Nissan Altima
TPL
Features and Benefits
24/7 Roadside assistance
Starting From
AED
750AED
187.5monthly in 4 payments
Adamjee car insurance in UAE
Pay in 4 months with
And
Regulated by the Central Bank of the UAE
Regulated by the Central Bank of the UAE
Adamjee car insurance is motor cover sold in the UAE by Adamjee Insurance Company Limited (AICL), which has been licensed to operate in the UAE since 24 July 1972 and is listed on the Emirates Insurance Association's register of foreign insurance companies. It offers comprehensive and third-party liability policies that meet the requirements of the Unified Motor Vehicle Insurance Policy and is supervised by the Central Bank of the UAE.
Through Lookinsure you can compare car insurance quotes online, see how Adamjee prices against other UAE insurers, and buy or renew in minutes.
Adamjee is positioned as a value insurer rather than a premium-brand one. It is most often shortlisted by drivers with older cars, imported or non-GCC vehicles, and anyone who has been quoted heavily elsewhere and wants an insurer with a broader underwriting appetite.
Category | Details |
Legal entity | Adamjee Insurance Company Limited (AICL) — UAE head office in Business Bay, Dubai, with branch offices in Abu Dhabi and Sharjah |
Founded | Incorporated as a public limited company on 28 September 1960; licensed in the UAE since 24 July 1972 |
Regulator | Central Bank of the UAE, which has supervised UAE insurance since 2021 |
Paid-up capital in the UAE | AED 238,252,555 |
Ratings and certifications | Financial strength rating of B from AM Best (UK) and AA+ from PACRA; ISO 9001:2015 certified by Lloyd's Register Quality Assurance |
Coverage types | Comprehensive motor insurance and third-party liability, with Silver and Gold third-party packages and optional add-ons |
Third-party premium (Nissan Altima example) | From AED 750 |
Comprehensive premium (Nissan Altima example) | From AED 1,375 |
Payment options | Card in full, or four interest-free instalments through Tabby or Tamara when bought via Lookinsure |
Repair network | Insurer-approved garage network; agency-repair and premium-garage upgrades available on comprehensive plans whose policy schedule includes them |
Best suited to | Budget-conscious drivers, older vehicles, imported and non-GCC cars, and drivers declined or heavily loaded elsewhere |
Adamjee car insurance prices in the UAE
Adamjee third-party car insurance starts at AED 750 a year and Adamjee comprehensive car insurance starts at AED 1,375 a year. Both figures are for a 2024 Nissan Altima with a market value of AED 68,000, quoted through Lookinsure.
Comprehensive cover costs roughly 1.7 times third-party cover for the same car. That multiple is a useful sense check on any UAE motor quote: if the gap between your two quotes is much wider, the comprehensive plan is either carrying add-ons you did not ask for or valuing your car unusually high.
One number deserves attention before you buy. Adamjee declared the Altima at AED 68,000 — about 70% of its AED market value, against 86% at DNI and 85% at RAK Insurance. Declared value is the figure your total-loss or theft claim is settled against, so a lower premium paired with a lower declared value is a genuine trade-off, not a free saving. Check the declared value on your own quote before comparing premiums alone.
Prices vary by car, driver age, claims history and licence tenure, so treat these as a starting point rather than your price. Corolla owners can compare current figures on the Toyota car insurance page.
Adamjee comprehensive vs third-party car insurance
Decide what you need before you compare insurers. Third-party liability is the legal minimum and pays only for injury or damage you cause to others. Comprehensive adds damage to your own car, fire, theft, flood and a set of practical benefits on top.
If your car is financed, worth more than about AED 30,000, or you would struggle to replace it out of pocket, choose comprehensive. If the car is old, low-value and you drive it lightly, third-party is the rational choice. Lookinsure's comprehensive car insurance and third-party car insurance pages explain each cover type in full.
