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Dodge car insurance in the UAE
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Regulated by the Central Bank of the UAE
Regulated by the Central Bank of the UAE
Dodge car insurance in the UAE is a motor policy for a Charger, Challenger, Durango, Dart or Neon that pays for damage you cause to other people and, on comprehensive cover, for damage to your own Dodge. On Lookinsure, the lowest Dodge quotes start at AED 547.62 a year for third-party cover and AED 1,375 for comprehensive.
Dodge owners in the UAE tend to drive one of two very different cars: a V8 muscle car that insurers price as a performance vehicle, or a practical Durango, Dart or Neon that costs little more to insure than a mainstream saloon. This page shows what each one actually costs, using the lowest quotes recorded on Lookinsure, so you can compare car insurance prices online knowing which figure is realistic for your model.
Dodge car insurance prices by model
The table lists the lowest annual premium each insurer quoted for each Dodge model on Lookinsure. Figures are the lowest quotes recorded on Lookinsure; your own price depends on the car's age, value and spec and on your driving history.
| Dodge model | Lowest third-party quote (AED/year) | Lowest comprehensive quote (AED/year) | Other comprehensive quotes (AED/year) |
|---|---|---|---|
| Charger | 630.40 — Insurance House | 1,375 — Adamjee | 1,445 Insurance House · 1,600 Dubai National Insurance |
| Challenger | 700 — Sukoon | 1,375 — Adamjee | 2,500 Union Insurance · 5,000 Al Sagr |
| Durango | 781 — Tokio Marine | 1,600 — Dubai National Insurance | 1,603.97 RAK · 1,625 Orient |
| Dart | 600 — Methaq and RAK | 1,600 — Fidelity United | 1,625 Orient · 1,990 Tokio Marine |
| Neon | 547.62 — RAK | 1,375 — Adamjee | 1,445 Insurance House · 1,500 Union Insurance |
Dodge Challenger insurance
Third-party cover for a Dodge Challenger starts at AED 700 a year with Sukoon car insurance, and comprehensive cover starts at AED 1,375 with Adamjee car insurance. The Challenger has the widest comprehensive spread of any Dodge on Lookinsure: the same car drew quotes of AED 2,500 from Union Insurance and AED 5,000 from Al Sagr car insurance.
That spread is the trim showing through. An SXT with the V6 is priced like a large coupé, while an R/T, Scat Pack or Hellcat is priced as a high-performance car. Dodge stopped building the Challenger at the end of 2023, so every Challenger on UAE roads is now a used car, and its insured value falls each year. Our guide on how premiums change with vehicle age shows what that means at renewal.
Dodge Charger insurance, including Hellcat and SRT
Dodge Charger insurance starts at AED 630.40 a year for third-party cover with Insurance House car insurance, and at AED 1,375 for comprehensive cover. The next comprehensive quotes were AED 1,445 from Insurance House and AED 1,600 from Dubai National Insurance car insurance.
Those figures reflect the Chargers most owners quote for. A Charger SRT Hellcat is a 700-plus horsepower car, and insurers treat it differently: fewer of them offer agency repair on it, and young drivers may find only a few insurers willing to quote it. Read how sports car insurance is priced before you buy a Hellcat, not after.
Dodge Durango insurance
Dodge Durango insurance starts at AED 781 a year for third-party cover with Tokio Marine car insurance, and at AED 1,600 for comprehensive cover. The three lowest comprehensive quotes sat within AED 25 of each other — AED 1,600, AED 1,603.97 from RAK car insurance and AED 1,625 from Orient car insurance — which makes the Durango the most predictably priced Dodge to insure.
The Durango is a seven-seat SUV that many owners take onto sand at weekends. Standard policies normally exclude off-road driving, so a Durango that leaves the tarmac needs 4x4 off-road cover added to the policy.
Dodge Dart and Neon insurance
The Dodge Neon is the cheapest Dodge to insure on Lookinsure, with third-party cover from AED 547.62 a year with RAK and comprehensive cover from AED 1,375. The Dart follows at AED 600 for third-party cover with Methaq car insurance or RAK, and AED 1,600 for comprehensive cover with Fidelity United car insurance.
The Neon sold in the GCC is a rebadged Fiat Tipo saloon, and the Dart left production in 2016. Both are compact cars with small engines, which is why their premiums sit with mainstream saloons rather than with the Charger and Challenger.
Dodge Ram and Ram 1500 insurance
Ram has been a separate brand from Dodge since 2010, so a "Dodge Ram" is either an older truck badged as a Dodge or a Ram 1500 that people still call by its old name. Insurers quote it as a pickup, not as a Dodge car, and the price depends mostly on whether it is registered for private or business use. Compare pickup truck insurance for a privately used Ram, and commercial vehicle insurance if the truck is registered to a company or carries goods for work.
