. These are the main exclusions to check before you buy:
Wear and breakdown
Mechanical or electrical failure caused by age or use, not by an accident.
Driver at fault in law
Driving under the influence, without a valid licence, or by someone the policy does not allow.
Deliberate or excluded use
Intentional damage, racing, and off-road driving the policy does not cover.
Breakdown is the gap most Honda owners notice once the manufacturer's warranty ends. Mechanical breakdown cover fills it for an extra premium.
Honda car insurance add-ons worth considering
Add-ons extend a comprehensive policy for situations it does not cover by default. For daily driving, the two most used are roadside assistance cover for breakdowns, flat tyres and towing, and personal accident cover for the driver and passengers.
Modern Hondas use smart keys, which are expensive to replace, so car key replacement cover is worth a look. Windscreen cover pays for chipped or cracked glass. Limits and prices differ by insurer, so compare them on the quote rather than assuming a standard amount.
What affects your Honda car insurance premium?
Your Honda car insurance premium depends mainly on the car's value, its age and your driving record; the model matters most for third-party cover. Insurers price comprehensive cover from the car's insured value, so it helps to understand how insurers value your car before you accept a figure.
Model and engine
Larger three-row models such as the Pilot priced higher on third-party cover than the Civic or Accord.
Insured value and age
A newer, more valuable Honda costs more to cover comprehensively.
Driving and claims history
Past claims and traffic violations raise the premium; a claim-free record lowers it.
Driver age and licence
Younger drivers and newly licensed drivers usually pay more.
Cover type and repair
Comprehensive costs more than third-party; agency repair costs more than garage repair.
Add-ons and excess
Each add-on raises the premium; a higher voluntary excess lowers it.
How to get cheap Honda car insurance
The quickest saving is comparing quotes: for the same CR-V, third-party cover cost AED 622 with one insurer and AED 728 with another. Beyond that, affordable Honda car insurance comes from a few levers you control.
Protect your no-claims record
Each claim-free year builds a discount you carry to your next policy.
Raise your excess
Agreeing to pay more of a small claim yourself lowers the premium.
Drop add-ons you won't use
If your bank card already includes roadside help, don't pay for it twice.
Match repair type to age
Agency repair is worth it on a new Honda; garage repair is cheaper on an older one.
Renew early and compare
Your current insurer's renewal price is not always its best price.
Our guides explain how a no-claims bonus builds up and how a voluntary excess changes the premium. For tactics that apply to any car, see more ways to lower a car insurance premium.
Honda car insurance providers in the UAE
Four insurers produced the cheapest Honda quotes: Methaq, Sukoon, RAK Insurance and Dubai National Insurance. Methaq was the cheapest for comprehensive cover on every model, while RAK car insurance had the lowest third-party price for the Accord and Pilot.
Dubai National Insurance car insurance was the second-cheapest third-party option for the CR-V. Cheapest is not always best, so check claims handling, repair type and add-on limits too. You can review all UAE car insurance providers before you choose.
How to buy Honda car insurance online
You can buy or purchase Honda car insurance online in a few minutes with your Emirates ID, driving licence and vehicle registration to hand. Start by entering your car's details to get a car insurance quote.
Step 1
Enter your Honda's details
Model, year, value and your driver details.
Step 2
Compare quotes
Check price, cover type, repair type and excess side by side.
Step 3
Choose add-ons
Add only what you need, such as roadside assistance or flood cover.
Step 4
Pay
Pay in full by card or split into 4 payments with Tabby or Tamara.
Step 5
Receive your policy
Your policy documents are issued once payment is confirmed.
Documents required for Honda car insurance
Insurers ask for the same core documents for every make. Our list of documents required for car insurance covers special cases such as imported cars.
Always needed
Emirates ID, a valid UAE driving licence and the vehicle registration card (Mulkiya).
Sometimes needed
Your previous policy and a no-claims certificate when switching insurer; the purchase documents for a brand-new Honda.
Honda car insurance renewal online
You can renew Honda car insurance online and should do it before the policy expires, because a lapse leaves you driving uninsured and blocks your vehicle registration renewal. Renewal is also the best moment to switch to a cheaper insurer.
Step 1
Get renewal quotes
Enter your Honda's current details, including any change of value or address.
Step 2
Compare with your insurer's offer
Check your no-claims discount has been applied before you accept.
Step 3
Pay and download
Pay online and keep the renewed policy for your registration.
Bought a used Honda with time left on the seller's policy? Read how to transfer car insurance before you decide whether to keep it or buy new cover.
How to make a Honda car insurance claim
To make a Honda car insurance claim, get a police report for the accident or theft, then notify your insurer as soon as possible with your policy number. The insurer assesses the damage and authorises repairs at the dealer or a network garage, depending on your policy.
Step 1
Report it to the police
Obtain the police report; insurers will not process an accident claim without it.
Step 2
Notify your insurer
Call or file online with your policy number and the report reference.
Step 3
Submit documents
Send the claim form, photos and the documents listed below.
Step 4
Damage assessment
The insurer's surveyor inspects the car and approves the repair estimate.
Step 5
Repair or settlement
Your Honda is repaired at the agency or a network garage, or the claim is settled.
Our step-by-step guide on how to claim car insurance in the UAE covers police reporting by emirate and what to do if the other driver is at fault.
Documents required for a Honda car insurance claim
Identity and licence
The insured's Emirates ID and the driver's licence, valid on the date of the accident.
Car and incident
Vehicle registration (Mulkiya), the police or theft report, and clear photos of the damage and scene.
Claim paperwork
The insurer's claim form, repair estimates, and medical reports if anyone was injured.
Insuring more than one car? Compare quotes for other Japanese makes:
Frequently asked questions
A Honda insurance policy is a standard UAE motor insurance policy issued for a Honda car. Third-party cover is the legal minimum and pays for damage you cause to others. Comprehensive cover also repairs your own Honda after an accident, fire or theft. Insurers price it by model, age, value and driver history.
Honda car insurance costs from AED 570 a year for third-party cover and AED 1,120 for comprehensive, based on Lookinsure quotes for five models. Third-party prices run from AED 570 for a Civic to AED 790.48 for a Pilot. Your price depends on the car's year, value and your driving record.
Third-party insurance for a Honda Civic starts at AED 570 a year with Sukoon, and RAK Insurance quoted AED 575. That makes the Civic the cheapest Honda to insure on the legal minimum. Comprehensive cover for the same Civic was AED 1,120, or four payments of AED 280 with Tabby or Tamara.
Car insurance for a Honda Accord starts at AED 575 a year for third-party cover, quoted by RAK Insurance, and AED 1,120 for comprehensive cover from Methaq. The Accord prices almost exactly like the Civic despite being larger. A newer or higher-value Accord will cost more to cover comprehensively.
Yes. On Lookinsure quotes, a Honda costs from AED 570 a year for third-party cover and AED 1,120 for comprehensive, at the low end of UAE car insurance prices. The Civic and Accord are the cheapest models to insure. Larger models such as the Pilot cost more on third-party cover, and newer, higher-value cars cost more comprehensively.
No. Honda is not an insurer in the UAE, so your policy is issued by an insurer licensed by the Central Bank of the UAE. Al-Futtaim distributes Honda cars, and Orient Insurance belongs to the Al-Futtaim Group, but any licensed insurer can cover your Honda. Compare several quotes before you buy.
Yes. You can renew Honda car insurance online by entering your car's details, comparing renewal quotes, and paying by card or in four instalments. Renew before the expiry date, because you cannot renew your vehicle registration without valid insurance. Renewal is also the easiest moment to switch to a cheaper insurer.
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