Feature | Adamjee comprehensive insurance | Adamjee third-party insurance |
Starting premium | AED 1,675 | AED 975 |
Vehicle damage cover | Included | Not covered |
Declared vehicle value | AED 30,242 | Not applicable |
Third-party injury and death liability | Included | Included |
Third-party property damage | Included up to policy limit | Included up to policy limit |
Fire and theft cover | Included | Not covered |
Natural disaster and flood cover | Included | Not covered |
Windscreen protection | Included | Not covered |
Personal accident — driver | Included | Included |
Personal accident — passenger | Included | Included |
Roadside assistance | Included (24/7) | Optional on the base quote (+AED 10); included in the packaged Silver and Gold plans |
Replacement vehicle | Up to 10 days on non-fault claims, where the policy schedule includes it | Included in the Silver and Gold packages; not on the base quote |
Nationwide UAE coverage | Included | Included |
Repair type | Workshop repair through approved garages | Not applicable |
Agency repair upgrade | Available where the policy schedule includes it | Not available |
Premium garage upgrade | Available where the policy schedule includes it | Not available |
Best for | Drivers protecting their own vehicle and wanting broader benefits | Drivers who need affordable legal liability cover only |
Note: prices are for a 2021 Toyota Corolla valued at AED 43,000.
Adamjee third-party packages: Silver and Gold
Adamjee sells its third-party cover in two named packages, Silver and Gold, and the difference between them is service rather than liability. Both carry the same statutory third-party protection; Gold adds concierge and lifestyle benefits on top of everything in Silver.
This structure is unusual in the UAE market, where third-party cover is normally sold as a bare legal minimum. It is one of the few genuine reasons to choose Adamjee third-party over a cheaper competitor quote.
Benefit | Silver package | Gold package |
Third-party bodily injury and property damage | Included | Included |
Roadside assistance — towing, battery boost, lockout, flat tyre, emergency fuel | Included | Included |
Windscreen damage, ambulance and emergency medical expenses | Included | Included |
Personal accident cover for driver and passengers | Included | Included |
Replacement vehicle | Up to 10 days | Up to 10 days |
Annual car checkup and airport transfer | Once per year | Once per year |
Concierge services — restaurant and ticket bookings, DEWA, FEWA, RTA and Salik bill payment, visa applications | Included | Included |
Airport meet and greet | Not included | Twice per year |
Home cleaning or maid service | Not included | Two sessions |
Document delivery service | Not included | Included |
Geographical cover | UAE only | UAE only |
Package contents above are as published by Adamjee Insurance on adamjeeinsurance.ae. Availability and pricing depend on the quote you are issued, so check which package your quote covers before you buy — the Silver and Gold benefits are not automatic on every third-party price you are shown.
Is Adamjee car insurance right for you?
Adamjee suits drivers who want practical cover at a competitive price and care more about affordability and acceptance than brand prestige. It is a weaker fit if you want the widest possible benefits list or regularly drive into Oman, because Adamjee's motor cover is UAE-only.
Its strongest niche is vehicles other insurers hesitate over. Owners of imported, American-spec and non-GCC car insurance cases frequently end up with Adamjee after being declined or quoted punitively elsewhere.
Adamjee may be a good fit if you want… | Why |
Competitive comprehensive pricing | AED 1,675 was the lowest comprehensive premium of the three insurers compared below |
Affordable third-party cover with real service benefits | The Silver and Gold packages add roadside, medical and concierge cover to a legal-minimum policy |
Cover for imported or non-GCC cars | Broader underwriting appetite than most UAE insurers |
Agency or premium-garage repair | Both upgrades are available on comprehensive plans whose policy schedule includes them |
To spread the cost | Four interest-free instalments through Tabby or Tamara on Lookinsure |
Adamjee may not suit you if… | Why |
You drive to Oman or across the GCC | Cover is UAE-only and no Orange Card is offered |
You want the highest total-loss settlement | The declared value quoted was about 30% below market value |
You need family or employee accident cover | Not specified in the quoted plans; RAK includes both |
Adamjee vs DNI vs RAK prices: third-party car insurance
Third-party cover is usually chosen on price, but liability limits, roadside support and personal accident benefits matter just as much as the premium when something goes wrong.