How much does Dodge car insurance cost in the UAE?
The cost of Dodge car insurance in the UAE starts at AED 547.62 a year for third-party cover and AED 1,375 a year for comprehensive cover, based on the lowest quotes recorded on Lookinsure in October 2026.
Across all five models, the lowest third-party quotes ran from AED 547.62 to AED 781, and the lowest comprehensive quotes from AED 1,375 to AED 1,600. As a rule of thumb from these figures, the cheapest comprehensive Dodge motor insurance quote costs about 2 to 2.7 times the cheapest third-party quote for the same model.
Insurers base a Dodge car insurance premium on what the car is worth and how expensive it is to repair, so how insurers value your car matters as much as the badge on the bonnet.
Is a Dodge expensive to insure?
No, not for most Dodge models. Third-party cover for every Dodge on Lookinsure starts below AED 800, and comprehensive cover for the Charger, Challenger and Neon starts at AED 1,375. A Dodge becomes expensive to insure when it is a high-performance trim such as a Scat Pack or Hellcat, when the driver is young, or when the owner wants agency repair on an older car.
What moves a Dodge insurance premium
Six things move the price of Dodge auto insurance more than anything else. Two of them are specific to Dodge: the engine and where the car was built for.
Engine and trim
A V8 Charger or Challenger costs more to insure than a V6 version of the same car, and supercharged SRT trims cost more again.
Driver age and licence history
Drivers under 25, and anyone with a UAE licence held for less than a year, usually pay the highest premiums and may be refused on performance trims.
Car value and age
Comprehensive premiums track the insured value, which falls every year for models Dodge no longer builds.
Claims history
A record of claim-free years earns a no-claims discount; a recent at-fault claim removes it.
Agency or garage repair
Repair at the Dodge dealer costs more than repair at an insurer-approved garage, and most insurers stop offering it after the first few years.
GCC or US specification
Imported US-spec Dodges are accepted by fewer insurers, which reduces the number of quotes you can compare.
Two of these are in your hands. Young drivers should read our guide to car insurance for young drivers before buying a V8, and anyone fitting a tune, an exhaust or wheels should check how modifications affect car insurance — an undeclared modification is a common reason a Dodge claim is refused.
Types of Dodge car insurance: comprehensive or third-party?
There are two types of Dodge car insurance plans in the UAE. Third-party car insurance is the legal minimum in the UAE, set by the Unified Motor Vehicle Insurance Policy that the Central Bank of the UAE now regulates; it pays for injury and damage you cause to others but nothing towards your own Dodge. Comprehensive car insurance adds cover for your own car against accidents, fire, theft and, on most policies, flood.
Choose comprehensive Dodge car insurance if…
Your Charger, Challenger or Durango is financed, less than five years old, or a performance trim you could not afford to repair yourself. Banks require comprehensive cover on a financed car.
Choose third-party Dodge car insurance if…
You drive an older Dart or Neon and the comprehensive premium would be more than about a tenth of what the car is worth.
What Dodge car insurance covers, and what it doesn't
A comprehensive Dodge policy covers the following. Third-party cover includes only the liability items.
Accident damage
Repairs to your Dodge after a collision, whoever was at fault (comprehensive only).
Fire and theft
Repair or replacement if the car is stolen or damaged by fire (comprehensive only).
Third-party liability
Injury to other people and damage to their property, on every policy.
Natural perils
Storm and flood damage on most comprehensive policies; check the wording.
Personal accident
Death or injury benefit for the driver and passengers, included or added depending on the insurer.
Optional add-ons
Agency repair, roadside assistance, off-road cover and more, priced separately.
After the 2024 rains, flood is the inclusion most UAE drivers check first; if your policy wording does not name it, you can add flood cover.
Exclusions that apply to every Dodge policy
Racing and track days
Damage on a track, in a race or in a speed test, including drag-strip events.
Drink or drug driving
Any claim where the driver was under the influence of alcohol or drugs.
Wrong use or wrong driver
Commercial use on a private policy, or a driver without a valid UAE licence.
Wear and breakdown
Mechanical and electrical failure, tyres and normal wear and tear.
Lapsed cover
Anything that happens after the policy has expired.
Mechanical failure matters on an older V8: an engine or gearbox fault is not an insured event, and mechanical breakdown cover is the add-on that pays for it. For the full list, see common car insurance exclusions.
Add-ons worth taking on a Dodge
The add-ons that matter depend on which Dodge you drive. For a V8 Charger or Challenger, engine protection cover pays for water or oil damage to the engine that a standard policy would exclude. For any Dodge driven long distances, roadside assistance cover pays for towing, battery boosts and fuel delivery.