The three insurers below take visibly different approaches: DNI car insurance undercuts on premium, RAK car insurance loads the policy with benefits, and Adamjee sits between them. Meanwhile, if you're looking for another affordable car insurance, try checking Insurance House car insurance prices.
Third-party comparison point | Adamjee | Dubai National Insurance (DNI) | RAK Insurance | How to interpret it |
Basic premium | AED 975 | AED 728 | AED 1,019.62 | Starting price before add-ons |
Third-party bodily injury or death | Covered as per UAE policy wording | Covered as per UAE policy wording | Unlimited liability | Core legal liability protection |
Third-party property damage | Covered up to policy limit | Covered as per policy terms | Up to AED 2,000,000 | Matters when you damage an expensive vehicle |
Personal accident — driver | Included | Included | Included | Driver injury and death protection |
Personal accident — passengers | Included | Not specified in base plan | Included | Important for family or private-use vehicles |
Personal accident — family members | Not specified | Not specified | Included | Additional household protection |
Personal accident — employees | Not specified | Optional add-on | Included | Useful if you employ a driver or helper |
Ambulance services | Included in the Silver and Gold packages | Not specified | Up to AED 6,770 per person | Post-accident emergency support |
Roadside assistance | Optional on the base quote (+AED 10) | Included (Normal IMC package) | Included | Everyday breakdown support |
Oman extension / Orange Card | Not included | Not specified | Optional annual Orange Card (+AED 650) | Required for driving into Oman |
Nationwide UAE coverage | Included | Included | Included | Standard UAE territorial coverage |
Note: prices are for a 2021 Toyota Corolla valued at AED 43,000.
Adamjee vs DNI vs RAK prices: comprehensive car insurance
Comprehensive cover should be compared on total protection, not premium alone. A slightly higher premium can be the better buy when it comes with a higher declared value, wider benefits or more repair flexibility.
On this comparison Adamjee wins on price and repair flexibility, and loses on declared value and cross-border cover.
Comprehensive comparison point | Adamjee | Dubai National Insurance (DNI) | RAK Insurance | How to interpret it |
Basic premium | AED 1,675 | AED 1,700 | AED 1,829.25 | Base comprehensive price |
Declared vehicle value | AED 30,242 | AED 36,962 | AED 36,585 | What a total-loss or theft claim is settled against |
Repair type | Workshop repair | Workshop repair | Workshop repair | Approved-network garage coverage |
Own damage cover | Included | Included | Included | Core comprehensive protection |
Fire and theft cover | Included | Included under own damage | Included | Protection against non-collision loss |
Third-party bodily injury or death | Included | Included | Unlimited liability | Liability to others |
Third-party property damage | Included up to policy limit | Included | Up to AED 3,500,000 | Matters for expensive third-party claims |
Driver personal accident benefit | Included | Included | Included | Driver injury and death protection |
Passenger personal accident benefit | Included | Family and friends benefit included | Included | Passenger protection |
Family members accident benefit | Not specified | Included | Included | Useful for household drivers and passengers |
Employee accident benefit | Not specified | Included | Included | Relevant if you employ a driver |
Emergency medical expenses | Not specified on the comprehensive quote | Up to AED 5,000 | Up to AED 5,000 | Medical-expense support after accidents |
Ambulance services | Listed by Adamjee as a comprehensive policy benefit | Included | Up to AED 6,770 per person | Emergency transportation support |
Windscreen cover | Included | Up to AED 3,500 | Up to AED 2,000 | Common practical damage benefit |
Personal effects and belongings | Not specified | Up to AED 5,000 | Up to AED 5,000 | Coverage for belongings inside the vehicle |
Roadside assistance | Included (24/7) | Included (IMC Gold) | Included, UAE and Oman | Breakdown and towing support |
Replacement vehicle | 10 days (non-fault only) | Optional 7 days (+AED 150) | Courtesy-car cashback benefit | Matters during repair downtime |
Natural disaster and flood cover | Included | Included | Included | Important in UAE weather conditions |
Oman and GCC extension | UAE only | Oman extension available | GCC own-damage cover included | Important for cross-border driving |
Orange Card | Not offered | Required for Oman | Two free Oman trips included | Needed to drive into Oman |
Off-road cover | Excluded — Adamjee states off-road cover is not provided | Not specified | Included for 4x4 vehicles | Relevant for SUVs and 4x4s |
New car replacement | Not specified | Not specified | Included up to 6 months | Valuable for new-car buyers |
Key replacement and locks | Not specified | Not specified | Up to AED 5,000 | Convenience and security benefit |
Agency repair option | Optional — must appear on the policy schedule | Not specified | Not specified | Important for newer vehicles |
Premium garage repair | Optional — must appear on the policy schedule | Not specified | Not specified | Better repair-quality positioning |
Note: prices are for a 2021 Toyota Corolla valued at AED 43,000.
Which insurer should you choose: Adamjee, DNI or RAK?
Choose Adamjee comprehensive if you want the lowest comprehensive premium of the three and free agency or premium-garage repair, and you accept a lower declared value in exchange. At AED 1,675 it was the cheapest comprehensive quote in this comparison.
Choose DNI if you only need third-party cover and price is the deciding factor — AED 728 is the lowest premium here. Choose RAK if your car is less than six months old, if you drive into Oman, or if you need family and employee accident cover, because RAK is the only one of the three that includes all of those.
Your priority | What to check | Likely direction |
Lowest third-party premium | Basic premium | DNI |
Cheapest practical comprehensive option | Premium against core benefits | Adamjee |
Better repair positioning | Agency and premium-garage repair | Adamjee |
Third-party cover with service benefits | Silver and Gold package contents | Adamjee |
Highest total-loss settlement | Declared vehicle value | DNI |
Strongest overall benefits | Roadside, GCC, ambulance, personal effects | RAK Insurance |
Oman and GCC driving | GCC extension and Orange Card | RAK Insurance |
Family and passenger protection | Passenger and family personal accident cover | RAK Insurance |
Cover for an imported or non-GCC car | Underwriting acceptance | Adamjee |
Adamjee car insurance benefits and add-ons
Adamjee's benefit list is built around everyday practicality rather than headline limits. The two that most often decide a purchase are the free agency-repair upgrade and the free premium-garage upgrade, because both are normally paid extras elsewhere.
Two benefits are worth reading against your own driving. Roadside assistance cover is included around the clock on comprehensive plans but priced separately on a base third-party quote, and personal accident cover applies to the driver and passengers but not, on the quoted plans, to family members or employees.
Benefit or add-on | What it means | Availability |
Third-party liability | Covers injury, death or property damage caused to others | Third-party and comprehensive |
Own damage cover | Covers damage to the insured vehicle | Comprehensive only |
Personal accident — driver | Financial protection for the driver in case of injury or death | Third-party and comprehensive |
Personal accident — passenger | Covers passengers injured during an accident | Third-party and comprehensive |
24/7 roadside assistance | Emergency towing, battery boost, lockout help, flat tyre and emergency fuel | Included in comprehensive and in the Silver and Gold packages; +AED 10 on a base third-party quote |
Replacement vehicle | Replacement car for up to 10 days in eligible non-fault claims | Comprehensive, where purchased separately and shown on the policy schedule |
Windscreen protection | Covers windscreen repair or replacement | Comprehensive |
Natural disaster cover | Covers damage caused by floods, storms and similar events | Comprehensive |
Fire and theft cover | Protection against vehicle theft or fire damage | Comprehensive |
Riot and strike damage | Covers damage caused by riots and strikes | Comprehensive |
Ambulance services | Emergency transport after an accident | Comprehensive, and the Silver and Gold third-party packages |
Annual car checkup and airport transfer | One vehicle health check and one airport transfer each policy year | Silver and Gold third-party packages |
Concierge services | Restaurant and ticket bookings, DEWA, FEWA, RTA and Salik bill payment, visa application support | Silver and Gold third-party packages |
Airport meet and greet, home cleaning, document delivery | Lifestyle services bundled with the top third-party tier | Gold third-party package |
Nationwide UAE coverage | Insurance protection across all seven emirates | Third-party and comprehensive |
Workshop repair | Repairs through approved insurer-network garages | Comprehensive |
Premium garage repair upgrade | Higher-standard garage repair option | Comprehensive, where shown on the policy schedule |
Manufacturer-authorised repair upgrade | Repairs using authorised workshops and genuine parts | Comprehensive, where shown on the policy schedule |
What is not covered under Adamjee car insurance?