Three smaller add-ons are cheap to include and useful on any model: personal accident cover for passengers, windscreen cover for stone chips on the highway, and car key replacement cover for the Charger and Challenger's keyless fobs.
Agency repair is the other choice to make. Repair at the Dodge dealer uses original Mopar parts, but it raises the premium and most insurers only offer it for the first few years of a car's life; after that, repairs go to an insurer-approved garage.
Insuring a US-spec or imported Dodge
Many Chargers and Challengers in the UAE were imported from the United States rather than sold new through the local dealer, and that changes how they are insured. Fewer insurers quote US-spec cars, some will not offer agency repair on them, and a car imported after an accident may be refused comprehensive cover altogether.
Before buying an imported Dodge, check whether it is GCC or US specification — our explainer on American-spec vs GCC-spec cars shows how to tell — and read about insuring a non-GCC car so the premium does not come as a surprise after you have paid for the car.
Mopar insurance or comparing the market?
Mopar Vehicle Insurance is a motor policy arranged through the Dodge, Jeep and Ram dealer network for customers of Trading Enterprises, the Al-Futtaim business that sells and services these brands in Dubai and the Northern Emirates. Its main selling point is dealer repair with Mopar parts for the first years of the car's life, along with roadside assistance and a replacement car during repairs.
Dealer insurance is convenient when you buy a new Dodge, but it is one quote, not a comparison. On Lookinsure you can set dealer cover against the open market, add agency repair where the insurer offers it, and see the price difference before you choose. The same network looks after Jeep car insurance owners, and our list of Trading Enterprises service centres covers where Mopar repairs are carried out.
How to buy Dodge car insurance online with Lookinsure
You can purchase Dodge car insurance online in a few steps, and pay in full or in four instalments.
Step 1
Enter your Dodge
Choose the model, year and specification — GCC or imported.
Step 2
Add driver details
Your age, licence date and no-claims history.
Step 3
Compare quotes
See third-party and comprehensive prices from several insurers side by side.
Step 4
Choose add-ons
Add agency repair, off-road, roadside or engine cover where offered.
Step 5
Pay
Pay by card, or split the premium into four payments.
Step 6
Receive your policy
Your policy documents are emailed to you once the insurer issues them.
When you are ready, get a car insurance quote for your Dodge and the comparison runs on the details above.
Documents you need to buy Dodge insurance
Emirates ID
Or passport and visa if your Emirates ID is not yet issued.
UAE driving licence
Valid for the vehicle category you are insuring.
Vehicle registration (Mulkiya)
Or the customs or transfer certificate for an imported or newly bought Dodge.
No-claims certificate
From your previous insurer, if you want a no-claims discount.
Our guide to the documents required for car insurance covers special cases such as company-owned cars.
Cheap Dodge car insurance: how to pay less
The cheapest Dodge car insurance comes from comparing quotes, because the spread between insurers is wide: the same Challenger was quoted at AED 1,375 and AED 5,000 for comprehensive cover. After comparing, three things lower the price of affordable Dodge car insurance further.
A clean record is worth the most: each claim-free year builds your no-claims bonus, and the discount moves with you to a new insurer if you bring a no-claims certificate. Choosing a higher voluntary excess lowers the premium in exchange for paying more of any claim yourself.
If the total is the problem rather than the price, you can spread it: Tabby car insurance instalments and Tamara car insurance instalments split the premium into four payments.
Renew Dodge car insurance online
Renewing Dodge vehicle insurance should be a fresh comparison, not an automatic roll-over. Your insurer's renewal price is one quote; the market may be cheaper, especially for a Challenger or Charger whose value has fallen since last year.
Step 1
Start before expiry
Compare in the last month of your policy so there is no gap in cover.
Step 2
Update your details
Add this year's claim history and the car's current value.
Step 3
Compare and renew
Stay with your insurer or switch, then pay online.
Buying a used Dodge with time left on the seller's policy? Read how to transfer car insurance before you register the car in your name.
How to make a Dodge car insurance claim
A Dodge car insurance claim is made directly with your insurer, which assesses the damage and authorises the repair. Lookinsure arranges your policy but does not handle claims.
Step 1
Report the accident
Report it to the police and get the accident report; no insurer pays without one.
Step 2
Notify your insurer
Call or use the insurer's app with your policy number and report reference.
Step 3
Submit documents
Send the claim form, report, licence, Mulkiya and photos of the damage.
Step 4
Inspection
The insurer or its surveyor inspects the car and agrees the repair estimate.
Step 5
Repair
The car goes to the dealer or an approved garage, depending on your policy.