Like every UAE motor policy, Adamjee cover carries exclusions that depend on the policy wording and the cover type you bought. The most commonly triggered ones in practice are driving without a valid licence, driving under the influence, and off-road damage on a policy without off-road cover.
Common exclusion area | What it means |
Driving without a valid licence | Claims may be rejected if the driver is not legally licensed or is driving on an expired or suspended licence |
Driving under the influence | Accidents involving alcohol, narcotics or drugs affecting driver control are typically excluded |
Using the vehicle for unauthorised purposes | Claims may not be covered if the car is used differently from the purpose declared in the policy |
Racing or speed testing | Damage caused during racing, speed tests or similar activities is generally excluded |
Mechanical or electrical breakdown | Wear and tear, mechanical failure and electrical breakdown are not covered |
Tyre damage only | Tyre damage alone may not be covered unless it occurs alongside insured vehicle damage |
Overloading the vehicle | Claims may be rejected if overloading or excess passengers directly caused the accident |
Outside UAE geographical limits | Adamjee states that all its policies are limited to the UAE only. There is no Oman or GCC extension and no Orange Card |
Natural disasters on third-party policies | Third-party policies exclude floods, earthquakes, hurricanes and similar natural disasters |
War, nuclear risks or civil unrest | Damage related to war, invasion, rebellion or radioactive contamination is excluded. Riot and strike damage is covered under Adamjee comprehensive policies |
Own vehicle damage under third-party cover | Third-party insurance does not cover damage to the insured vehicle itself |
Off-road driving | Excluded. Adamjee confirms off-road cover is not available on its motor policies, so desert and wadi driving is not protected |
Employee or work-related injuries | Injuries to employees during work may require separate cover |
Intentional legal violations | Claims involving deliberate criminal acts or intentional law violations may be rejected |
Loss of insurer recovery rights | Claims may be denied if you falsely accept responsibility and prevent the insurer from recovering losses from the actually liable party |
How to buy Adamjee car insurance through Lookinsure
Buying Adamjee cover through Lookinsure takes six steps and your policy activates as soon as the first payment clears, whether you pay in full or in instalments.
Step 1
Enter vehicle details
Enter your car's make and model manually, or pull them automatically from your chassis number
Step 2
Enter personal information
Answer a few quick questions about your licence and driving history
Step 3
Compare insurers
See Adamjee quotes side by side with other UAE insurers and pick the policy that fits
Step 4
Upload required documents
Upload your Mulkiya, Emirates ID and driving licence copy
Step 5
Pay online
Pay in full by card, or in four instalments through Tabby or Tamara
Step 6
Receive your policy
Policy activation is confirmed immediately, regardless of which payment method you chose
Documents required to buy Adamjee car insurance
Adamjee asks for the same documents as any other UAE insurer. Buying through Lookinsure needs fewer of them, because vehicle details are pulled from your chassis number rather than re-keyed.
- Valid UAE driving licence
- Passport and residence visa for expatriates
- Emirates ID
- Vehicle registration certificate (Mulkiya)
- Bank statements, where requested during underwriting
- Confirmation letter for GCC-specification cars
Requirements vary with insurer checks, vehicle specification and policy type. The full list of documents required for car insurance in the UAE covers the exceptions.
How to renew your Adamjee motor insurance online
Adamjee motor insurance renewal through Lookinsure takes five steps and the new policy is emailed to you immediately. Renew before your current policy expires — driving uninsured in the UAE carries a fine, black points and vehicle impoundment.
Step 1
Go to Lookinsure
Open the car insurance quote form
Step 2
Select "Renew policy"
Enter your existing policy and vehicle details
Step 3
Adjust coverage or add-ons
Change cover type, add agency repair, or compare against other insurers before committing
Step 4
Pay by card, Tabby or Tamara
Pay the renewal in full or spread it across four instalments
Step 5
Receive your policy instantly
The renewed policy arrives by email straight away
Once the policy is live you can check your car insurance status online against your Emirates ID or chassis number to confirm the renewal registered.
Buy Adamjee car insurance in installments
Eligible Adamjee quotes bought through Lookinsure can be split into four interest-free payments. Your policy is issued after the first payment, not after the last one.
Both providers work the same way at checkout: car insurance with Tabby and car insurance with Tamara split the premium into four equal instalments with no added cost.
Policy type | Total premium | First payment (4 instalments) | Remaining payments |
Adamjee third-party insurance | AED 975 | Approx. AED 243.75 | 3 payments of approx. AED 243.75 |
Adamjee comprehensive insurance | AED 1,675 | Approx. AED 418.75 | 3 payments of approx. AED 418.75 |
Note: policy issuance happens right after the first payment, not after all payments are complete.
How to make an Adamjee car insurance claim
Start an Adamjee claim by submitting the online motor claim form with your accident and policy details, then wait for claim approval before any repair begins. Visiting a garage before Adamjee has approved the claim and assigned a workshop is the single most common reason a valid claim gets delayed.
Step 1
Complete the claim form
Submit the online motor claim form with accident and policy details, then wait while Adamjee reviews the submission
Step 2
Upload required documents
Attach the police report and supporting vehicle documents. Claim verification starts at this stage
Step 3
Take the vehicle to the assigned workshop
Bring the car to the approved repair centre named by Adamjee so the damage can be assessed
Step 4
Wait for repair approval
The workshop begins repairs only once Adamjee authorises the work
Step 5
Inspect and collect the vehicle
Review the repair before pickup and close the claim if the work is satisfactory
Submitting a claim form does not mean liability has been accepted. Final approval depends on policy terms, submitted documents, accident circumstances and the claim assessment. The general process for a car accident insurance claim in the UAE explains what happens at each stage, including disputed-fault cases.
Information required in the Adamjee claim form
The online claim form asks for basic policy, vehicle and accident information so the claims team can identify your policy and open the assessment:
- Vehicle number
- Insured or claimant name
- Policy number
- Accident location and emirate
- Phone number
- Email address
- Address details
- Additional remarks or accident notes
Documents required for an Adamjee insurance claim
Vehicle registration card
Verifies vehicle ownership and registration
Police report
Required for accident verification — obtain it before starting the claim
Driving licence
Confirms the driver was eligible to drive at the time of the accident
Emirates ID
Identity verification for the insured driver
Adamjee repair network and approved garages
Adamjee repairs must be carried out inside its approved workshop network, and the garage is assigned by the insurer after the claim is approved, not chosen by you. Agency repair is available only on comprehensive policies that include the upgrade.
The full directory of workshops, with addresses and phone numbers across Dubai, Abu Dhabi, Sharjah, Ajman and Ras Al Khaimah, is maintained on the Adamjee car insurance garage list.
Can I choose any garage?
No. You must use an insurer-approved garage unless your policy explicitly allows cash settlement or open-garage repair
Is agency repair available?
Yes, but only on comprehensive policies that include the agency-repair upgrade. Adamjee offers it free on eligible plans
Are approved garages mandatory?
Yes for most claims. Repairs must be done inside the insurer's authorised workshop network
Should I visit a garage before approval?
No. Always wait for claim approval and garage assignment from Adamjee before moving the car to a workshop
Adamjee Insurance contact numbers and UAE offices
Adamjee Insurance Company Limited runs its UAE head office in Business Bay, Dubai, with branch offices in Abu Dhabi and Sharjah and a separate motor claims settlement centre in Umm Ramool, Dubai. Motor claims are handled at the Umm Ramool centre, not at the branch offices.