Step 6
Collect or settle
Pay any excess and collect the car, or receive the settlement for a total loss.
For timelines and what happens if the other driver was at fault, see how to claim car insurance in the UAE.
Documents required for a Dodge car insurance claim
Police report
The accident report, or a police certificate for theft or fire.
Claim form
Completed and signed, from your insurer.
Driving licence
Of the person driving at the time.
Mulkiya
The vehicle registration card.
Emirates ID
Of the policyholder.
Photos
Of the damage and the scene, taken before the car is moved where safe.
Dodge car insurance providers in the UAE
Eleven insurers quoted Dodge models on Lookinsure. The table shows which models each one quoted and its lowest price; a blank model does not mean the insurer refuses it, only that it was not among the three lowest quotes. You can also browse all UAE car insurance providers.
| Insurer | Dodge models in its lowest quotes | Lowest Dodge quote (AED/year) |
|---|---|---|
| RAK car insurance | Neon, Dart, Charger, Durango | 547.62 third-party (Neon) |
| Methaq car insurance | Dart, Neon, Charger, Challenger | 600 third-party (Dart, Neon) |
| Insurance House car insurance | Charger, Dart, Neon, Challenger | 630.40 third-party (Charger, Dart, Neon) |
| Sukoon car insurance | Challenger | 700 third-party |
| Tokio Marine car insurance | Durango, Dart | 781 third-party (Durango) |
| Fidelity United car insurance | Durango, Dart | 840 third-party (Durango) |
| Adamjee car insurance | Charger, Challenger, Neon | 1,375 comprehensive |
| Union Insurance | Neon, Challenger | 1,500 comprehensive (Neon) |
| Dubai National Insurance car insurance | Charger, Durango | 1,600 comprehensive |
| Orient car insurance | Durango, Dart | 1,625 comprehensive |
| Al Sagr car insurance | Challenger | 5,000 comprehensive |
Compare car insurance by make
Frequently Asked Questions
Dodge car insurance costs from AED 547.62 a year for third-party cover and from AED 1,375 for comprehensive cover, based on the lowest quotes recorded on Lookinsure in October 2026. The Neon is cheapest to insure; the Challenger has the widest range, with comprehensive quotes up to AED 5,000 depending on the trim and insurer.
Dodge Challenger insurance starts at AED 700 a year for third-party cover and AED 1,375 for comprehensive cover on Lookinsure. Comprehensive quotes for the same car ranged up to AED 5,000, because insurers price an R/T, Scat Pack or Hellcat far higher than a V6 SXT. Comparing several insurers matters more for the Challenger than for any other Dodge.
Yes. A Charger SRT Hellcat costs considerably more to insure than a standard Charger, whose comprehensive cover starts at AED 1,375 on Lookinsure. Insurers treat the Hellcat as a high-performance car, so fewer of them offer agency repair on it and young drivers get fewer quotes. Expect prices well above the standard Charger figures and compare widely.
Dodge Durango insurance starts at AED 781 a year for third-party cover and AED 1,600 for comprehensive cover on Lookinsure. The three lowest comprehensive quotes were within AED 25 of each other, making the Durango the most consistently priced Dodge. If you drive it on sand, add off-road cover, because standard policies exclude it.
A Ram 1500 is insured as a pickup truck, not as a Dodge car, because Ram became a separate brand in 2010. Its premium depends mainly on whether the truck is registered for private or business use. Compare pickup truck insurance for a privately used Ram, and commercial vehicle insurance if a company owns it or it carries goods.
Mopar Vehicle Insurance is a motor policy arranged through the Dodge, Jeep and Ram dealer network, offering dealer repair with original Mopar parts during the car's early years. It is a single dealer-arranged quote. You can compare it against other insurers on Lookinsure, where agency repair is available as an option on many comprehensive Dodge policies.
Not always. Some comprehensive Dodge policies include roadside assistance, while others sell it as an add-on, and third-party policies rarely include it. Roadside assistance covers towing, battery boosts, fuel delivery and flat tyres. Check the policy schedule before you buy, and add roadside assistance cover if it is missing and you drive long distances.
No. Only third-party cover is mandatory for a Dodge in the UAE, under the Unified Motor Vehicle Insurance Policy. Comprehensive cover becomes compulsory in practice if the car is financed, because banks require it. For a Charger, Challenger or Durango under five years old, Dodge comprehensive car insurance is the sensible choice even without a loan.
Yes, but fewer insurers will quote a US-spec Dodge than a GCC-spec one, and some will not offer agency repair on it. A car imported after an accident may be refused comprehensive cover. Have the customs certificate and registration ready, state the specification honestly when you compare, and expect a smaller choice of quotes.
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