Dubai office
One by Omniyat Building, 3rd Floor, Unit 301/302, P.O. Box 4256, Business Bay, Sheikh Zayed Road, Dubai
Abu Dhabi office
Abdulla Bin Darwish Building, 15th Floor, Unit 1501, P.O. Box 53633, Abu Dhabi
Sharjah office
Office 21, 2nd Floor, ADCB Building, Al Soor Area, Sharjah
Motor claims settlement centre
6–19 D Street, Umm Ramool, Al Rashidiya, Dubai — the recovery and motor claims centre
Adamjee does not operate a branch office in Ajman, Ras Al Khaimah, Fujairah or Umm Al Quwain. Its approved repair network still covers those emirates, and policies are valid across all seven, so drivers in the Northern Emirates are served through the Dubai and Sharjah offices and their local approved garage.
Adamjee publishes two separate numbers, and calling the wrong one is the most common reason drivers report being bounced between departments. Use 600 500 242 for policy enquiries and general customer service, and +971 4 2039300 for the claim office.
Contact information
- Customer service and general enquiries: 600 500 242
- Claim office: +971 4 2039300
- General email: [email protected]
- Claims email: [email protected]
General office details
- Working days: Monday to Friday
- Office timing: 8:00 AM to 5:00 PM
- Friday break: 12:30 PM to 2:30 PM
Claims office details
- Claims office hours: 8:00 AM to 3:00 PM, Monday to Friday
- Claim survey and intimation: 9:00 AM to 12:00 PM (noon)
Office addresses, phone numbers and working hours above are as published by Adamjee Insurance on adamjeeinsurance.ae.
If you are comparing insurers by emirate rather than by brand, these pages cover local pricing and requirements:
Frequently asked questions
Yes. Adamjee Insurance Company Limited has been licensed in the UAE since 24 July 1972 and appears on the Emirates Insurance Association's register of foreign insurance companies, with a paid-up UAE capital of AED 238,252,555. It operates from Dubai, Abu Dhabi and Sharjah under the supervision of the Central Bank of the UAE.
Adamjee third-party car insurance starts at AED 750 a year and comprehensive starts at AED 1,375, quoted for a 2025 Nissan Altima. Comprehensive costs roughly 1.7 times third-party for the same car. Your own price depends on the vehicle, your age, licence tenure and claims history.
Yes. You can compare Adamjee quotes against other UAE insurers on Lookinsure, upload your Mulkiya, Emirates ID and driving licence, and complete the purchase online in minutes. Cover activates as soon as the first payment clears, and the policy document is emailed to you immediately after issuance.
Submit the online Adamjee motor claim form with your policy and accident details, then upload the police report, vehicle registration card, driving licence and Emirates ID. Wait for Adamjee to approve the claim and assign a workshop before moving the car. Repairs start only after the insurer authorises the work.
Adamjee publishes two UAE numbers: 600 500 242 for customer service and general enquiries, and +971 4 2039300 for the claim office. Vehicle recovery and motor claims are settled at 6–19 D Street, Umm Ramool, Al Rashidiya, Dubai. Roadside assistance runs 24/7 on comprehensive plans and the Silver and Gold packages.
Adamjee has three UAE offices: its head office at One by Omniyat in Business Bay, Dubai, the Abdulla Bin Darwish Building in Abu Dhabi, and the ADCB Building in Al Soor, Sharjah. Motor claims are settled separately at Umm Ramool, Dubai. Offices open Monday to Friday, 8:00 AM to 5:00 PM.
Use the UAE vehicle insurance status check, which returns your active policy against your Emirates ID, chassis number or traffic file number. It confirms the insurer, the policy expiry date and whether cover is currently live. This is the fastest way to verify a renewal registered before your old policy lapses.
Yes. Eligible Adamjee policies bought through Lookinsure can be split into four interest-free instalments with Tabby or Tamara. A third-party policy at AED 975 works out at roughly AED 243.75 per payment, and comprehensive at AED 1,675 at roughly AED 418.75. Your policy is issued after the first payment.
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